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SMFG India Credit Interview Questions, Process, and Tips for Experienced

Updated 7 Mar 2025

Top SMFG India Credit Interview Questions and Answers for Experienced

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SMFG India Credit Interview Experiences for Experienced

Popular Designations

110 interviews found

Interview Questionnaire 

1 Question

  • Q1. How to close collections before end of month .
  • Ans. 

    To close collections before the end of the month, prioritize high-value accounts, offer discounts or incentives for early payment, and follow up with customers regularly.

    • Prioritize high-value accounts for early collection

    • Offer discounts or incentives for early payment

    • Follow up with customers regularly to remind them of pending payments

    • Implement efficient payment tracking and reporting systems

    • Provide multiple payment op...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - To close before end of month to visit customer residence visits oltranatrly.

Branch Collection Incharge Interview Questions asked at other Companies

Q1. What's is deference of normal Collection and Bucket collection
View answer (7)

I applied via Walk-in and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1.  What's is deference of normal Collection and Bucket collection
  • Ans. 

    Bucket collection is a specialized form of collection where delinquent accounts are grouped into buckets based on their age or severity.

    • Normal collection involves the process of collecting outstanding payments from customers.

    • Bucket collection categorizes delinquent accounts into different buckets based on their age or severity.

    • Bucket collection helps prioritize and manage collections more effectively.

    • For example, a ban...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience good

Skills evaluated in this interview

Branch Collection Incharge Interview Questions asked at other Companies

Q1. What's is deference of normal Collection and Bucket collection
View answer (7)

I applied via Walk-in and was interviewed in Jun 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Introduction, how much business I do in previous company, how can I do business in this company, how can I manage timing,

Interview Preparation Tips

Interview preparation tips for other job seekers - You have to full knowledge of your previous work , always go to interview in proper formal dress with tie, I was asked about myself, my family, my Proformance in previous company, how they can believe that you will do good business here, so my advice is just that go to interview with fully prepared about your product whatever it is. This is most important and be confident and make eye contact.

Top SMFG India Credit Sales Manager Interview Questions and Answers

Q1. How would you sale the Personal loans in high rates
View answer (3)

Sales Manager Interview Questions asked at other Companies

Q1. If you're in Cold areas like Kashmir or Himachal Pradesh. & You have to sell an AC which is having only Cold option. How would you do that?
View answer (17)

Operator Interview Questions & Answers

user image Anonymous

posted on 28 Aug 2022

I applied via Naukri.com and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Tell me about last previous work experience
  • Q2. Tell me about ur self

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep smiling and hardworking. And responsible of our company procedure in your task in time completed

Operator Interview Questions asked at other Companies

Q1. Least count of micrometres,vernier caliper,what is gauge ,types of gauge, how to measure from micrometres , how to reading ,what is dial indicator ,what's work of dail indicator
View answer (1)

SMFG India Credit interview questions for popular designations

 Sales Manager

 (15)

 Branch Credit Manager

 (14)

 Credit Manager

 (12)

 Branch Collection Incharge

 (6)

 Branch Manager

 (5)

 Collections Manager

 (5)

 Transaction Officer

 (4)

 Management Trainee

 (3)

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Apr 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Disbursement 

(2 Questions)

  • Q1. • Ensures scrutiny/NDC of files by adhering to company policy/ processes and status to be shared with Sales and Credit
  • Q2. OTC / PDD updation then Cersai insiated

Team Lead Operations Interview Questions asked at other Companies

Q1. What was thr volume of shipment handled per day in previous designation ?
View answer (19)

Get interview-ready with Top SMFG India Credit Interview Questions

I applied via Walk-in and was interviewed in Aug 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. How to sourcing files
  • Ans. 

    Sourcing files involves identifying potential clients and gathering necessary documents.

    • Identify potential clients through referrals, online research, and networking events.

    • Gather necessary documents such as financial statements, tax returns, and credit reports.

    • Maintain organized records and follow up with clients regularly.

    • Utilize technology and software to streamline the sourcing process.

    • Collaborate with other team m...

  • Answered by AI
  • Q2. Reference, Dsa, issue in pamlates

Interview Preparation Tips

Interview preparation tips for other job seekers - Best incentives, salary and ta.

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)

I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Assignment 

Covid related

Round 3 - HR 

(5 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why are you looking for a change?
  • Q5. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and answer questions accordingly

Customer Relation Officer Interview Questions asked at other Companies

Q1. What are the languages you know?
View answer (11)

I applied via Referral and was interviewed before Sep 2020. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have Any Experience ??...
  • Ans. 

    Collection refers to the process of recovering money owed by customers. It involves various strategies and techniques to ensure timely payment.

    • Collection is the process of pursuing and recovering outstanding debts from customers.

    • It involves contacting customers through phone calls, emails, or letters to remind them of their overdue payments.

    • Collection officers may negotiate payment plans or settlements with customers t...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - * First Thing We should Impress Our Self throw Resume And Dress Code..
* Before Attending the interview We need to know the Company Details (Running.. Goals..Etc).
* When Answering Questions we Should say very confidently and Eye Contact Must..
* We Have to explain Our Self Briefly and How We are working for Company Growth

Collection Officer Interview Questions asked at other Companies

Q1. Petrol expense not provide the co category.why
View answer (9)

I applied via Referral and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Case Study 

Interview Preparation Tips

Interview preparation tips for other job seekers - Happy to join as a member of Fullerton family

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (6)

Legal Manager Interview Questions & Answers

user image Anonymous

posted on 10 Oct 2021

I applied via Referral and was interviewed before Oct 2020. There were 5 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Asked about Sarfaesi Act, NI Act, IBC Act

Interview Preparation Tips

Interview preparation tips for other job seekers - Asked Sarfaesi Act, NI Act, IBC Act

Legal Manager Interview Questions asked at other Companies

Q1. What are the remedies available in case of occurence of force majeure and change in law events?
View answer (2)

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview for experienced candidates?
SMFG India Credit interview process for experienced candidates usually has 2-3 rounds. The most common rounds in the SMFG India Credit interview process for experienced candidates are HR, One-on-one Round and Resume Shortlist.
How to prepare for SMFG India Credit interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Personal Loans, Sales, Business Loan, Mortgage Loans and DSA.
What are the top questions asked in SMFG India Credit interview for experienced candidates?

Some of the top questions asked at the SMFG India Credit interview for experienced candidates -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. What's is deference of normal Collection and Bucket collecti...read more
  3. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more
How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

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SMFG India Credit Interview Process for Experienced

based on 62 interviews

Interview experience

4
  
Good
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SMFG India Credit Reviews and Ratings

based on 4.2k reviews

4.0/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

4.1

Salary

3.8

Job security

3.8

Company culture

3.6

Promotions

3.7

Work satisfaction

Explore 4.2k Reviews and Ratings
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