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Consumer bank is a financial institution that provides services and products to individual customers.
Offers services such as savings accounts, checking accounts, loans, credit cards, and mortgages
Focuses on meeting the financial needs of individual customers rather than businesses
Examples include Bank of America, Chase, and Wells Fargo
IDBI Bank interview questions for popular designations
I was interviewed in Feb 2023.
General questions of banking
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I applied via Walk-in and was interviewed in Oct 2022. There were 2 interview rounds.
I applied via Company Website and was interviewed in Mar 2023. There were 2 interview rounds.
Written exam conducted through IBPS
I applied via Free job alerts and was interviewed in Feb 2023. There were 4 interview rounds.
Online recruitment exam was conducted which was moderate and easy to clear.
I applied via Campus Placement
Probability of default and loss given default are important metrics used in credit risk analysis.
Probability of default (PD) is the likelihood of a borrower defaulting on their loan or credit obligation.
Loss given default (LGD) is the amount of money lost by the lender in the event of a borrower default.
PD and LGD are used to calculate expected credit losses (ECL) for financial reporting purposes.
ECL is an estimate of ...
Value at Risk (VaR) is a risk management technique that measures the potential loss in value of an investment or portfolio over a given time period.
VaR is calculated based on statistical models that take into account key economic drivers such as interest rates, market volatility, and asset prices.
It helps investors and financial institutions to understand the potential downside risk of their investments and make inform...
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The duration of IDBI Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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Assistant Manager
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Manager
655
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Assistant General Manager
399
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| ₹12 L/yr - ₹40 L/yr |
Sales Executive
259
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Senior Sales Executive
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