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Kotak Mahindra Bank Executive Credit Administrator Interview Questions and Answers

Updated 29 Oct 2023

Kotak Mahindra Bank Executive Credit Administrator Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
No response

I applied via Recruitment Consulltant and was interviewed before Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
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Round 2 - Technical 

(4 Questions)

  • Q1. What is the work of checker in your current role
  • Q2. How do you disburse and monitor pending compliance post disbursement
  • Ans. 

    Disbursing funds and monitoring compliance post disbursement

    • Disburse funds according to approved credit limits and terms

    • Ensure all necessary documentation is completed before disbursement

    • Monitor compliance with loan covenants and regulations post disbursement

    • Regularly review financial statements and reports to track compliance

    • Address any compliance issues promptly to mitigate risks

    • Utilize software systems for tracking

  • Answered by AI
  • Q3. What do you check in TSR
  • Ans. 

    In TSR, we check the accuracy of transactions, completeness of documentation, and adherence to credit policies.

    • Accuracy of transactions

    • Completeness of documentation

    • Adherence to credit policies

  • Answered by AI
  • Q4. Legalities in documentation to keep in mind
  • Ans. 

    Ensure all documentation complies with legal regulations and requirements.

    • Verify all signatures are present and valid

    • Ensure all necessary disclosures are included

    • Check for any required notarizations

    • Confirm all dates are accurate and consistent

    • Review for compliance with relevant laws and regulations (e.g. Truth in Lending Act)

    • Keep abreast of any updates or changes in legal requirements

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview will go smoothly if you are fully aware of your current job role. Plus it is okay even if you are not able to answer few questions.

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. What are your strengths and weaknesses

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and clear with your thoughts
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What is the difference between OD and VC?
  • Q2. How you determine drawing power?
  • Q3. What is DLOD?
  • Q4. What is Leverage ratio?
  • Q5. Why do you what to switch job?
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Reasoning, quantitative skills, and English language proficiency.

Round 2 - Interview 

(1 Question)

  • Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?

Credit Manager Interview Questions & Answers

Axis Bank user image Siva Naga Vijay Babu guggilam

posted on 17 Jul 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. About experiences
  • Q2. Knowledge on ratios
  • Q3. Training skills
  • Q4. MS office knowledge required
  • Q5. Market knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills Good financial knowledge required
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(2 Questions)

  • Q1. How do you fund a applicant
  • Ans. 

    Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.

    • Evaluate the applicant's credit history, income, and debt-to-income ratio

    • Determine the appropriate loan amount based on the applicant's financial situation

    • Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

    • Obtain necessary documentation such as p...

  • Answered by AI
  • Q2. Ratios analysis , banking analaysis

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your product well interviewer will ask basis you experience in resume
Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Verbal and novarbal questions

Round 2 - HR 

(2 Questions)

  • Q1. About your self?
  • Q2. Tell about your previous experience?

Interview Preparation Tips

Topics to prepare for HDFC Bank Credit Officer interview:
  • Previous experience
Interview preparation tips for other job seekers - knowledge about your previous experience
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Self introduction
  • Q2. About Previous job
  • Q3. Job change reason
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking growth opportunities

    • Interested in larger organization with more resources

  • Answered by AI
  • Q4. Policy polrocess related

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview point of view it was a good experience, you can join this bank, no issue with salary, holidays etc. From company there is no fault but you are lucky if you get good manager. Some managers are really bad.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

IBPS takes test moderate to high

Round 2 - One-on-one 

(2 Questions)

  • Q1. Assessment of working capital
  • Ans. 

    Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.

    • Calculate working capital by subtracting current liabilities from current assets.

    • A positive working capital indicates the company has enough assets to cover its short-term debts.

    • A negative working capital may signal financial trouble and the need for additional fu...

  • Answered by AI
  • Q2. Why do you wan tot join banj

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy , stay confident
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

No duration some math and GK questions

Round 2 - One-on-one 

(2 Questions)

  • Q1. Apne bare m btao, Famile ke baare m btao in hindi.
  • Q2. No other Question just description by Regional Head

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization

Kotak Mahindra Bank Interview FAQs

How many rounds are there in Kotak Mahindra Bank Executive Credit Administrator interview?
Kotak Mahindra Bank interview process usually has 2 rounds. The most common rounds in the Kotak Mahindra Bank interview process are Technical and Resume Shortlist.
What are the top questions asked in Kotak Mahindra Bank Executive Credit Administrator interview?

Some of the top questions asked at the Kotak Mahindra Bank Executive Credit Administrator interview -

  1. How do you disburse and monitor pending compliance post disbursem...read more
  2. Legalities in documentation to keep in m...read more
  3. What do you check in ...read more

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