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based on 37.5k Reviews

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ICICI Bank Interview Questions, Process, and Tips

Updated 1 Feb 2025

Top ICICI Bank Interview Questions and Answers

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ICICI Bank Interview Experiences

Popular Designations

2.4k interviews found

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is DSCR and working capital
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio, which measures a company's ability to pay its debts. Working capital is the difference between current assets and current liabilities.

    • DSCR is calculated by dividing a company's operating income by its debt obligations. A ratio above 1 indicates the company can cover its debts.

    • Working capital is essential for day-to-day operations and is calculated as current assets minus cur...

  • Answered by AI
  • Q2. What is DSCR and iscr
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio and ISCR stands for Interest Service Coverage Ratio.

    • DSCR measures a company's ability to pay its debt obligations with its operating income.

    • A DSCR of 1 means the company is just able to cover its debt payments, while a DSCR above 1 indicates the company has more income than debt obligations.

    • ISCR specifically focuses on the ability to cover interest payments with operating inc

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. How long you will take to join
  • Ans. 

    I am available to join within two weeks of receiving a job offer.

    • I will need to provide a two-week notice to my current employer before starting a new position.

    • I may need some time to wrap up any ongoing projects or hand over responsibilities to a colleague.

    • I am excited about the opportunity and will make sure to transition smoothly into the new role.

  • Answered by AI
  • Q2. How much salary you will take
  • Ans. 

    I am looking for a competitive salary based on my qualifications and experience.

    • I am open to discussing salary based on the responsibilities and requirements of the role

    • I have researched the average salary range for Credit Officers in this industry

    • I am looking for a salary that reflects my skills and contributions to the company

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Just go you will get job but salary is not good

Credit Officer Interview Questions asked at other Companies

Q1. How can you are calculate income if customer not filing the income tax return in business class
View answer (7)

Manager Interview Questions & Answers

user image Anonymous

posted on 17 Dec 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. First questions about coding Python SQL and Aptitude and English question

Top ICICI Bank Manager Interview Questions and Answers

Q1. What is current ratio and suitable current ratio What is DSCR.(Debt Service Coverage Ratio) How you analysis profit and loss and balance sheet
View answer (1)

Manager Interview Questions asked at other Companies

Q1. There is a chairman of a conglomerate. He has been on the post for 10 years, and is extremely dominating. He treats the various business heads like children, not letting them take any major decision. While the chairman has negatives, he bel... read more
View answer (2)
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
-

I applied via Icicicareers.com and was interviewed in Sep 2024. There was 1 interview round.

Round 1 - HR 

(4 Questions)

  • Q1. Self introduction
  • Q2. Why you choose bank sector
  • Ans. 

    I chose the bank sector due to its stability, growth opportunities, and the chance to work with diverse clients.

    • Stability in the banking sector provides job security

    • Opportunities for career growth and advancement

    • Working with a diverse range of clients and industries

    • Interest in finance and economics

  • Answered by AI
  • Q3. What do learn from your previous job
  • Q4. What type of work you do in previous work

Interview Preparation Tips

Topics to prepare for ICICI Bank Relationship Manager interview:
  • Communication skills are mandato
  • Good English
Interview preparation tips for other job seekers - Be genuine.. If you get nervous ask Hr say.. give me 2 seconds I'm trying to explain things

Top ICICI Bank Relationship Manager Interview Questions and Answers

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. What is scrum and agile?

Scrum Master and Project Lead Interview Questions asked at other Companies

Q1. How is the role of a Product Owner different from a Scrum Master?
View answer (1)

ICICI Bank interview questions for popular designations

 Relationship Manager

 (290)

 Deputy Manager

 (195)

 Assistant Manager

 (116)

 Phone Banking Officer

 (86)

 Credit Manager

 (72)

 Probationary Officer

 (49)

 Branch Manager

 (42)

 Senior Officer

 (41)

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2024. There was 1 interview round.

Round 1 - Case Study 

Customer journey process

Interview Preparation Tips

Interview preparation tips for other job seekers - If someone wants to join ICCI then join but there is no 3rd party on the pay roll There is no suitability in this, if tomorrow your target is not achieved then you can put it in any product Now recently it has happened that those consular who were doing their business through branch banking have been directly put in the open market, so I thought of joining them.

Top ICICI Bank Sales Executive Interview Questions and Answers

Q1. How to deal with clients and how to convence them.
View answer (2)

Sales Executive Interview Questions asked at other Companies

Q1. Do you know what is selling and how you can sell it?
View answer (50)

Get interview-ready with Top ICICI Bank Interview Questions

HR Manager Interview Questions & Answers

user image Anonymous

posted on 2 Jun 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Group Discussion 

It's was Case study for HR

Round 2 - One-on-one 

(2 Questions)

  • Q1. Internship Experience
  • Ans. It was total personalised experienced basis.talked about my learnings and various experience.
  • Answered Anonymously
  • Q2. L&D Training effectiveness Framework was asked
  • Ans. It was Five step framework, and talked about each step with example cited to it.
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls be confident and work fungible location fungible and different opportunities will flood in

HR Manager Interview Questions asked at other Companies

Q1. Can you explain the meaning of performance Management as stated in your CV
View answer (2)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self.
  • Q2. What is your expectations?

Accounts Assistant & Cashier Interview Questions asked at other Companies

Q1. How to undeal cash,? How to collect ca
View answer (2)

PO interview

user image PD Classes 【Manoj Sharma】

posted on 17 Nov 2021

Analyst Interview Questions & Answers

user image Anonymous

posted on 6 Apr 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Company Website and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Basic question of finance

Round 2 - Technical 

(5 Questions)

  • Q1. About finance, dervatives
  • Q2. What are option contract
  • Ans. 

    Option contracts are financial instruments that give the holder the right, but not the obligation, to buy or sell an asset at a specified price before or on a specified date.

    • Option contracts can be used for hedging or speculation in financial markets

    • There are two types of options: call options (the right to buy) and put options (the right to sell)

    • Options have an expiration date and a strike price

    • The buyer pays a premiu...

  • Answered by AI
  • Q3. Question about initial public offer
  • Q4. Future contract and types
  • Q5. Forex and swaps and india market

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Analyst Interview Questions asked at other Companies

Q1. N-th Fibonacci NumberYou are given an integer ‘N’, your task is to find and return the N’th Fibonacci number using matrix exponentiation. Since the answer can be very large, return the answer modulo 10^9 +7. Fibonacci number is calculated u... read more
View answer (5)
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected
Round 1 - HR 

(2 Questions)

  • Q1. Self introduction
  • Q2. What is financial institutions

Interview Preparation Tips

Interview preparation tips for other job seekers - To improve your skills to communicate

Customer Relationship Manager Interview Questions asked at other Companies

Q1. What are the best strategies to achieve positive results in a one-on-one interview round?
View answer (1)

ICICI Bank Interview FAQs

How many rounds are there in ICICI Bank interview?
ICICI Bank interview process usually has 2-3 rounds. The most common rounds in the ICICI Bank interview process are Resume Shortlist, HR and One-on-one Round.
How to prepare for ICICI Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ICICI Bank. The most common topics and skills that interviewers at ICICI Bank expect are Relationship Management, Sales, Banking, Working Capital and Portfolio Management.
What are the top questions asked in ICICI Bank interview?

Some of the top questions asked at the ICICI Bank interview -

  1. How will you market banking products ? Are you willing to work at the ground le...read more
  2. What are the most important ratios to analyse the balance sheet and profit loss...read more
  3. What are the important ratios you will check to sanction a loan to a business h...read more
How long is the ICICI Bank interview process?

The duration of ICICI Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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ICICI Bank Interview Process

based on 2.2k interviews

Interview experience

4.2
  
Good
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ICICI Bank Reviews and Ratings

based on 37.5k reviews

4.0/5

Rating in categories

3.9

Skill development

3.7

Work-life balance

3.7

Salary

4.1

Job security

3.8

Company culture

3.7

Promotions

3.6

Work satisfaction

Explore 37.5k Reviews and Ratings
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