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I applied via Naukri.com and was interviewed in Dec 2020. There were 4 interview rounds.
Writing off a customer means declaring their debt as uncollectible and removing it from the books.
Before writing off a customer, all possible efforts should be made to collect the debt.
The decision to write off a customer should be made after a thorough analysis of their financial situation.
The process of writing off a customer involves adjusting the accounts receivable balance and creating a bad debt expense.
Examples ...
I was interviewed in Jan 2025.
I applied via Approached by Company and was interviewed in Dec 2024. There were 7 interview rounds.
Case study Details- Behavioral Case study round in which we are assessed on our performance of closing the leads of our products
Case analysis franchise
Case study product details & the budget for the whole year for example Rs 10000*12= 1 lakh 50000 whole year
Product Sales- Casa products Current Account & Savings Account products like credit cards, debit card & other financial services products like insurance, passbooks, locker & gold loans
Personal Form Filling- Name/Damayanti Suvam Banerjee
Martial Status/Married/Unmarried
Age-32
Place of Address-Mumbai & Navi Mumbai India
Thesis content on financial calculation & product details
Thesis continuation content
I was interviewed before Mar 2024.
In my previous role, I managed customer inquiries, resolved issues, and ensured a high level of satisfaction.
Handled customer inquiries via phone, email, and chat, ensuring timely responses.
Resolved customer complaints by identifying issues and providing effective solutions, such as offering refunds or replacements.
Maintained detailed records of customer interactions to track issues and follow up as necessary.
Collabora...
NEFT and RTGS are electronic payment systems in India for transferring funds between banks.
NEFT (National Electronic Funds Transfer) allows for batch-wise fund transfers, typically settled in hourly batches.
RTGS (Real-Time Gross Settlement) enables real-time, high-value fund transfers without any waiting period.
NEFT is suitable for smaller transactions, while RTGS is used for larger amounts, often above ₹2 lakh.
For exa...
Utkarsh Small Finance Bank interview questions for popular designations
Ask previous company work
Get interview-ready with Top Utkarsh Small Finance Bank Interview Questions
Discussion on retail liability TPP income Assets products how part of profitability
My last performance rating was 'Exceeds Expectations', reflecting my strong sales results and team leadership.
Achieved 120% of my sales target for three consecutive quarters.
Led a team that improved customer satisfaction scores by 15%.
Implemented a new sales strategy that increased market share by 10%.
I expect a competitive salary that reflects my experience and the responsibilities of the Branch Sales Manager role.
Based on industry standards, I believe a salary range of $70,000 to $90,000 is appropriate for this position.
I have over 5 years of experience in sales management, which I believe justifies a higher salary within that range.
Additionally, I am open to discussing performance-based incentives that could enha
I applied via Job Fair and was interviewed in Sep 2024. There was 1 interview round.
I applied via Naukri.com and was interviewed in Sep 2024. There were 2 interview rounds.
The experience of utkarsh small finance bank
I applied via Approached by Company and was interviewed in Aug 2024. There was 1 interview round.
The company's timing seems to be strategic and well-planned.
The company has entered the market at a time when demand for banking services is high.
They have launched new products and services at a time when competitors are not offering similar options.
The company's expansion plans align with economic trends and market conditions.
Overall, the timing appears to be favorable for the company's growth and success.
The duration of Utkarsh Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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