Upload Button Icon Add office photos

SMFG India Credit

Compare button icon Compare button icon Compare

Filter interviews by

SMFG India Credit Interview Questions, Process, and Tips for Experienced

Updated 1 Apr 2025

Top SMFG India Credit Interview Questions and Answers for Experienced

View all 41 questions

SMFG India Credit Interview Experiences for Experienced

Popular Designations

118 interviews found

Interview experience
3
Average
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Model building experience.
  • Ans. 

    I have extensive experience in building risk analytics models using various statistical and machine learning techniques.

    • Developed predictive models to assess credit risk for loan portfolios

    • Utilized regression analysis and decision trees to identify key risk factors

    • Implemented machine learning algorithms such as random forests and gradient boosting for improved accuracy

    • Validated models using back-testing and stress test

  • Answered by AI
  • Q2. Feature selection, weight of evidence, information value
Round 3 - Technical 

(1 Question)

  • Q1. Project based, modeling experience

Skills evaluated in this interview

Assistant Vice President Risk Analytics Interview Questions asked at other Companies

Q1. Model building experience.
View answer (1)

Interview Questions & Answers

user image Rahul Nikam

posted on 31 May 2024

Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. About VMware vSphere basics
Round 2 - HR 

(1 Question)

  • Q1. Salary negotiations. HR are quite extra smart.
Interview experience
3
Average
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Nominal interview
  • Q2. Work related interview

Interview Preparation Tips

Interview preparation tips for other job seekers - Rural knowledge customer handling
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. About Experience,work nature,timings and salary related questions would be asked during discussions. About work process
  • Q2. Work culture and business and salary related isssues

Interview Preparation Tips

Interview preparation tips for other job seekers - Work properly and think that this is your company and you have own Investments invested in this firm.
work well whichever the company it may be. You will be in Good Position.

Collections Manager Interview Questions asked at other Companies

Q1. Collection efficiency and how will do the collection, plan for the month, repossession etc
View answer (9)

SMFG India Credit interview questions for popular designations

 Sales Manager

 (15)

 Branch Credit Manager

 (14)

 Credit Manager

 (12)

 Branch Collection Incharge

 (6)

 Branch Manager

 (5)

 Collections Manager

 (5)

 Relationship Manager

 (4)

 Transaction Officer

 (4)

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. 2 nd round with ACM. Interview is friendly.
Round 2 - HR 

(1 Question)

  • Q1. Salary discussed.

Top SMFG India Credit Credit Manager Interview Questions and Answers

Q1. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratio
View answer (1)

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (23)

Get interview-ready with Top SMFG India Credit Interview Questions

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before May 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. They asked me my full details from my old company... and asked my work nature and my work there...
  • Ans. I answered most of them correctly
  • Answered Anonymously

Top SMFG India Credit Sales Manager Interview Questions and Answers

Q1. How would you sale the Personal loans in high rates
View answer (3)

Sales Manager Interview Questions asked at other Companies

Q1. If you're in Cold areas like Kashmir or Himachal Pradesh. & You have to sell an AC which is having only Cold option. How would you do that?
View answer (18)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Apr 2023. There was 0 interview round.

  • Q1. Where do you file SECTION 14 Application, in which court
  • Ans. 

    A Section 14 application is typically filed in the relevant High Court or District Court, depending on jurisdiction and context.

    • Section 14 of the Specific Relief Act, 1963 deals with the power of the court to grant injunctions.

    • Applications under Section 14 are usually filed in the High Court if the matter involves significant legal questions.

    • In cases involving lower stakes or local disputes, the application may be file...

  • Answered by AI
  • Q2. What are the things to keep in mind while drafting 13(2)

Assistant Manager - Legal Interview Questions asked at other Companies

Q1. How can you handle the cases in critical situations?
View answer (2)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Aug 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Do you know about mortgage loan? And how will do it
  • Ans. 

    Yes, I have knowledge of mortgage loans and their processes.

    • I understand the different types of mortgage loans such as fixed-rate, adjustable-rate, and government-backed loans.

    • I am familiar with the application process, including credit checks, income verification, and property appraisal.

    • I know how to calculate mortgage payments and interest rates.

    • I am aware of the importance of timely payments and the consequences of ...

  • Answered by AI
  • Q2. Yes i know. Based on the cibil score, property worth and source of income. We will scrutinize
Round 3 - HR 

(1 Question)

  • Q1. Asking certificate and experience letter then finalize salary

Interview Preparation Tips

Interview preparation tips for other job seekers - Huge opening in sales side and choose the right one

Mortgage Relationship Officer Interview Questions asked at other Companies

Q1. Do you know about mortgage loan? And how will do it
View answer (1)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I appeared for an interview before Jan 2024.

Round 1 - HR 

(4 Questions)

  • Q1. Basic introduction and few work related questions
  • Q2. Can you describe your experience?
  • Ans. 

    I have 5 years of experience in recruiting for various industries, specializing in sourcing, interviewing, and onboarding.

    • 5 years of experience in recruiting

    • Specialize in sourcing, interviewing, and onboarding

    • Worked with various industries

  • Answered by AI
  • Q3. Why should they hire you ?
  • Ans. 

    I am a highly skilled and experienced Talent Acquisition Specialist with a proven track record of successfully sourcing and hiring top talent.

    • I have a strong understanding of recruitment best practices and strategies

    • I excel at building relationships with candidates and hiring managers

    • I am results-driven and have consistently met or exceeded hiring goals

    • I am adaptable and able to quickly adjust to changing priorities an

  • Answered by AI
  • Q4. Tell us something we don't have here in Cv
  • Ans. 

    One thing we don't have in Cv is a dedicated employee wellness program.

    • Implementing a wellness program can improve employee morale and productivity

    • Offering activities like yoga classes, healthy cooking workshops, and mental health resources

    • Creating a supportive environment for employees to prioritize their well-being

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and fluent in communication

Talent Acquisition Specialist Interview Questions asked at other Companies

Q1. Can you explain your experience with writing Boolean search queries and provide an example you have created live?
View answer (2)

Branch Credit Manager Interview Questions & Answers

user image himanshu srivastava

posted on 18 Dec 2024

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Job related and experience related

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (6)

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview for experienced candidates?
SMFG India Credit interview process for experienced candidates usually has 1-2 rounds. The most common rounds in the SMFG India Credit interview process for experienced candidates are HR, One-on-one Round and Resume Shortlist.
How to prepare for SMFG India Credit interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Personal Loans, Mortgage Loans, Sales, Business Loan and DSA.
What are the top questions asked in SMFG India Credit interview for experienced candidates?

Some of the top questions asked at the SMFG India Credit interview for experienced candidates -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. What's is deference of normal Collection and Bucket collecti...read more
  3. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more
How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

Tell us how to improve this page.

SMFG India Credit Interview Process for Experienced

based on 69 interviews

Interview experience

4
  
Good
View more

Interview Questions from Similar Companies

Muthoot Fincorp Interview Questions
4.5
 • 519 Interviews
Shriram Finance Interview Questions
4.1
 • 352 Interviews
Bajaj Finance Interview Questions
4.0
 • 316 Interviews
Muthoot Finance Interview Questions
3.6
 • 263 Interviews
IIFL Finance Interview Questions
4.0
 • 257 Interviews
L&T Finance Interview Questions
3.9
 • 156 Interviews
Mahindra Finance Interview Questions
4.1
 • 154 Interviews
View all

SMFG India Credit Reviews and Ratings

based on 4.4k reviews

4.0/5

Rating in categories

3.7

Skill development

3.7

Work-life balance

4.1

Salary

3.8

Job security

3.8

Company culture

3.6

Promotions

3.6

Work satisfaction

Explore 4.4k Reviews and Ratings
Credit Manager
339 salaries
unlock blur

₹2.3 L/yr - ₹10.8 L/yr

Relationship Manager
327 salaries
unlock blur

₹2.4 L/yr - ₹6.6 L/yr

Branch Credit Manager
252 salaries
unlock blur

₹1.9 L/yr - ₹9.2 L/yr

Sales Manager
223 salaries
unlock blur

₹1.8 L/yr - ₹9.4 L/yr

Assistant Manager
208 salaries
unlock blur

₹2 L/yr - ₹12.1 L/yr

Explore more salaries
Compare SMFG India Credit with

HDB Financial Services

3.9
Compare

Shriram Finance

4.1
Compare

Muthoot Fincorp

4.5
Compare

Bajaj Finance

4.0
Compare
Did you find this page helpful?
Yes No
write
Share an Interview