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SMFG India Credit Interview Questions, Process, and Tips for Experienced

Updated 7 Mar 2025

Top SMFG India Credit Interview Questions and Answers for Experienced

View all 39 questions

SMFG India Credit Interview Experiences for Experienced

Popular Designations

110 interviews found

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(4 Questions)

  • Q1. Which type of Job profile?
  • Q2. Is it permanent Job ?
  • Q3. Is it third party pay roll ?
  • Ans. 

    No, it is not third party payroll.

    • The company directly handles payroll for its employees.

    • There is no involvement of a third party payroll service provider.

    • Employees receive their salaries directly from the company.

  • Answered by AI
  • Q4. Which location?
Round 3 - HR 

(4 Questions)

  • Q1. Current Job CTC ?
  • Ans. 

    My current job CTC is confidential and I prefer not to disclose it.

    • I am not comfortable sharing my current job CTC as it is confidential information.

    • I believe that discussing salary details should be done at a later stage in the interview process.

    • I am more focused on the opportunities and growth potential that this role offers rather than my current salary.

  • Answered by AI
  • Q2. Expected salary?
  • Ans. 

    Negotiable based on experience and benefits package.

    • Salary is negotiable based on my experience and the benefits package offered by the company.

    • I am open to discussing salary expectations during the interview process.

    • I am looking for a competitive salary that reflects my skills and contributions to the role.

  • Answered by AI
  • Q3. Femily background?
  • Q4. Notice period ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing

Sales Coordinator Interview Questions asked at other Companies

Q1. How can you convince a client to take the product from you?
View answer (1)

I applied via Recruitment Consulltant and was interviewed in Jan 2022. There were 3 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. All questions related to joins, sub queries,SQL Oracle functions were assked
Round 2 - Technical 

(1 Question)

  • Q1. Discussion on the projects completed in last organization and questions related to the projects were asked
Round 3 - HR 

(1 Question)

  • Q1. Work profile, notice period and company benefits and required work profile were informed by HR

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good work environment to work on and team members are also very cooperative and supportive

I applied via Referral

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. About work experience
  • Q2. About Last company work details

Interview Preparation Tips

Interview preparation tips for other job seekers - Very Bad company for the employees.
Not getting any support from senior and credit

Branch Sales Manager Interview Questions asked at other Companies

Q1. How do the target complete in previous organisations monthly basis..
View answer (22)

MIS Executive Interview Questions & Answers

user image Anonymous

posted on 10 Jun 2022

I applied via Walk-in and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Profile related details
Round 2 - Technical 

(1 Question)

  • Q1. Excel formulas and dashboards

Interview Preparation Tips

Interview preparation tips for other job seekers - Good platform to work and they expected who the person works lyk smart and clean

MIS Executive Interview Questions asked at other Companies

Q1. HOW TO CREATING PIVOT TABLE IN EXCEL. HOW MANY PIVOT TABLES YOU WAS USING ON YOUR PREVIOUS ORGANISATION.
View answer (4)

SMFG India Credit interview questions for popular designations

 Sales Manager

 (15)

 Branch Credit Manager

 (14)

 Credit Manager

 (12)

 Branch Collection Incharge

 (6)

 Branch Manager

 (5)

 Collections Manager

 (5)

 Transaction Officer

 (4)

 Management Trainee

 (3)

I applied via Naukri.com and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Experience discussing
Round 2 - One-on-one 

(1 Question)

  • Q1. Discuss with company based questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Only thing positive and confident answer

Assistant Unit Manager Interview Questions asked at other Companies

Q1. What is financial statement?
View answer (1)

Get interview-ready with Top SMFG India Credit Interview Questions

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Case study according to experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Good service and share experiences in am

Branch Manager Interview Questions asked at other Companies

Q1. Role of Branch Manager?How to manage team?Cross sell?
View answer (34)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Feb 2022. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Only collection releated
Round 2 - HR 

(1 Question)

  • Q1. Only payout and re location

Cluster Collection Manager Interview Questions asked at other Companies

Q1. What was the current experiance in collections
View answer (1)

Credit Manager Interview Questions & Answers

user image C Madhu shankar

posted on 15 Jun 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Jun 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself Ratios Financials Cibil part
  • Q2. Cibil part Financials ratios Balancesheet
Round 3 - One-on-one 

(2 Questions)

  • Q1. Cibil part Financial ratios Balancesheet
  • Q2. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratio
  • Ans. 

    CIBIL is a credit information company that provides credit scores and reports to lenders. DPD stands for Days Past Due, DBT stands for Days Beyond Terms, sub standard refers to loans with high risk of default, Dbr ratio is Debt Burden Ratio, and FOIR ratio is Fixed Obligation to Income Ratio.

    • CIBIL is a credit information company that provides credit scores and reports to lenders

    • DPD stands for Days Past Due, indicating ...

  • Answered by AI

Top SMFG India Credit Credit Manager Interview Questions and Answers

Q1. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratio
View answer (1)

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)

I applied via Referral and was interviewed in Jun 2022. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Promotion base. asking about team management, excel mis,
  • Q2. About team management, Excel .

Interview Preparation Tips

Interview preparation tips for other job seekers - Ficcl is one of best Nbfc. high vintage Employee not one take case, especially rural department.
so ima not suggest about rural department.

Area Collection Manager Interview Questions asked at other Companies

Q1. What is the past handled Bucket
View answer (13)

I applied via Referral and was interviewed in Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Basic knowledge of excel
  • Q2. Good knowledge of kyc

Interview Preparation Tips

Interview preparation tips for other job seekers - You need basic knowledge of excel and financial. Should able to maintain MIS

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview for experienced candidates?
SMFG India Credit interview process for experienced candidates usually has 2-3 rounds. The most common rounds in the SMFG India Credit interview process for experienced candidates are HR, One-on-one Round and Resume Shortlist.
How to prepare for SMFG India Credit interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Personal Loans, Sales, Business Loan, Mortgage Loans and DSA.
What are the top questions asked in SMFG India Credit interview for experienced candidates?

Some of the top questions asked at the SMFG India Credit interview for experienced candidates -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. What's is deference of normal Collection and Bucket collecti...read more
  3. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more
How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

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SMFG India Credit Interview Process for Experienced

based on 62 interviews

Interview experience

4
  
Good
View more

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SMFG India Credit Reviews and Ratings

based on 4.2k reviews

4.0/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

4.1

Salary

3.8

Job security

3.8

Company culture

3.6

Promotions

3.7

Work satisfaction

Explore 4.2k Reviews and Ratings
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