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SMFG India Credit Interview Questions, Process, and Tips for Experienced

Updated 7 Mar 2025

Top SMFG India Credit Interview Questions and Answers for Experienced

View all 39 questions

SMFG India Credit Interview Experiences for Experienced

Popular Designations

110 interviews found

I applied via Referral and was interviewed in Oct 2020. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. English Language Letter Writing

Interview Preparation Tips

Interview preparation tips for other job seekers - To be have knowledge of Back office Management

I applied via Company Website and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. What is the collection?
  • Ans. 

    Collection refers to the process of recovering payments from customers who have purchased goods or services on credit.

    • Collection involves contacting customers who have overdue payments and reminding them to make the payment.

    • It may involve negotiating payment plans or settlements with customers.

    • Collection can be done through phone calls, emails, letters, or in-person visits.

    • The goal of collection is to recover the outst...

  • Answered by AI
  • Q2. Collection is payment of customer provide loan repayment.

Interview Preparation Tips

Interview preparation tips for other job seekers - Asking collection purpose questions like NPA,OD,NCL, BUCKET, DEFAULT,AND Hard core amount collection.

Skills evaluated in this interview

Branch Collection Incharge Interview Questions asked at other Companies

Q1. What's is deference of normal Collection and Bucket collection
View answer (7)

Interview Questionnaire 

4 Questions

  • Q1. Interviewer were asked me about how to do credit analysis and take final decision to provide respective loan applicant?
  • Q2. What is underwriting and what you have to do for getting good customer to our finance?
  • Ans. 

    Underwriting is the process of assessing the creditworthiness of a customer and determining the terms and conditions for providing finance.

    • Underwriting involves evaluating the financial and personal information of a customer to determine their ability to repay a loan.

    • The credit manager analyzes factors such as income, credit history, employment stability, and collateral to assess the risk associated with lending to a c...

  • Answered by AI
  • Q3. What's your ambitions and why you are choosing our company for work?
  • Ans. 

    My ambition is to excel in the field of credit management and contribute to the growth of your company.

    • I have a strong passion for credit management and have set ambitious goals for myself in this field.

    • I believe that your company has a strong reputation in the industry and offers great opportunities for career growth.

    • I am impressed by the company's commitment to innovation and its focus on providing excellent customer...

  • Answered by AI
  • Q4. And more related questions about my previous role and responsibilities and work. That was good. Thanks Nakuri Team.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be passionate and positive before you go to interview. Best of luck.

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (6)

I applied via Referral and was interviewed before Jul 2020. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. About my current profile
  • Q2. Why I left previous organization
  • Ans. Why I want to join Fullerton india
  • Answered Anonymously
  • Q3. Overall knowledge and work experience I had in previous organization

Interview Preparation Tips

Interview preparation tips for other job seekers - U should know ur current role. Should have known about company profile and focused on current profle..

Assistant Manager Internal Audit Interview Questions asked at other Companies

Q1. What is Internal Audit?
View answer (2)

SMFG India Credit interview questions for popular designations

 Sales Manager

 (15)

 Branch Credit Manager

 (14)

 Credit Manager

 (12)

 Branch Collection Incharge

 (6)

 Branch Manager

 (5)

 Collections Manager

 (5)

 Transaction Officer

 (4)

 Management Trainee

 (3)

Telecalling Interview Questions & Answers

user image Anonymous

posted on 27 Jun 2021

I applied via Referral and was interviewed before Jun 2020. There were 4 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. About your self
  • Q2. Why you left your last job
  • Q3. Do you able to strich till late night
  • Ans. 

    Yes, I am able to work till late night if required.

    • I am comfortable working in shifts

    • I have worked in night shifts before

    • I am willing to adjust my schedule as per the job requirements

  • Answered by AI
  • Q4. What is collection and how you will work.
  • Ans. 

    Collection is the process of recovering unpaid debts from customers.

    • Contact customers to remind them of their outstanding debts

    • Negotiate payment plans or settlements

    • Maintain accurate records of all communication and payments

    • Escalate to legal action if necessary

    • Ensure compliance with all relevant laws and regulations

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview was very normal.

Skills evaluated in this interview

Telecalling Interview Questions asked at other Companies

Q1. How would you deal with opponent customer?
View answer (2)

Get interview-ready with Top SMFG India Credit Interview Questions

Sales Manager Interview Questions & Answers

user image Anonymous

posted on 29 May 2020

I applied via Recruitment Consultant and was interviewed in Apr 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. How you done business in your previous company .. How you achieve your targets

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is based on our business knowledge with DSA channels

Top SMFG India Credit Sales Manager Interview Questions and Answers

Q1. How would you sale the Personal loans in high rates
View answer (3)

Sales Manager Interview Questions asked at other Companies

Q1. If you're in Cold areas like Kashmir or Himachal Pradesh. & You have to sell an AC which is having only Cold option. How would you do that?
View answer (17)

I applied via Walk-in and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - HR 

(8 Questions)

  • Q1. Where do you see yourself in 5 years?
  • Ans. 

    In 5 years, I see myself as a successful Cluster Manager, leading a team of high-performing individuals and driving growth and innovation within the organization.

    • Leading a team of talented individuals

    • Implementing strategies to drive growth and productivity

    • Continuously improving processes and optimizing resource allocation

    • Building strong relationships with clients and stakeholders

    • Mentoring and developing team members to

  • Answered by AI
  • Q2. What are your salary expectations?
  • Ans. 

    I would like to discuss my salary expectations further during the negotiation process.

    • Express willingness to discuss salary expectations further

    • Highlight the importance of negotiation process

    • Avoid giving a specific salary figure at this stage

  • Answered by AI
  • Q3. What is your family background?
  • Ans. 

    My family background is diverse and multicultural, with members from different countries and professions.

    • My parents are from different countries, which has exposed me to different cultures and perspectives.

    • My father is a doctor and my mother is an engineer, so I have been influenced by both the medical and technical fields.

    • I have relatives who are entrepreneurs, artists, and educators, which has shaped my understanding...

  • Answered by AI
  • Q4. Share details of your previous job.
  • Ans. 

    I was previously employed as a Cluster Manager at XYZ Company.

    • Managed a team of 10 sales representatives

    • Developed and implemented sales strategies to achieve targets

    • Analyzed market trends and competitor activities

    • Conducted regular performance evaluations and provided feedback

    • Collaborated with other departments to ensure smooth operations

  • Answered by AI
  • Q5. Why should we hire you?
  • Ans. 

    You should hire me because of my strong leadership skills, extensive experience in managing clusters, and proven track record of achieving results.

    • I have excellent leadership skills and can effectively manage and motivate a team.

    • I have a deep understanding of cluster management and have successfully managed clusters in my previous roles.

    • I have a proven track record of achieving results and meeting targets.

    • I am highly o...

  • Answered by AI
  • Q6. Why are you looking for a change?
  • Ans. 

    I am looking for a change to explore new opportunities and challenges.

    • Seeking growth and advancement in my career

    • Wanting to broaden my skill set and knowledge

    • Desire for a new work environment or company culture

    • Looking for better work-life balance

    • Relocation or proximity to family and friends

    • Unsatisfied with current job or management

  • Answered by AI
  • Q7. What are your strengths and weaknesses?
  • Ans. 

    My strengths include strong leadership skills, excellent problem-solving abilities, and effective communication. My weaknesses include a tendency to be overly critical of myself and a desire for perfection.

    • Strength: Strong leadership skills

    • Strength: Excellent problem-solving abilities

    • Strength: Effective communication

    • Weakness: Overly critical of myself

    • Weakness: Desire for perfection

  • Answered by AI
  • Q8. Tell me about yourself.
  • Ans. 

    I am an experienced Cluster Manager with a strong background in managing teams and optimizing operations.

    • Experienced Cluster Manager

    • Skilled in team management and operations optimization

    • Proven track record of successfully leading teams to achieve targets

    • Strong communication and problem-solving skills

    • Proficient in analyzing data and making data-driven decisions

  • Answered by AI
Round 2 - HR 

(7 Questions)

  • Q1. What is your family background?
  • Ans. 

    My family background is diverse and multicultural, with members from different countries and professions.

    • My parents are from different countries, which has exposed me to different cultures and perspectives.

    • My family members have diverse professions, including doctors, engineers, and artists.

    • We celebrate various cultural traditions and languages within our family.

    • Growing up in such a diverse environment has taught me th

  • Answered by AI
  • Q2. Share details of your previous job.
  • Ans. 

    I was previously employed as a Cluster Manager at XYZ Company.

    • Managed a team of 10 sales representatives

    • Developed and implemented sales strategies to achieve targets

    • Analyzed market trends and competitor activities

    • Conducted regular performance evaluations and provided feedback

    • Collaborated with other departments to ensure smooth operations

  • Answered by AI
  • Q3. Why should we hire you?
  • Ans. 

    I have the necessary skills, experience, and leadership qualities to excel in this role.

    • I have a proven track record of successfully managing and leading teams.

    • I have strong communication and interpersonal skills, which are essential for effectively coordinating and collaborating with different stakeholders.

    • I am highly organized and detail-oriented, ensuring efficient and smooth operations.

    • I have a deep understanding o...

  • Answered by AI
  • Q4. Why are you looking for a change?
  • Ans. 

    I am looking for a change to explore new opportunities and challenges.

    • Seeking growth and advancement in my career

    • Wanting to broaden my skill set and knowledge

    • Desire for a new work environment or company culture

    • Looking for better work-life balance

    • Relocation or personal reasons

  • Answered by AI
  • Q5. Where do you see yourself in 5 years?
  • Ans. 

    In 5 years, I see myself as a successful Cluster Manager, leading a team of high-performing individuals and driving growth and innovation in the organization.

    • Leading a team of talented professionals

    • Implementing strategies to drive growth and profitability

    • Building strong relationships with clients and stakeholders

    • Continuously learning and adapting to industry trends

    • Contributing to the organization's success through effe

  • Answered by AI
  • Q6. What are your strengths and weaknesses?
  • Ans. 

    My strengths include strong leadership skills, excellent problem-solving abilities, and effective communication. My weaknesses include a tendency to be overly detail-oriented and a desire for perfection.

    • Strength: Strong leadership skills

    • Strength: Excellent problem-solving abilities

    • Strength: Effective communication

    • Weakness: Overly detail-oriented

    • Weakness: Desire for perfection

  • Answered by AI
  • Q7. Tell me about yourself.
  • Ans. 

    I am an experienced Cluster Manager with a strong background in managing teams and optimizing operations.

    • Managed a team of 20 employees and successfully increased productivity by 15% within 6 months.

    • Implemented efficient processes and strategies to streamline operations and reduce costs.

    • Strong leadership skills with the ability to motivate and inspire team members.

    • Excellent problem-solving and decision-making abilities...

  • Answered by AI
Round 3 - Off 

(1 Question)

  • Q1. Best place to work best for career growth
  • Ans. 

    The best place to work for career growth is a company that offers opportunities for advancement, mentorship programs, and a supportive work culture.

    • Look for companies that have a track record of promoting employees from within.

    • Consider companies that offer mentorship programs or opportunities for professional development.

    • A supportive work culture that encourages growth and provides resources for career advancement is i...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for SMFG India Credit Cluster Manager interview:
  • Knowledge about product
Interview preparation tips for other job seekers - Best place to work, best for career growth

Cluster Manager Interview Questions asked at other Companies

Q1. If a person takes less than 20 seconds to pick each item, and there are 6 items per order, with a store handling 1000 orders per day, how many pickers are required?
Add answer

I applied via Referral and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(8 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why should we hire you?
  • Q5. Why are you looking for a change?
  • Q6. Where do you see yourself in 5 years?
  • Q7. What are your strengths and weaknesses?
  • Q8. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Ist of all i was introduced my self and then further details about my family my journey with prioveus company.etc

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)

Interview Questions & Answers

user image

posted on 24 Apr 2022

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. I was asked about my previous work experience
  • Q2. I was asked about risk factors
Round 3 - Department Head 

(1 Question)

  • Q1. He asked me that how to meet targets and improve business

Interview Preparation Tips

Topics to prepare for SMFG India Credit interview:
  • New Business Development
Interview preparation tips for other job seekers - Be positive and don't shy infront of vertical heads and HR

BCO Interview Questions & Answers

user image Anonymous

posted on 2 Nov 2021

I was interviewed before Nov 2020.

Interview Questionnaire 

1 Question

  • Q1. They ask the first question what caste

Interview Preparation Tips

Interview preparation tips for other job seekers - Fake people are there don't go

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview for experienced candidates?
SMFG India Credit interview process for experienced candidates usually has 2-3 rounds. The most common rounds in the SMFG India Credit interview process for experienced candidates are HR, One-on-one Round and Resume Shortlist.
How to prepare for SMFG India Credit interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Personal Loans, Sales, Business Loan, Mortgage Loans and DSA.
What are the top questions asked in SMFG India Credit interview for experienced candidates?

Some of the top questions asked at the SMFG India Credit interview for experienced candidates -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. What's is deference of normal Collection and Bucket collecti...read more
  3. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more
How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

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SMFG India Credit Interview Process for Experienced

based on 62 interviews

Interview experience

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