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I applied via Campus Placement and was interviewed before Jun 2020. There were 4 interview rounds.
IDBI branch policies and plans focus on customer satisfaction, innovation, and growth.
IDBI offers various banking products and services to meet the diverse needs of customers.
The branch has implemented digital banking solutions to enhance customer experience.
IDBI has plans to expand its branch network to reach more customers in different regions.
The bank focuses on providing personalized services and building long-term
I was interviewed before Apr 2020.
IDBI was established in 1964 as a subsidiary of RBI and later became an independent entity in 2004.
IDBI was established in 1964 as a subsidiary of RBI to provide credit and other facilities for the development of industries in India.
In 1976, IDBI was made the principal financial institution for coordinating the activities of institutions engaged in financing, promoting and developing industry in India.
In 2004, IDBI bec...
CASA ratio is the ratio of a bank's current account and savings account deposits to its total deposits.
CASA stands for Current Account and Savings Account
It is a measure of a bank's ability to generate stable deposits
Higher CASA ratio indicates lower cost of funds for the bank
CASA ratio is an important metric for banks as it affects their profitability
Example: If a bank has total deposits of $100 and $60 of it is from ...
Liquidity ratio is a financial metric that measures a company's ability to pay off its short-term debts.
It is calculated by dividing current assets by current liabilities.
A higher liquidity ratio indicates a better ability to meet short-term obligations.
Common liquidity ratios include the current ratio and the quick ratio.
For example, if a company has $100,000 in current assets and $50,000 in current liabilities, its l
Demonetization in India started on November 8, 2016.
Demonetization refers to the act of stripping a currency unit of its status as legal tender.
On November 8, 2016, the Indian government announced the demonetization of all ₹500 and ₹1,000 banknotes.
The move was aimed at curbing black money, counterfeit currency, and corruption.
New ₹500 and ₹2,000 banknotes were introduced in exchange for the old ones.
The demonetization
Yes, it is beneficial from my point of view.
It allows for growth and development within the company.
It provides opportunities for learning and advancement.
It can lead to increased job satisfaction and motivation.
It may result in higher pay and benefits.
For example, when I was promoted to Assistant Manager at my previous job, I was able to take on more responsibilities and learn new skills.
This ultimately led to a highe...
I applied via Walk-in and was interviewed before Apr 2020. There was 1 interview round.
I was interviewed in Sep 2017.
IDBI Bank interview questions for popular designations
I was interviewed in Mar 2017.
We will convince potential customers to open an account in this bank by highlighting our competitive interest rates, personalized customer service, and innovative digital banking solutions.
Emphasize competitive interest rates to attract customers looking for better returns on their savings.
Highlight personalized customer service to build trust and establish long-term relationships with customers.
Showcase innovative dig...
Factors to determine customer satisfaction with bank services
Customer feedback and surveys
Number of complaints and their resolution
Response time to customer queries and issues
Availability of multiple channels for customer support
Ease of use and convenience of banking services
Competitive interest rates and fees
Personalized and tailored banking experience
Transparency in transactions and account information
Security measur...
The bank's pricing strategy lacks transparency and flexibility, which can be improved by implementing tiered pricing and offering personalized packages.
Lack of transparency in pricing: The bank should provide clear and easily understandable pricing information to customers.
Lack of flexibility in pricing: The bank should offer different pricing options to cater to the diverse needs of customers.
Implement tiered pricing:...
Get interview-ready with Top IDBI Bank Interview Questions
I was interviewed before Aug 2016.
I was interviewed in Apr 2017.
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The duration of IDBI Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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Rating in categories
Assistant Manager
723
salaries
| ₹6 L/yr - ₹18 L/yr |
Manager
655
salaries
| ₹10 L/yr - ₹29 L/yr |
Assistant General Manager
399
salaries
| ₹12 L/yr - ₹40 L/yr |
Sales Executive
259
salaries
| ₹1 L/yr - ₹3.5 L/yr |
Senior Sales Executive
184
salaries
| ₹1.6 L/yr - ₹4 L/yr |
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