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Axis Bank

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3.8

based on 24.4k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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Axis Bank Gold Loan Executive Interview Questions and Answers

Updated 21 Apr 2024

Axis Bank Gold Loan Executive Interview Experiences

2 interviews found

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Company Website and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - Case Study 

How to open savings account

Round 2 - Credit card 

(2 Questions)

  • Q1. How to use credit card properly
  • Ans. 

    To use credit card properly, pay off the balance in full each month, avoid cash advances, and monitor spending.

    • Pay off the balance in full each month to avoid interest charges

    • Avoid cash advances as they come with high fees and interest rates

    • Monitor your spending regularly to stay within your budget and avoid overspending

  • Answered by AI
  • Q2. Credit card executive properly gude

Interview Preparation Tips

Interview preparation tips for other job seekers - Work hard
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Oct 2022. There were 2 interview rounds.

Round 1 - Asm is provided this job 

(2 Questions)

  • Q1. How many family members?? Are you moumita?? Tell me qualifications
  • Q2. Four family membersin my house
Round 2 - HR 

(2 Questions)

  • Q1. What is your name? Family background Source of income Qualifications
  • Q2. What is your Next plan Why are you join this type of job Any experience of marketing related job

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid

Gold Loan Executive Interview Questions Asked at Other Companies

asked in CSB Bank
Q1. How do you complete sales target by finding potential customers
Q2. How can you reach every month 15 lakhs target ?
asked in Axis Bank
Q3. How to use credit card properly
asked in ICICI Bank
Q4. What is the customer revit
asked in Axis Direct
Q5. Ready to perform well

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Group Discussion 

Gold ratr of interest and how any types of gold loan ect...

Round 2 - Aptitude Test 

Aptitude test multiple 10 question completed

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(2 Questions)

  • Q1. How do you fund a applicant
  • Ans. 

    Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.

    • Evaluate the applicant's credit history, income, and debt-to-income ratio

    • Determine the appropriate loan amount based on the applicant's financial situation

    • Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

    • Obtain necessary documentation such as p...

  • Answered by AI
  • Q2. Ratios analysis , banking analaysis

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your product well interviewer will ask basis you experience in resume
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Ratio Related, Balance Sheet and P&L related
  • Q2. FOIR ratio, LTV, DSCR
Round 2 - Technical 

(2 Questions)

  • Q1. General Accounting related
  • Q2. Accounting related
Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Verbal and novarbal questions

Round 2 - HR 

(2 Questions)

  • Q1. About your self?
  • Q2. Tell about your previous experience?

Interview Preparation Tips

Topics to prepare for HDFC Bank Credit Officer interview:
  • Previous experience
Interview preparation tips for other job seekers - knowledge about your previous experience
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

IBPS takes test moderate to high

Round 2 - One-on-one 

(2 Questions)

  • Q1. Assessment of working capital
  • Ans. 

    Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.

    • Calculate working capital by subtracting current liabilities from current assets.

    • A positive working capital indicates the company has enough assets to cover its short-term debts.

    • A negative working capital may signal financial trouble and the need for additional fu...

  • Answered by AI
  • Q2. Why do you wan tot join banj

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy , stay confident
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Why Bank of Baroda
  • Ans. 

    Bank of Baroda is a reputable and established financial institution with a strong presence in the market.

    • Bank of Baroda has a long history of providing reliable banking services to customers.

    • The bank has a strong reputation for its ethical practices and customer-centric approach.

    • Bank of Baroda offers a wide range of financial products and services to meet the diverse needs of customers.

    • The bank has a strong presence bo...

  • Answered by AI
  • Q2. Why wholesale Banking
  • Ans. 

    Wholesale banking offers exposure to a wide range of industries and financial products, providing a challenging and dynamic work environment.

    • Opportunity to work with diverse clients and industries

    • Involvement in complex financial transactions and structures

    • Exposure to a variety of financial products such as loans, trade finance, and treasury services

    • Opportunity for career growth and development in a fast-paced environme

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
No response

I applied via Recruitment Consulltant and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - Case Study 

Credit analysis - analysis of corporate fundamentals

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self
  • Q2. Work experience

Axis Bank Interview FAQs

How many rounds are there in Axis Bank Gold Loan Executive interview?
Axis Bank interview process usually has 2-3 rounds. The most common rounds in the Axis Bank interview process are Resume Shortlist, HR and Case Study.
What are the top questions asked in Axis Bank Gold Loan Executive interview?

Some of the top questions asked at the Axis Bank Gold Loan Executive interview -

  1. How to use credit card prope...read more
  2. Credit card executive properly g...read more
  3. Four family membersin my ho...read more

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People are getting interviews through

based on 2 Axis Bank interviews
Company Website
50%
50% candidates got the interview through other sources.
Moderate Confidence
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Moderate Confidence means the data is based on a sufficient number of responses received from the candidates

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Axis Bank Gold Loan Executive Salary
based on 29 salaries
₹1.6 L/yr - ₹3 L/yr
16% less than the average Gold Loan Executive Salary in India
View more details

Axis Bank Gold Loan Executive Reviews and Ratings

based on 10 reviews

3.6/5

Rating in categories

4.1

Skill development

2.7

Work-Life balance

3.0

Salary & Benefits

4.0

Job Security

3.3

Company culture

2.7

Promotions/Appraisal

2.9

Work Satisfaction

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