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Kotak Mahindra Bank

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based on 16.2k Reviews

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Kotak Mahindra Bank Executive Credit Administrator Interview Questions and Answers

Updated 29 Oct 2023

Kotak Mahindra Bank Executive Credit Administrator Interview Experiences

1 interview found

Executive Credit Administrator Interview Questions & Answers

user image Anonymous

posted on 29 Oct 2023

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
No response

I applied via Recruitment Consulltant and was interviewed before Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(4 Questions)

  • Q1. What is the work of checker in your current role
    • Add your answer
  • Q2. How do you disburse and monitor pending compliance post disbursement
  • Ans. 

    Disbursing funds and monitoring compliance post disbursement

    • Disburse funds according to approved credit limits and terms

    • Ensure all necessary documentation is completed before disbursement

    • Monitor compliance with loan covenants and regulations post disbursement

    • Regularly review financial statements and reports to track compliance

    • Address any compliance issues promptly to mitigate risks

    • Utilize software systems for tracking

    • Answered by AI
    Add your answer
  • Q3. What do you check in TSR
  • Ans. 

    In TSR, we check the accuracy of transactions, completeness of documentation, and adherence to credit policies.

    • Accuracy of transactions

    • Completeness of documentation

    • Adherence to credit policies

    • Answered by AI
    Add your answer
  • Q4. Legalities in documentation to keep in mind
  • Ans. 

    Ensure all documentation complies with legal regulations and requirements.

    • Verify all signatures are present and valid

    • Ensure all necessary disclosures are included

    • Check for any required notarizations

    • Confirm all dates are accurate and consistent

    • Review for compliance with relevant laws and regulations (e.g. Truth in Lending Act)

    • Keep abreast of any updates or changes in legal requirements

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview will go smoothly if you are fully aware of your current job role. Plus it is okay even if you are not able to answer few questions.

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Interview Tips & Stories
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I've been getting more interview calls recently, and after months of silence., it’s a relief! Things are looking better out there. Keep building your skills and applying, guys. Patience does pay off! For context: I have about 5 years of experience in the IT field, currently working as a security analyst (contract role) for the past 6 months. I've been applying for analyst roles at junior/mid-level positions open to hybrid and remote setups. Certifications I’ve done so far include CEH, CCNA, AWS Practitioner, and Splunk Essentials. What’s been your experience with job hunting lately? Let’s help each other out!
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Interview questions from similar companies

Credit Manager Interview Questions & Answers

ICICI Bank user image saikiran Thotapally

posted on 24 Jan 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Dec 2024.

Round 1 - Technical 

(2 Questions)

  • Q1. Do you know about CIBIL
  • Ans. 

    CIBIL is a credit information company that provides credit scores to individuals based on their credit history.

    • CIBIL stands for Credit Information Bureau (India) Limited

    • It is one of the four credit information companies in India

    • CIBIL collects and maintains records of individuals' credit information, including loans and credit card payments

    • Credit scores provided by CIBIL range from 300 to 900, with higher scores indicat

    • Answered by AI
    Add your answer
  • Q2. What are the documents required for salaries persona
  • Ans. 

    Documents required for salaries persona

    • Proof of identity (e.g. passport, driver's license)

    • Proof of address (e.g. utility bill, bank statement)

    • Bank account details for salary transfer

    • Tax identification number (e.g. Social Security Number)

    • Employment contract or offer letter

    • Answered by AI
    Add your answer

Credit Analyst Interview Questions & Answers

IndusInd Bank user image Anonymous

posted on 12 Jan 2025

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What is the difference between OD and VC?
    • Add your answer
  • Q2. How you determine drawing power?
    • Add your answer
  • Q3. What is DLOD?
    • Add your answer
  • Q4. What is Leverage ratio?
    • Add your answer
  • Q5. Why do you what to switch job?
    • Add your answer

Credit Manager Interview Questions & Answers

Union Bank of India user image Sumit Kumar

posted on 10 Jan 2025

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Reasoning, quantitative skills, and English language proficiency.

Round 2 - Interview 

(1 Question)

  • Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
    • Add your answer

Credit Officer Interview Questions & Answers

HDFC Bank user image Anonymous

posted on 6 Nov 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jan 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. ARE YOU OK TO WORK ANOTHER PLACE
  • Ans. 

    I'm Ok To Work Another Place

    • Answered Anonymously
    Add your answer
  • Q2. ARE STATISY WITH IS OFFER
    • Add your answer
  • Q3. You Have to stay given your location only
  • Ans. 

    I Will Stay At Near To Given Location Only

    • Answered Anonymously
    Add your answer
  • Q4. Your travel allowances will come from your location
  • Ans. 

    My Travel Allowance Will Come From My Location

    • Answered Anonymously
    Add your answer
  • Q5. You have to go Branch daily and attendance
    • Add your answer

Credit Manager Interview Questions & Answers

Axis Bank user image Siva Naga Vijay Babu guggilam

posted on 17 Jul 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. About experiences
    • Add your answer
  • Q2. Knowledge on ratios
    • Add your answer
  • Q3. Training skills
    • Add your answer
  • Q4. MS office knowledge required
    • Add your answer
  • Q5. Market knowledge
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills Good financial knowledge required

Credit Manager Interview Questions & Answers

Bandhan Bank user image Anonymous

posted on 11 Aug 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(2 Questions)

  • Q1. How do you fund a applicant
  • Ans. 

    Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.

    • Evaluate the applicant's credit history, income, and debt-to-income ratio

    • Determine the appropriate loan amount based on the applicant's financial situation

    • Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

    • Obtain necessary documentation such as p...

    • Answered by AI
    Add your answer
  • Q2. Ratios analysis , banking analaysis
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your product well interviewer will ask basis you experience in resume

Credit Manager Interview Questions & Answers

IDFC FIRST Bank user image Anonymous

posted on 17 Oct 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Self introduction
    • Add your answer
  • Q2. About Previous job
    • Add your answer
  • Q3. Job change reason
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking growth opportunities

    • Interested in larger organization with more resources

    • Answered by AI
    Add your answer
  • Q4. Policy polrocess related
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview point of view it was a good experience, you can join this bank, no issue with salary, holidays etc. From company there is no fault but you are lucky if you get good manager. Some managers are really bad.

Credit Officer Interview Questions & Answers

Canara Bank user image Anonymous

posted on 27 Jun 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

IBPS takes test moderate to high

Round 2 - One-on-one 

(2 Questions)

  • Q1. Assessment of working capital
  • Ans. 

    Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.

    • Calculate working capital by subtracting current liabilities from current assets.

    • A positive working capital indicates the company has enough assets to cover its short-term debts.

    • A negative working capital may signal financial trouble and the need for additional fu...

    • Answered by AI
    Add your answer
  • Q2. Why do you wan tot join banj
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy , stay confident

Credit Officer Interview Questions & Answers

Utkarsh Small Finance Bank user image SHUBHAM YADAV (SHADOW)

posted on 22 May 2024

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

No duration some math and GK questions

Round 2 - One-on-one 

(2 Questions)

  • Q1. Apne bare m btao, Famile ke baare m btao in hindi.
    • Add your answer
  • Q2. No other Question just description by Regional Head
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization
More about working at Kotak Mahindra Bank
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#23 Best Mega Company - 2022

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Kotak Mahindra Bank Interview FAQs

How many rounds are there in Kotak Mahindra Bank Executive Credit Administrator interview?
Kotak Mahindra Bank interview process usually has 2 rounds. The most common rounds in the Kotak Mahindra Bank interview process are Resume Shortlist and Technical.
What are the top questions asked in Kotak Mahindra Bank Executive Credit Administrator interview?

Some of the top questions asked at the Kotak Mahindra Bank Executive Credit Administrator interview -

  1. How do you disburse and monitor pending compliance post disbursem...read more
  2. Legalities in documentation to keep in m...read more
  3. What do you check in ...read more

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Kotak Mahindra Bank Executive Credit Administrator Interview Process

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Kotak Mahindra Bank Salaries in India
Assistant Manager
12.7k salaries
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₹1 L/yr - ₹5 L/yr

Deputy Manager
11.3k salaries
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₹1.6 L/yr - ₹8.4 L/yr

Manager
5.4k salaries
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₹4 L/yr - ₹12 L/yr

Senior Manager
3.5k salaries
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₹6.5 L/yr - ₹19.1 L/yr

Relationship Manager
2.4k salaries
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₹1.5 L/yr - ₹10 L/yr

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