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IDBI Bank Banker Interview Questions, Process, and Tips

Updated 28 Sep 2022

IDBI Bank Banker Interview Experiences

1 interview found

I applied via Ibps. In and was interviewed before Sep 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

Maths, reasoning, general awareness and banking news, english and computer. I joined through IBPS in 2016. At present IDBI conducts exam Separately of assistant managers and executives.

Round 2 - Personal Interview 

(5 Questions)

  • Q1. Difference between fixed cost and variable cost
  • Ans. 

    Fixed cost remains constant regardless of production while variable cost changes with production.

    • Fixed cost is a cost that remains constant regardless of the level of production or sales. Examples include rent, salaries, insurance, and property taxes.

    • Variable cost is a cost that changes with the level of production or sales. Examples include raw materials, labor, and utilities.

    • Total cost is the sum of fixed and variabl...

  • Answered by AI
  • Q2. What is smart city ?
  • Ans. 

    A smart city is a city that uses technology and data to improve the quality of life for its citizens.

    • Smart cities use sensors and data analytics to manage resources efficiently.

    • They prioritize sustainability and reduce environmental impact.

    • Smart transportation systems, such as self-driving cars and bike-sharing programs, are common in smart cities.

    • Examples of smart cities include Singapore, Barcelona, and Amsterdam.

  • Answered by AI
  • Q3. Name four deputy governors of RBI
  • Ans. 

    Four deputy governors of RBI are BP Kanungo, MK Jain, MD Patra, and Rajeshwar Rao.

    • BP Kanungo is in charge of currency management, payment systems, and information technology.

    • MK Jain is responsible for banking regulation and supervision.

    • MD Patra oversees monetary policy and research.

    • Rajeshwar Rao is in charge of financial markets, internal debt management, and international operations.

  • Answered by AI
  • Q4. What is intangible asset?
  • Ans. 

    Intangible asset is a non-physical asset that has no intrinsic value but holds value due to its legal or intellectual property rights.

    • Intangible assets are not physical in nature and cannot be touched or seen.

    • They include patents, trademarks, copyrights, goodwill, brand recognition, and intellectual property.

    • Intangible assets are valuable because they provide a competitive advantage and generate revenue for the company...

  • Answered by AI
  • Q5. Where intangible assets are shown in balance sheet?
  • Ans. 

    Intangible assets are shown in the balance sheet under non-current assets.

    • Intangible assets are assets that lack physical substance, such as patents, trademarks, and goodwill.

    • They are shown separately from tangible assets on the balance sheet.

    • Intangible assets are usually amortized over their useful life.

    • Examples of intangible assets include brand recognition, customer lists, and software licenses.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - IDBI bank is the one stop for overall carrier objectives. But one need to be ready for transfers and postings across PAN India.

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Interview questions from similar companies

I applied via Referral and was interviewed before Dec 2019. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. I was asked about my reason for switch to ICICI from Kotak.
  • Q2. I was asked about how am i thinking to grow in ICICI.

Interview Preparation Tips

Interview preparation tips for other job seekers - Kindly prepare well about the company profile and the job role you are looking at. You should be confident about what you are going to achieve here together with a mindset of contributing a good value in the growth of the company. If your confidence is high, then our HR professionals are very good at reading that. You will be hired don't worry.

I applied via Walk-in and was interviewed in Jul 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Selling of the insurance
  • Q2. Linked to the Bank

Interview Preparation Tips

Interview preparation tips for other job seekers - Phone Call interview

I applied via Referral and was interviewed in Nov 2019. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. 1. Interviewer asked my general details.
  • Q2. Interviewer checked my knowledge in my field by asking various questions on asset sales
  • Q3. Interviewer asked about my previous experience.
  • Q4. They asked my salary expectations.

Interview Preparation Tips

Interview preparation tips for other job seekers - My interview was more behavioral rather than being technical cause I am an experienced guy in the field. For freshers I would advise show confidence and remain stress free

I applied via Referral and was interviewed before Jan 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About banking relate about casa

Interview Preparation Tips

Interview preparation tips for other job seekers - Interivew was very good and clear no hidden policy on spot selection

I applied via Company Website and was interviewed before May 2021. There was 1 interview round.

Round 1 - Technical 

(3 Questions)

  • Q1. Communication skills
  • Q2. Skills sales skills and body language
  • Q3. Profile matchd questions

Interview Preparation Tips

Interview preparation tips for other job seekers - good platform is hdfc bank and Market brand

I applied via Approached by Company and was interviewed before Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Whats ur background. Why u r select in axis bank.
  • Q2. Whats u r strength where u r from

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to join in axis bank work life balance is good, and salary also time to time payong

Interview Questionnaire 

5 Questions

  • Q1. Why you want to join Axis
  • Q2. What is current Market Penetration of Axis
  • Ans. 

    Axis has a market penetration of around 10% in the current market.

    • Axis has a strong presence in the surveillance camera market.

    • They have a wide range of products catering to different customer needs.

    • Their focus on innovation and technology has helped them gain a competitive edge.

    • However, they face tough competition from other players in the market such as Hikvision and Dahua.

  • Answered by AI
  • Q3. Write 2 pros and 2 cons of Axis as compared to its competitors
  • Ans. 

    Axis has superior technology and customer support, but is more expensive than competitors.

    • Pros: advanced technology, excellent customer support

    • Cons: higher cost than competitors, limited product range compared to some competitors

  • Answered by AI
  • Q4. How can Axis Bank become more dominant player
  • Ans. 

    Axis Bank can become more dominant player by expanding its digital presence and offering innovative products and services.

    • Invest in technology and digital infrastructure to enhance customer experience

    • Offer personalized and customized products and services to cater to diverse customer needs

    • Expand its reach by opening more branches and ATMs in untapped markets

    • Collaborate with fintech companies to offer innovative solutio...

  • Answered by AI
  • Q5. What will be your contribution in business and how will you generate the same and share plan
  • Ans. 

    I will contribute to the business by implementing effective sales strategies and building strong relationships with clients.

    • Develop and execute sales plans to achieve targets

    • Identify new business opportunities and expand customer base

    • Build and maintain strong relationships with clients

    • Provide excellent customer service and support

    • Analyze market trends and adjust strategies accordingly

    • Collaborate with cross-functional t...

  • Answered by AI

I applied via Referral and was interviewed before Aug 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. About past and present company and job profile and responsibilities

Interview Preparation Tips

Interview preparation tips for other job seekers - Be perfect in your field and gather as much as knowledge.

I applied via Walk-in and was interviewed in Apr 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Tell me about Yourself and family ?
  • Q2. Tell me ur special quality for this job

Interview Preparation Tips

Interview preparation tips for other job seekers - Candidates Know english speaking and knowledge of sales marketing how to sell product, team leading, daily mis etc
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IDBI Bank Interview FAQs

How many rounds are there in IDBI Bank Banker interview?
IDBI Bank interview process usually has 3 rounds. The most common rounds in the IDBI Bank interview process are Aptitude Test, Personal Interview and Resume Shortlist.
What are the top questions asked in IDBI Bank Banker interview?

Some of the top questions asked at the IDBI Bank Banker interview -

  1. Where intangible assets are shown in balance she...read more
  2. Difference between fixed cost and variable c...read more
  3. What is intangible ass...read more

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IDBI Bank Banker Salary
based on 32 salaries
₹9 L/yr - ₹25 L/yr
227% more than the average Banker Salary in India
View more details

IDBI Bank Banker Reviews and Ratings

based on 5 reviews

3.1/5

Rating in categories

3.3

Skill development

2.3

Work-life balance

3.8

Salary

3.4

Job security

2.2

Company culture

2.7

Promotions

2.3

Work satisfaction

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