
ICICI Bank


10+ ICICI Bank Probationary Officer Interview Questions and Answers
Q1. What is bank elaborate scientifically.
A bank is a financial institution that accepts deposits from the public and creates credit.
Banks provide various financial services such as loans, credit cards, and savings accounts.
They earn profits by charging interest on loans and investing in various financial instruments.
Banks play a crucial role in the economy by facilitating transactions and providing liquidity.
They are regulated by central banks and government agencies to ensure stability and prevent fraud.
Examples of...read more
Q2. what is working of bank ?
The working of a bank involves various activities such as accepting deposits, granting loans, providing financial services, and managing customer accounts.
Banks accept deposits from individuals and businesses, which are then used to provide loans and investments.
They offer a range of financial services including savings accounts, current accounts, credit cards, and loans.
Banks manage customer accounts, process transactions, and provide online and mobile banking services.
They ...read more
Q3. What is difference between C and C++
C is a procedural programming language while C++ is an extension of C with added features of object-oriented programming.
C is a procedural language, while C++ supports both procedural and object-oriented programming.
C does not have built-in support for classes and objects, while C++ does.
C++ has additional features like inheritance, polymorphism, and templates that are not present in C.
C++ allows function overloading and operator overloading, which are not supported in C.
C++ ...read more
Q4. How does a bank earn money?
Banks earn money by charging interest on loans and by investing in various financial instruments.
Banks charge interest on loans given to customers
They earn interest on the money deposited by customers
Banks invest in various financial instruments like stocks, bonds, and mutual funds
They charge fees for various services like ATM usage, account maintenance, etc.
Banks also earn money through foreign exchange transactions and credit card transactions
Q5. Full form of ICICI Bank
ICICI Bank stands for Industrial Credit and Investment Corporation of India Bank.
ICICI Bank is a private sector bank in India.
It was founded in 1994.
It offers a wide range of banking and financial services to its customers.
ICICI Bank has a presence in 17 countries including India.
It is the second largest bank in India in terms of assets and market capitalization.
Q6. What is inline function
An inline function is a function that is expanded in line when it is called, rather than being executed as a separate function.
Inline functions are used to improve the performance of a program by reducing the overhead of function calls.
They are defined using the 'inline' keyword in C++.
Inline functions are typically small and simple, as they are expanded at the call site.
They can be used to replace macros in C++ to provide type safety and other benefits.
Example: inline int sq...read more
Q7. What is copy constructor
Copy constructor is a special constructor that creates a new object by copying an existing object.
It is used to create a new object with the same values as an existing object.
It takes an object of the same class as a parameter.
It is used to avoid shallow copy and create a deep copy of the object.
Example: class Car { Car(Car& c) { //copy constructor } }
Example: Car c1; Car c2(c1); //c2 is a copy of c1
Q8. What is bank elaboratre scientifically
A bank is a financial institution that accepts deposits from the public and creates credit.
Banks provide various financial services such as loans, credit cards, and savings accounts.
They also facilitate transactions between individuals and businesses.
Banks are regulated by government agencies to ensure stability and prevent fraud.
Examples of banks include JPMorgan Chase, Bank of America, and Wells Fargo.
Q9. What is the full form of icici?
ICICI stands for Industrial Credit and Investment Corporation of India.
ICICI is a leading Indian multinational banking and financial services company.
It was established in 1955 as a joint venture between the World Bank, the Government of India, and Indian industrialists.
ICICI Bank is the second-largest bank in India in terms of assets and market capitalization.
The bank offers a wide range of banking products and services to its customers.
ICICI Bank has a strong presence both ...read more
Q10. What is NRI BANKING?
NRI banking refers to banking services provided to Non-Resident Indians (NRIs) who live abroad but maintain financial connections with their home country.
NRI banking offers various services like NRI savings accounts, NRI fixed deposits, NRI loans, and NRI remittances.
NRIs can open NRI accounts in Indian banks to manage their finances and investments in India.
These accounts can be in the form of NRE (Non-Resident External) accounts, NRO (Non-Resident Ordinary) accounts, or FCN...read more
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