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Utkarsh Small Finance Bank

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3.8

based on 3.2k Reviews

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Utkarsh Small Finance Bank Collection Officer Interview Questions and Answers for Freshers

Updated 21 Jul 2024

Utkarsh Small Finance Bank Collection Officer Interview Experiences for Freshers

2 interviews found

Collection Officer Interview Questions & Answers

Anonymous

posted on 21 Jul 2024

Interview experience

Excellent

Difficulty level

Process Duration

Result

Round 1 - HR

(2 Questions)

Q1. What is NPA profile.

Ans.

NPA profile refers to the classification of non-performing assets in a bank's loan portfolio.

NPA profile categorizes loans based on their repayment status.
It helps in identifying the level of risk in a bank's loan portfolio.
Examples of NPA categories include substandard assets, doubtful assets, and loss assets.

Answered by AI

Add your answer

Q2. What will you do if a client does not pay the amount to the bank?

Ans.

If a client does not pay the amount to the bank, I would follow up with reminders, offer payment plans, escalate to a supervisor, and as a last resort, initiate legal action.

Follow up with reminders via phone calls, emails, or letters.
Offer payment plans or negotiate a settlement to make it easier for the client to pay.
Escalate the issue to a supervisor or manager for further action.
As a last resort, initiate legal act...

Answered by AI

Add your answer

Collection Officer Interview Questions & Answers

Anonymous

posted on 25 Aug 2023

Interview experience

Good

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all tips

Round 2 - One-on-one

(2 Questions)

Q1. What is your quat

Add your answer

Q2. What is your experience

Add your answer

Top trending discussions

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Interview Tips & Stories

3d (edited)

timepasstiwari

A Digital Markter

Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question

So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours. Seriously, they didn't even acknowledge me until 10. Then this HR lady calls me in, and she's totally unprofessional. She's like, on her phone, making personal calls while I'm sitting right there. And then she starts asking me these really weird questions, like what my nickname is, and what my dad does for a living. It got really uncomfortable when she started pressing for details about where my dad works. I mean, what does that have to do with anything? So I politely told her I didn't want to answer, and she actually said, "Then we can't continue this interview." I was honestly shocked. But instead of arguing, I just stood up and said, “Alright then.” And walked out. I left feeling pissed. Not only did they waste an hour of my time, but the HR rep was also rude and unprofessional..

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Interview questions from similar companies

Relationship Officer Interview Questions & Answers

MAS Financial Services

Anonymous

posted on 10 Aug 2022

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all tips

Round 2 - One-on-one

(3 Questions)

Q1. What about personal loan

Ans.

Personal loans are unsecured loans that can be used for various purposes.

Personal loans are not backed by collateral
Interest rates on personal loans are usually higher than secured loans
Personal loans can be used for debt consolidation, home improvement, medical expenses, etc.
The loan amount and interest rate depend on the borrower's credit score and income
Repayment terms for personal loans are usually fixed and range

Answered by AI

Add your answer

Q2. Which type of document should in personal loan

Ans.

Documents required for personal loan

Identity proof (Aadhaar card, passport, driving license)
Address proof (utility bills, rental agreement, voter ID)
Income proof (salary slips, bank statements, ITR)
Employment proof (offer letter, appointment letter, experience letter)
Loan application form
Passport size photographs

Answered by AI

Add your answer

Q3. Total industry experiance

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - To arrange jobs. It's better than you. Choose your job field according to you. Your size would be better to analyze

Relationship Officer Interview Questions & Answers

MAS Financial Services

Anonymous

posted on 18 Nov 2022

I applied via Walk-in and was interviewed in Jun 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all tips

Round 2 - Interview

(2 Questions)

Q1. Finance knowledge about

Add your answer

Q2. Last work Experience any field

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - No Any experience in joining freshers can aply and job are target base

Relationship Officer Interview Questions & Answers

MAS Financial Services

Anonymous

posted on 27 Apr 2022

I applied via Walk-in and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all tips

Round 2 - One-on-one

(2 Questions)

Q1. Ask name and education

Add your answer

Q2. Ask experience about

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Did not work with mas financial
Because salary issues I am not satisfied this company

Relationship Officer Interview Questions & Answers

AU Small Finance Bank

Anonymous

posted on 5 May 2019

I applied via Naukri.com and was interviewed before May 2018. There were 4 interview rounds.

Interview Questionnaire

1 Question

Q1. Why you want to change

Ans.

I am seeking new challenges and opportunities for growth in my career.

Seeking new challenges to expand my skill set
Opportunities for career advancement
Desire for personal and professional growth
Exploring new industries or roles

Answered by AI

Add your answer

Interview Preparation Tips

Round: BM Interview
Experience: This is the new bank how will you survive here

General Tips: Never tell Lie Because of if something found mismatch so its show very bad for candidate.
Skills: Communication, Leadership, Time Management, Decision Making Skills
Duration: <1 week

Relationship Officer Interview Questions & Answers

AU Small Finance Bank

Anonymous

posted on 26 Aug 2021

I applied via Recruitment Consultant and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire

1 Question

Q1. Why u want to switch

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview taken in 3 rounds all were very good ....I am looking forward my bright future here

Relationship Officer Interview Questions & Answers

Ujjivan Small Finance Bank

Anonymous

posted on 13 Mar 2022

Round 1 - One-on-one

(1 Question)

Q1. They just asking questioning related our experience

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Give answer with confidence & try to give coorect answer & talk politely

Relationship Officer Interview Questions & Answers

Ujjivan Small Finance Bank

Anonymous

posted on 7 Dec 2021

I applied via Naukri.com and was interviewed in Nov 2021. There was 1 interview round.

Interview Questionnaire

2 Questions

Q1. They were asked about my previous organisation experience ?

Add your answer

Q2. I did clearly explain about my experience with working journey in my previous organisation

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Time of interview we should always given true and fact information about my previous job and personal background alongwith our personality with formal dress and grooming.

Relationship Officer Interview Questions & Answers

Ujjivan Small Finance Bank

Anonymous

posted on 11 Apr 2022

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all tips

Round 2 - One-on-one

(1 Question)

Q1. About work what kinds you doing work in previous company

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good always doing hard work and taken good opportunity

Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank Collection Officer interview for freshers?

Utkarsh Small Finance Bank interview process for freshers usually has 1-2 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process for freshers are Resume Shortlist, One-on-one Round and HR.

How to prepare for Utkarsh Small Finance Bank Collection Officer interview for freshers?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Collections, Microfinance, Recovery, Rural Finance and Team Leading.

What are the top questions asked in Utkarsh Small Finance Bank Collection Officer interview for freshers?

Some of the top questions asked at the Utkarsh Small Finance Bank Collection Officer interview for freshers -

What will you do if a client does not pay the amount to the ba...read more
What is NPA profi...read more
Code off condu...read more

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Utkarsh Small Finance Bank Collection Officer Salary

based on 97 salaries

₹1.4 L/yr - ₹4.6 L/yr

At par with the average Collection Officer Salary in India

View more details

Utkarsh Small Finance Bank Salaries in India

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