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10+ ICICI Bank Probationary Officer Interview Questions and Answers

Updated 5 Feb 2024

Q1. What is bank elaborate scientifically.

Ans.

A bank is a financial institution that accepts deposits from the public and creates credit.

  • Banks provide various financial services such as loans, credit cards, and savings accounts.

  • They earn profits by charging interest on loans and investing in various financial instruments.

  • Banks play a crucial role in the economy by facilitating transactions and providing liquidity.

  • They are regulated by central banks and government agencies to ensure stability and prevent fraud.

  • Examples of...read more

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Q2. what is working of bank ?

Ans.

The working of a bank involves various activities such as accepting deposits, granting loans, providing financial services, and managing customer accounts.

  • Banks accept deposits from individuals and businesses, which are then used to provide loans and investments.

  • They offer a range of financial services including savings accounts, current accounts, credit cards, and loans.

  • Banks manage customer accounts, process transactions, and provide online and mobile banking services.

  • They ...read more

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Q3. What is difference between C and C++

Ans.

C is a procedural programming language while C++ is an extension of C with added features of object-oriented programming.

  • C is a procedural language, while C++ supports both procedural and object-oriented programming.

  • C does not have built-in support for classes and objects, while C++ does.

  • C++ has additional features like inheritance, polymorphism, and templates that are not present in C.

  • C++ allows function overloading and operator overloading, which are not supported in C.

  • C++ ...read more

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Q4. How does a bank earn money?

Ans.

Banks earn money by charging interest on loans and by investing in various financial instruments.

  • Banks charge interest on loans given to customers

  • They earn interest on the money deposited by customers

  • Banks invest in various financial instruments like stocks, bonds, and mutual funds

  • They charge fees for various services like ATM usage, account maintenance, etc.

  • Banks also earn money through foreign exchange transactions and credit card transactions

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Discover ICICI Bank interview dos and don'ts from real experiences

Q5. Full form of ICICI Bank

Ans.

ICICI Bank stands for Industrial Credit and Investment Corporation of India Bank.

  • ICICI Bank is a private sector bank in India.

  • It was founded in 1994.

  • It offers a wide range of banking and financial services to its customers.

  • ICICI Bank has a presence in 17 countries including India.

  • It is the second largest bank in India in terms of assets and market capitalization.

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Q6. What is inline function

Ans.

An inline function is a function that is expanded in line when it is called, rather than being executed as a separate function.

  • Inline functions are used to improve the performance of a program by reducing the overhead of function calls.

  • They are defined using the 'inline' keyword in C++.

  • Inline functions are typically small and simple, as they are expanded at the call site.

  • They can be used to replace macros in C++ to provide type safety and other benefits.

  • Example: inline int sq...read more

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Q7. What is copy constructor

Ans.

Copy constructor is a special constructor that creates a new object by copying an existing object.

  • It is used to create a new object with the same values as an existing object.

  • It takes an object of the same class as a parameter.

  • It is used to avoid shallow copy and create a deep copy of the object.

  • Example: class Car { Car(Car& c) { //copy constructor } }

  • Example: Car c1; Car c2(c1); //c2 is a copy of c1

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Q8. What is bank elaboratre scientifically

Ans.

A bank is a financial institution that accepts deposits from the public and creates credit.

  • Banks provide various financial services such as loans, credit cards, and savings accounts.

  • They also facilitate transactions between individuals and businesses.

  • Banks are regulated by government agencies to ensure stability and prevent fraud.

  • Examples of banks include JPMorgan Chase, Bank of America, and Wells Fargo.

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Q9. What is the full form of icici?

Ans.

ICICI stands for Industrial Credit and Investment Corporation of India.

  • ICICI is a leading Indian multinational banking and financial services company.

  • It was established in 1955 as a joint venture between the World Bank, the Government of India, and Indian industrialists.

  • ICICI Bank is the second-largest bank in India in terms of assets and market capitalization.

  • The bank offers a wide range of banking products and services to its customers.

  • ICICI Bank has a strong presence both ...read more

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Q10. What is NRI BANKING?

Ans.

NRI banking refers to banking services provided to Non-Resident Indians (NRIs) who live abroad but maintain financial connections with their home country.

  • NRI banking offers various services like NRI savings accounts, NRI fixed deposits, NRI loans, and NRI remittances.

  • NRIs can open NRI accounts in Indian banks to manage their finances and investments in India.

  • These accounts can be in the form of NRE (Non-Resident External) accounts, NRO (Non-Resident Ordinary) accounts, or FCN...read more

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Interview Process at ICICI Bank Probationary Officer

based on 14 interviews
4 Interview rounds
Resume Shortlist Round
Aptitude Test Round - 1
Aptitude Test Round - 2
Personal Interview1 Round
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