IDBI Bank Assistant Manager Interview Questions, Process, and Tips

Q1. If you are fresher, interview questions will be on your field of studies, general awareness and basic banking.
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Q2. What does manager do? What is CRR SLR and Repos? What is PMAY scheme?
Ans. 
A manager oversees operations, manages staff, and makes decisions to achieve organizational goals. CRR, SLR, and Repos are financial terms. PMAY is a government scheme for affordable housing.
• Managers oversee day-to-day operations and make decisions to achieve organizational goals

• They manage staff, delegate tasks, and ensure that work is completed efficiently and effectively

• CRR (Cash Reserve Ratio) is the percentage of ...read more
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Generic GD topic. My topic was 'Is social media good or bad?'

Q1. Tell me about yourself.
Ans. 
Experienced professional with a background in retail management and a proven track record of driving sales and improving team performance.
• Over 5 years of experience in retail management

• Strong leadership skills demonstrated through successful team management

• Proven ability to increase sales and meet targets

• Excellent communication and interpersonal skills

• Passionate about delivering exceptional customer service
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Q2. Are you open to travel to rural areas for sales?
Ans. 
Yes, I am open to travel to rural areas for sales as it allows me to reach a wider customer base and understand diverse market needs.
• I have previous experience traveling to rural areas for sales in my current role.

• I believe that reaching out to customers in rural areas is essential for expanding the business.

• I am willing to travel to rural areas to meet sales targets and build strong customer relationships.
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The topic was given and 1 min each was given to each candidate to have their say

Q1. Introduction was askeed
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Q2. Some key financial ratios
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Q3. Why MBA
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Q4. Why Idbi
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Q5. Where do you see yourself in 5 years
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Digital india was the topic of our gd

Q1. Introduce yourself
Ans. 
Experienced assistant manager with a background in retail and customer service.
• Managed a team of 10 employees at XYZ retail store

• Implemented new customer service training program resulting in 20% increase in customer satisfaction

• Strong organizational and leadership skills
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Q2. Why banking sector
Ans. 
I am drawn to the banking sector due to its dynamic nature, opportunities for growth, and the chance to work with diverse clients and financial products.
• Opportunities for career growth and advancement

• Dynamic and fast-paced environment

• Working with diverse clients and financial products

• Interest in finance and economics
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Q3. Some financial ratios
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Q1. Banking related
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Q2. RBI latest changes
Ans. 
RBI has made several recent changes to monetary policy and regulations.
• RBI has cut the repo rate by 25 basis points to 5.75%

• RBI has changed the stance of monetary policy from neutral to accommodative

• RBI has introduced a new liquidity management tool called 'Standing Deposit Facility'

• RBI has relaxed norms for external commercial borrowings (ECBs) for infrastructure sector
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Q3. Current issues related to finance
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Q1. It was regarding my previous roles and responsibilities
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