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IDBI Bank Interview Questions, Process, and Tips

Updated 15 Jan 2025

Top IDBI Bank Interview Questions and Answers

View all 34 questions

IDBI Bank Interview Experiences

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67 interviews found

I applied via Campus Placement and was interviewed before Jun 2020. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. --Tell about our IDBI branch policies and plans
  • Ans. 

    IDBI branch policies and plans focus on customer satisfaction, innovation, and growth.

    • IDBI offers various banking products and services to meet the diverse needs of customers.

    • The branch has implemented digital banking solutions to enhance customer experience.

    • IDBI has plans to expand its branch network to reach more customers in different regions.

    • The bank focuses on providing personalized services and building long-term

  • Answered by AI
  • Q2. I had describing about their Saving plans and Loan investments amd their affordable interest rates

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Polite and Gentle and to make a eye on you

Investment Banking IT Interview Questions asked at other Companies

Q1. --Tell about our IDBI branch policies and plans
View answer (1)

I was interviewed before Apr 2020.

Interview Questionnaire 

6 Questions

  • Q1. Tell us about yourself.
  • Q2. Tell us the journey of IDBI from RBI.
  • Ans. 

    IDBI was established in 1964 as a subsidiary of RBI and later became an independent entity in 2004.

    • IDBI was established in 1964 as a subsidiary of RBI to provide credit and other facilities for the development of industries in India.

    • In 1976, IDBI was made the principal financial institution for coordinating the activities of institutions engaged in financing, promoting and developing industry in India.

    • In 2004, IDBI bec...

  • Answered by AI
  • Q3. What is CASA ratio?
  • Ans. 

    CASA ratio is the ratio of a bank's current account and savings account deposits to its total deposits.

    • CASA stands for Current Account and Savings Account

    • It is a measure of a bank's ability to generate stable deposits

    • Higher CASA ratio indicates lower cost of funds for the bank

    • CASA ratio is an important metric for banks as it affects their profitability

    • Example: If a bank has total deposits of $100 and $60 of it is from ...

  • Answered by AI
  • Q4. What is liquidity ratio?
  • Ans. 

    Liquidity ratio is a financial metric that measures a company's ability to pay off its short-term debts.

    • It is calculated by dividing current assets by current liabilities.

    • A higher liquidity ratio indicates a better ability to meet short-term obligations.

    • Common liquidity ratios include the current ratio and the quick ratio.

    • For example, if a company has $100,000 in current assets and $50,000 in current liabilities, its l

  • Answered by AI
  • Q5. What is the date of demonitization.?
  • Ans. 

    Demonetization in India started on November 8, 2016.

    • Demonetization refers to the act of stripping a currency unit of its status as legal tender.

    • On November 8, 2016, the Indian government announced the demonetization of all ₹500 and ₹1,000 banknotes.

    • The move was aimed at curbing black money, counterfeit currency, and corruption.

    • New ₹500 and ₹2,000 banknotes were introduced in exchange for the old ones.

    • The demonetization

  • Answered by AI
  • Q6. Is it beneficial from your point of view?
  • Ans. 

    Yes, it is beneficial from my point of view.

    • It allows for growth and development within the company.

    • It provides opportunities for learning and advancement.

    • It can lead to increased job satisfaction and motivation.

    • It may result in higher pay and benefits.

    • For example, when I was promoted to Assistant Manager at my previous job, I was able to take on more responsibilities and learn new skills.

    • This ultimately led to a highe...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident , give the answers honestly and listen to the questions carefully.

Top IDBI Bank Assistant Manager Interview Questions and Answers

Q1. Tell us the journey of IDBI from RBI.
View answer (4)

Assistant Manager Interview Questions asked at other Companies

Q1. You are Handling cash operations then how you manage operations with sales ?
View answer (87)

I applied via Walk-in and was interviewed before Apr 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Why do you wants to join our company or bank..?

Interview Preparation Tips

Interview preparation tips for other job seekers - 1.give ur intro first nd don't make it so lengthy
2.always try to give ans in English/hindi but in a clear language ..
3.Dress up smartly nd wear smile on ur face nd don't show ur nervousness...

Sales Executive Interview Questions asked at other Companies

Q1. Do you know what is selling and how you can sell it?
View answer (51)

Accountant Interview Questions & Answers

user image Anonymous

posted on 15 Sep 2017

I was interviewed in Sep 2017.

Interview Questionnaire 

8 Questions

  • Q1. Introduction
  • Q2. Skills- Tally , DCA , DTP
  • Q3. Experience - 1year 5months in dealers at narnolia securities limited
  • Q4. Interested in account department or in mutual fund
  • Q5. What type of job i want
  • Q6. I am intrested at mutual fund sector also
  • Q7. I am eligible for this job or not
  • Q8. What is my salary

Interview Preparation Tips

College Name: Ranchi University

Accountant Interview Questions asked at other Companies

Q1. What journal is made when purchase requisition is created
View answer (24)

IDBI Bank interview questions for popular designations

 Assistant Manager

 (22)

 Sales Executive

 (4)

 Business Development Executive

 (2)

 Sales Manager

 (2)

 Summer Intern

 (2)

 Accountant

 (1)

 Accountant Cashier

 (1)

 AGM

 (1)

Summer Intern Interview Questions & Answers

user image Anonymous

posted on 27 Aug 2017

I was interviewed in Mar 2017.

Interview Questionnaire 

3 Questions

  • Q1. How will you convince your potential customers to open account in this bank?
  • Ans. 

    We will convince potential customers to open an account in this bank by highlighting our competitive interest rates, personalized customer service, and innovative digital banking solutions.

    • Emphasize competitive interest rates to attract customers looking for better returns on their savings.

    • Highlight personalized customer service to build trust and establish long-term relationships with customers.

    • Showcase innovative dig...

  • Answered by AI
  • Q2. What are the factors should be set to know customer are satisfied by bank services?
  • Ans. 

    Factors to determine customer satisfaction with bank services

    • Customer feedback and surveys

    • Number of complaints and their resolution

    • Response time to customer queries and issues

    • Availability of multiple channels for customer support

    • Ease of use and convenience of banking services

    • Competitive interest rates and fees

    • Personalized and tailored banking experience

    • Transparency in transactions and account information

    • Security measur...

  • Answered by AI
  • Q3. Check the pricing strategy of the bank and tell all the lacks and how can we improve it?
  • Ans. 

    The bank's pricing strategy lacks transparency and flexibility, which can be improved by implementing tiered pricing and offering personalized packages.

    • Lack of transparency in pricing: The bank should provide clear and easily understandable pricing information to customers.

    • Lack of flexibility in pricing: The bank should offer different pricing options to cater to the diverse needs of customers.

    • Implement tiered pricing:...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: I applied through a reference from my friend and got an email for an interview. The First round was mainly introduction and about myself and all about the details mentioned in my resume.
Tips: just be confident.

Round: HR Interview
Experience: In this round, all general questions about the bank strategy were asked to add more customers to bank and all about the bank services and interest rates etc.
Tips: Know all about the company, bank before attending the interview.

Round: Case Study Interview
Experience: In this round, I was given the task to check all the charges which bank put on customers for different services like, annual account charge, SMS charge, atm charge, loan interest rate etc and compare it to other banks and suggest some changes which can help to bring more customers to the bank.
Tips: know all about the bank before held it will ease your work in the interview.

College Name: Birla Global University

Summer Intern Interview Questions asked at other Companies

Q1. There are 8 bottles of milk out of which one bottle is poisoned. What will be the minimum number of persons required to find the poisoned bottle if the person dies within 24 hours of drinking the poison. You have only 24 hours.
View answer (6)

Get interview-ready with Top IDBI Bank Interview Questions

Assistant Manager Interview Questions & Answers

user image Sidharth mohan

posted on 25 Aug 2017

I was interviewed before Aug 2016.

Interview Questionnaire 

1 Question

  • Q1. Basic questions... Knowledge check... Language check etc

Interview Preparation Tips

Round: Test
Duration: 2 hours
Total Questions: 200

Top IDBI Bank Assistant Manager Interview Questions and Answers

Q1. Tell us the journey of IDBI from RBI.
View answer (4)

Assistant Manager Interview Questions asked at other Companies

Q1. You are Handling cash operations then how you manage operations with sales ?
View answer (87)

Intern Interview Questions & Answers

user image Parth Chadha

posted on 6 May 2017

I was interviewed in Apr 2017.

Interview Preparation Tips

Round: Resume Shortlist
Experience: Various resume were taken into consideration

College Name: Fimt

Intern Interview Questions asked at other Companies

Q1. Case. There is a housing society “The wasteful society”, you collect all the household garbage and sell it to 5 different businesses. Determine what price you will pay to the society members in Rs/kg, given you want to make a profit of 20% ... read more
View answer (8)

IDBI Bank Interview FAQs

How many rounds are there in IDBI Bank interview?
IDBI Bank interview process usually has 1-2 rounds. The most common rounds in the IDBI Bank interview process are One-on-one Round, Resume Shortlist and HR.
What are the top questions asked in IDBI Bank interview?

Some of the top questions asked at the IDBI Bank interview -

  1. Tell us the journey of IDBI from R...read more
  2. How will you convince your potential customers to open account in this ba...read more
  3. What does manager do? What is CRR SLR and Repos? What is PMAY sche...read more
How long is the IDBI Bank interview process?

The duration of IDBI Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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IDBI Bank Interview Process

based on 64 interviews

Interview experience

4
  
Good
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IDBI Bank Reviews and Ratings

based on 1.6k reviews

3.5/5

Rating in categories

3.3

Skill development

3.2

Work-life balance

3.7

Salary

3.8

Job security

3.2

Company culture

2.9

Promotions

3.1

Work satisfaction

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