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SMFG India Credit Mortgage Relationship Officer Interview Questions and Answers

Updated 24 Feb 2023

SMFG India Credit Mortgage Relationship Officer Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Aug 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Do you know about mortgage loan? And how will do it
  • Ans. 

    Yes, I have knowledge of mortgage loans and their processes.

    • I understand the different types of mortgage loans such as fixed-rate, adjustable-rate, and government-backed loans.

    • I am familiar with the application process, including credit checks, income verification, and property appraisal.

    • I know how to calculate mortgage payments and interest rates.

    • I am aware of the importance of timely payments and the consequences of ...

  • Answered by AI
  • Q2. Yes i know. Based on the cibil score, property worth and source of income. We will scrutinize
Round 3 - HR 

(1 Question)

  • Q1. Asking certificate and experience letter then finalize salary

Interview Preparation Tips

Interview preparation tips for other job seekers - Huge opening in sales side and choose the right one

Interview questions from similar companies

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. What is your Expected salary
  • Ans. 

    My expected salary is competitive and reflective of my experience and skills in the mortgage industry.

    • I am looking for a salary that is in line with industry standards for a Credit Manager position in the mortgage sector.

    • I have X years of experience in mortgage credit management which I believe warrants a competitive salary.

    • I have successfully managed a portfolio of X million dollars in mortgages, showcasing my ability...

  • Answered by AI
  • Q2. What is your Notice period
  • Ans. 

    My notice period is 2 months.

    • My notice period is 2 months

    • I am required to give a 2-month notice before leaving my current position

    • I need to provide a 2-month notice to my employer

  • Answered by AI

Interview Questionnaire 

1 Question

  • Q1. How to control our fear

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident your self say what you know to the interviwer

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Mortgage Relationship Officer interview?
SMFG India Credit interview process usually has 3 rounds. The most common rounds in the SMFG India Credit interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for SMFG India Credit Mortgage Relationship Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Home Loans, Lap, Mortgage Loans and hl.
What are the top questions asked in SMFG India Credit Mortgage Relationship Officer interview?

Some of the top questions asked at the SMFG India Credit Mortgage Relationship Officer interview -

  1. Do you know about mortgage loan? And how will do...read more
  2. Yes i know. Based on the cibil score, property worth and source of income. We w...read more
  3. Asking certificate and experience letter then finalize sal...read more

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SMFG India Credit Mortgage Relationship Officer Salary
based on 19 salaries
₹2 L/yr - ₹3.5 L/yr
13% more than the average Mortgage Relationship Officer Salary in India
View more details

SMFG India Credit Mortgage Relationship Officer Reviews and Ratings

based on 6 reviews

4.0/5

Rating in categories

3.5

Skill development

4.5

Work-life balance

4.5

Salary

4.0

Job security

3.8

Company culture

3.9

Promotions

4.0

Work satisfaction

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