ICICI Bank Employee Relations Executive Interview Questions and Answers

Q1. Employee working process
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Q2. Axis Bank target. A) sales loan B) people
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Q3. Axis Bank 2024 profit and service A)low level B) middle level C) high level
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They are very talented

Q1. What is your ability
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Q2. Why you live your last job
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Q3. Why you intrested in our company
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Q4. Who told you about our company
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Q5. What is your hobby
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Q6. Where are you from
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Q1. What motivates you?
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Q2. How do banks make profits?
Ans. 
Banks make profits through various sources such as interest income, fees, and investments.
• Interest income from loans and mortgages

• Fees from services like account maintenance, ATM usage, and overdrafts

• Investments in securities and other financial products

• Profit from foreign exchange transactions
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Q3. What is current Market Penetration of Axis
Ans. 
Axis currently holds a market penetration of 15% in the industry.
• Axis has a market penetration of 15% in the current industry landscape.

• This indicates that Axis has captured a significant portion of the market share.

• Competitor analysis can provide insights into how Axis compares to other players in the market.
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Q4. What are the types of Commercial Banks?
Ans. 
Types of commercial banks include retail banks, corporate banks, and investment banks.
• Retail banks: Serve individual customers and provide services like savings accounts, loans, and mortgages.

• Corporate banks: Focus on providing financial services to businesses, such as loans, credit, and treasury management.

• Investment banks: Specialize in helping companies raise capital through activities like underwriting and mergers
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Q5. How much type of account.
Ans. 
There are two main types of accounts: savings accounts and checking accounts.
• Savings accounts are designed for long-term saving and typically offer higher interest rates.

• Checking accounts are used for everyday transactions and often come with a debit card for easy access to funds.

• Other types of accounts may include money market accounts, certificates of deposit (CDs), and retirement accounts like IRAs and 401(k)s.
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3 group discussion

Q1. My stady my school college
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Q2. As your coise..my hoby my adress
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Q3. Questions about my studies
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