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IDBI Bank Summer Intern Interview Questions and Answers
IDBI Bank Summer Intern Interview Experiences
2 interviews found
Anonymous
.
(1 Question)
- Q1. Formal introduction about education background
Interview Preparation Tips
I was interviewed in Mar 2017.
Interview Questionnaire
3 Questions
- Q1. How will you convince your potential customers to open account in this bank?
- Ans.
We will convince potential customers to open an account in this bank by highlighting our competitive interest rates, personalized customer service, and innovative digital banking solutions.
Emphasize competitive interest rates to attract customers looking for better returns on their savings.
Highlight personalized customer service to build trust and establish long-term relationships with customers.
Showcase innovative dig...
- Q2. What are the factors should be set to know customer are satisfied by bank services?
- Ans.
Factors to determine customer satisfaction with bank services
Customer feedback and surveys
Number of complaints and their resolution
Response time to customer queries and issues
Availability of multiple channels for customer support
Ease of use and convenience of banking services
Competitive interest rates and fees
Personalized and tailored banking experience
Transparency in transactions and account information
Security measur...
- Q3. Check the pricing strategy of the bank and tell all the lacks and how can we improve it?
- Ans.
The bank's pricing strategy lacks transparency and flexibility, which can be improved by implementing tiered pricing and offering personalized packages.
Lack of transparency in pricing: The bank should provide clear and easily understandable pricing information to customers.
Lack of flexibility in pricing: The bank should offer different pricing options to cater to the diverse needs of customers.
Implement tiered pricing:...
Interview Preparation Tips
Experience: I applied through a reference from my friend and got an email for an interview. The First round was mainly introduction and about myself and all about the details mentioned in my resume.
Tips: just be confident.
Round: HR Interview
Experience: In this round, all general questions about the bank strategy were asked to add more customers to bank and all about the bank services and interest rates etc.
Tips: Know all about the company, bank before attending the interview.
Round: Case Study Interview
Experience: In this round, I was given the task to check all the charges which bank put on customers for different services like, annual account charge, SMS charge, atm charge, loan interest rate etc and compare it to other banks and suggest some changes which can help to bring more customers to the bank.
Tips: know all about the bank before held it will ease your work in the interview.
College Name: Birla Global University
Interview questions from similar companies
I was interviewed in May 2017.
Interview Questionnaire
3 Questions
- Q1. What will you do to increase the reach of digital banking products of SBI using different marketing tools.
- Ans.
To increase reach of SBI's digital banking products, I will use various marketing tools such as social media, email marketing, and targeted advertising.
Create engaging social media content to showcase the benefits of digital banking
Send personalized email campaigns to existing customers promoting digital banking products
Utilize targeted advertising on platforms such as Google and Facebook to reach potential customers
Pa...
- Q2. What is the difference between marketing and selling?
- Ans.
Marketing is the process of creating awareness and generating interest in a product or service, while selling is the act of directly exchanging goods or services for money.
Marketing focuses on creating a demand for a product or service through various strategies such as advertising, public relations, and market research.
Selling involves the actual transaction between the seller and the buyer, where the seller persuades...
- Q3. What is the people's perception of SBI?
- Ans.
SBI is perceived as a reliable and trustworthy bank with a wide reach and diverse range of services.
SBI is considered one of the largest and oldest banks in India.
It has a strong presence in both urban and rural areas, making it accessible to a large population.
The bank offers various financial products and services, including savings accounts, loans, and investment options.
SBI has a reputation for stability and securi...
Interview Preparation Tips
Tips: Cover all the basics of marketing and read in detail about SBI.
Skills: Marketing
College Name: University Of Hyderabad (UOH)
Skills evaluated in this interview
I applied via Campus Placement and was interviewed before May 2020. There were 3 interview rounds.
Interview Questionnaire
3 Questions
- Q1. Tell Me About Yourself.?
- Q2. Why have you color your hair.?
- Q3. What is Your Biggest Hurdle.?
Interview Preparation Tips
Don't argue and never lie
I was interviewed in Sep 2016.
Interview Questionnaire
2 Questions
- Q1. Asked for marketing strategies on how the company can improve the business of its current account customers
- Q2. Asked family related questions and past records of under graduation and why Yes Bank
Interview Preparation Tips
Experience: The company shortlisted candidates based on their requirements as per job profile
College Name: IMI New Delhi
Selected
I was interviewed in May 2024.
(2 Questions)
- Q1. Tell me about yourself
- Ans.
I am a motivated and hardworking student with a passion for learning and gaining practical experience in the field of [specific field].
Currently pursuing a degree in [specific field]
Completed relevant coursework in [specific area]
Previous internship experience at [company] where I gained skills in [relevant skills]
- Q2. Cv related projects
I applied via Campus Placement and was interviewed before Apr 2021. There was 1 interview round.
(2 Questions)
- Q1. Tell me about your summer internship in UG
- Q2. Explain different types of retail loans
- Ans.
Retail loans are loans given to individuals for personal use. There are different types of retail loans based on the purpose of the loan.
Home loans - for purchasing or constructing a house
Vehicle loans - for purchasing a car or bike
Personal loans - for any personal expenses like medical bills, travel, etc.
Education loans - for funding education expenses
Gold loans - for taking a loan against gold as collateral
Consumer d...
Interview Preparation Tips
Selected
I applied via Campus Placement and was interviewed before Mar 2022. There were 2 interview rounds.
(3 Questions)
- Q1. What are types of bank accounts?
- Ans.
Bank accounts can be classified into various types based on their features and usage.
Savings account - for individuals to save money and earn interest
Current account - for businesses to carry out transactions
Fixed deposit account - for long-term savings with higher interest rates
Recurring deposit account - for regular savings with fixed monthly deposits
NRI account - for non-resident Indians to manage their finances in ...
- Q2. Name different types of loans? how has digitalisation helped banks and consumers?
- Ans.
Types of loans include personal, home, auto, student, and business loans. Digitalisation has made banking more convenient and accessible for consumers.
Personal loans are unsecured loans for personal expenses
Home loans are used to purchase or refinance a home
Auto loans are used to purchase a vehicle
Student loans are used to pay for education expenses
Business loans are used to finance business operations
Digitalisation ha...
- Q3. What is the purpose of sensex and nefti? how many blue chip companies are listed with them?
- Ans.
Sensex and Nifty are stock market indices in India that track the performance of top companies listed on the stock exchange.
Sensex and Nifty are used as a benchmark to measure the performance of the Indian stock market.
Sensex is calculated based on the market capitalization of 30 top companies listed on the Bombay Stock Exchange (BSE).
Nifty is calculated based on the market capitalization of 50 top companies listed on ...
Interview Preparation Tips
- types of banks
- Bank Accounting
- type of loans
- Digital Marketing
- different rate of interest
try giving quality answers
do not exaggerate your answers
do not guess, accept it when you don't know the answers
I was interviewed before Sep 2019.
Interview Questionnaire
8 Questions
- Q1. 1 tell me about your self?
- Q2. Why you want work at this company?
- Q3. Why should I hire you?
- Q4. If you are experience person----why are you looking for a job company change?
- Q5. What are your salary requirements?
- Q6. What is your ambition?
- Q7. How could be you contribute to our company if you're selected?
- Q8. Finally do you have any questions to ask me
Interview Preparation Tips
* Clarify your are selling points ex:-(good
communication skills)
* And reason you the job
* Prepare for common interview questions
* Practice---practice---practice and be confident
At the time of interview time.
I applied via Referral and was interviewed in Sep 2024. There was 1 interview round.
(2 Questions)
- Q1. Tell about yourself
- Q2. What you did in previous role
IDBI Bank Interview FAQs
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IDBI Bank Summer Intern Reviews and Ratings
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