Upload Button Icon Add office photos

Filter interviews by

Utkarsh Small Finance Bank Collection Officer Interview Questions and Answers for Freshers

Updated 23 Feb 2025

Utkarsh Small Finance Bank Collection Officer Interview Experiences for Freshers

2 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. What is NPA profile.
  • Ans. 

    NPA profile refers to the classification of non-performing assets in a bank's loan portfolio.

    • NPA profile categorizes loans based on their repayment status.

    • It helps in identifying the level of risk in a bank's loan portfolio.

    • Examples of NPA categories include substandard assets, doubtful assets, and loss assets.

  • Answered by AI
  • Q2. What will you do if a client does not pay the amount to the bank?
  • Ans. 

    If a client does not pay the amount to the bank, I would follow up with reminders, offer payment plans, escalate to a supervisor, and as a last resort, initiate legal action.

    • Follow up with reminders via phone calls, emails, or letters.

    • Offer payment plans or negotiate a settlement to make it easier for the client to pay.

    • Escalate the issue to a supervisor or manager for further action.

    • As a last resort, initiate legal act...

  • Answered by AI
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is your quat
  • Q2. What is your experience

Collection Officer Interview Questions Asked at Other Companies for Fresher

Q1. Petrol expense not provide the co category.why
Q2. What is collection how to handle cm in that time the cm not paid ... read more
Q3. what will you do at the situation customer denied the payment ?
Q4. What's is this NPA BUCKET How to collection in process family mem ... read more
Q5. If any loan castomer person not co operate. What you do?

Collection Officer Jobs at Utkarsh Small Finance Bank

View all

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. How you deal to customer
  • Ans. 

    As a Collection Officer, I deal with customers by maintaining a professional and empathetic approach.

    • Listen actively to understand the customer's concerns and needs.

    • Maintain a calm and patient demeanor, even in challenging situations.

    • Provide clear and concise explanations of payment options and consequences.

    • Offer assistance and explore possible solutions to help customers resolve their outstanding debts.

    • Follow up with ...

  • Answered by AI

I applied via Company Website and was interviewed in Sep 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What process do i need to join

Interview Preparation Tips

Interview preparation tips for other job seekers - Thank you for selecting me and for taking entry in

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Al.pl.hl.CV.

Interview Preparation Tips

Interview preparation tips for other job seekers - I am T.L in Axis Bank in the collection department.

I applied via Walk-in and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About my self, Job profile, about product knowledge, past work experience etc etc.

Interview Preparation Tips

Interview preparation tips for other job seekers - Communication skills and knowledge about the job profile & self confidence is very important for an interview. Be positive.

I applied via Referral and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. About experience and reason for leaving current organization

Interview Preparation Tips

Interview preparation tips for other job seekers - Looking for collection manager job and for Better opportunities

I applied via Referral and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Just a normal interview. he asks for the old job & salary expectation.

I applied via Recruitment Consulltant and was interviewed before May 2021. There were 5 interview rounds.

Round 1 - Group Discussion 

Interview time 12 candidates and 3-3 candidates Groups disscution

Round 2 - Technical 

(2 Questions)

  • Q1. Self introduction and my family details
  • Q2. My self, my family details, education details
Round 3 - HR 

(1 Question)

  • Q1. Any experience, fresher, salary details
Round 4 - One-on-one 

(1 Question)

  • Q1. My self details educational details
Round 5 - Case Study 

Self details my work detail

Interview Preparation Tips

Interview preparation tips for other job seekers - My self, share job details about the job

I applied via Naukri.com and was interviewed in Jan 2022. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - I have needed collection officer job

Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank Collection Officer interview for freshers?
Utkarsh Small Finance Bank interview process for freshers usually has 1-2 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process for freshers are Resume Shortlist, One-on-one Round and HR.
How to prepare for Utkarsh Small Finance Bank Collection Officer interview for freshers?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Collections, Cash Collection, Collection Management, Debt Collection and Field Collections.
What are the top questions asked in Utkarsh Small Finance Bank Collection Officer interview for freshers?

Some of the top questions asked at the Utkarsh Small Finance Bank Collection Officer interview for freshers -

  1. What will you do if a client does not pay the amount to the ba...read more
  2. What is NPA profi...read more
  3. Code off condu...read more

Tell us how to improve this page.

Utkarsh Small Finance Bank Collection Officer Interview Process for Freshers

based on 2 interviews

Interview experience

4.5
  
Good
View more
Utkarsh Small Finance Bank Collection Officer Salary
based on 98 salaries
₹1.4 L/yr - ₹4.6 L/yr
At par with the average Collection Officer Salary in India
View more details

Utkarsh Small Finance Bank Collection Officer Reviews and Ratings

based on 41 reviews

3.6/5

Rating in categories

3.6

Skill development

3.3

Work-life balance

3.4

Salary

3.2

Job security

3.3

Company culture

3.3

Promotions

3.4

Work satisfaction

Explore 41 Reviews and Ratings
Collection Officer

Bhubaneswar,

Bhagalpur

+1

0-3 Yrs

Not Disclosed

Collection Officer

Chennai,

Coimbatore

+1

2-6 Yrs

₹ 2.5-4 LPA

Explore more jobs
Assistant Manager
796 salaries
unlock blur

₹2.2 L/yr - ₹5.3 L/yr

Customer Service Officer
599 salaries
unlock blur

₹1 L/yr - ₹4.5 L/yr

Senior Executive
413 salaries
unlock blur

₹1.8 L/yr - ₹3.8 L/yr

Sales Executive
403 salaries
unlock blur

₹1 L/yr - ₹3.6 L/yr

Relationship Officer
400 salaries
unlock blur

₹1.5 L/yr - ₹4 L/yr

Explore more salaries
Compare Utkarsh Small Finance Bank with

ICICI Bank

4.0
Compare

HDFC Bank

3.9
Compare

Axis Bank

3.7
Compare

Kotak Mahindra Bank

3.7
Compare
Did you find this page helpful?
Yes No
write
Share an Interview