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4.0

based on 37.1k Reviews

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ICICI Bank Gold Loan Executive Interview Questions and Answers

Updated 20 Mar 2024

ICICI Bank Gold Loan Executive Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Group Discussion 

Gold ratr of interest and how any types of gold loan ect...

Round 2 - Aptitude Test 

Aptitude test multiple 10 question completed

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
4
Good
Difficulty level
Easy
Process Duration
2-4 weeks
Result
-

I applied via Walk-in and was interviewed before Jun 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(4 Questions)

  • Q1. What is planning
  • Ans. 

    Planning is the process of setting goals, determining actions to achieve those goals, and allocating resources to carry out those actions.

    • Setting goals and objectives

    • Identifying actions and strategies to achieve the goals

    • Allocating resources effectively

    • Creating timelines and deadlines

    • Monitoring progress and making adjustments as needed

  • Answered by AI
  • Q2. What is the customer revit
  • Ans. 

    Customer revit is the term used to describe the process of attracting and retaining customers in the gold loan industry.

    • Customer revit involves strategies to attract new customers to avail gold loans.

    • It also includes tactics to retain existing customers and encourage repeat business.

    • Examples of customer revit in the gold loan industry include offering competitive interest rates, providing excellent customer service, an

  • Answered by AI
  • Q3. Customer and more than expense
  • Q4. Customer portfolios

Interview Preparation Tips

Topics to prepare for ICICI Bank Gold Loan Executive interview:
  • Perfectness
Interview preparation tips for other job seekers - Gold Loan sale's office

Gold Loan Executive Interview Questions Asked at Other Companies

asked in CSB Bank
Q1. How do you complete sales target by finding potential customers
Q2. How can you reach every month 15 lakhs target ?
asked in Axis Bank
Q3. How to use credit card properly
asked in ICICI Bank
Q4. What is the customer revit
asked in Axis Direct
Q5. Ready to perform well

I applied via Other and was interviewed in Dec 2021. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. Your CV not updated
  • Q2. Why u choose icici
  • Q3. If u selected . U r ready for job any location All over india
  • Q4. Do you know about the ICici product

Interview Preparation Tips

Interview preparation tips for other job seekers - INTERVIEW Was very good. but why I was not shortlisted. Its confuse

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Company Website and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - Case Study 

How to open savings account

Round 2 - Credit card 

(2 Questions)

  • Q1. How to use credit card properly
  • Ans. 

    To use credit card properly, pay off the balance in full each month, avoid cash advances, and monitor spending.

    • Pay off the balance in full each month to avoid interest charges

    • Avoid cash advances as they come with high fees and interest rates

    • Monitor your spending regularly to stay within your budget and avoid overspending

  • Answered by AI
  • Q2. Credit card executive properly gude

Interview Preparation Tips

Interview preparation tips for other job seekers - Work hard
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What is the difference between OD and VC?
  • Q2. How you determine drawing power?
  • Q3. What is DLOD?
  • Q4. What is Leverage ratio?
  • Q5. Why do you what to switch job?
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Reasoning, quantitative skills, and English language proficiency.

Round 2 - Interview 

(1 Question)

  • Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(2 Questions)

  • Q1. How do you fund a applicant
  • Ans. 

    Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.

    • Evaluate the applicant's credit history, income, and debt-to-income ratio

    • Determine the appropriate loan amount based on the applicant's financial situation

    • Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

    • Obtain necessary documentation such as p...

  • Answered by AI
  • Q2. Ratios analysis , banking analaysis

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your product well interviewer will ask basis you experience in resume
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Ratio Related, Balance Sheet and P&L related
  • Q2. FOIR ratio, LTV, DSCR
Round 2 - Technical 

(2 Questions)

  • Q1. General Accounting related
  • Q2. Accounting related
Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Verbal and novarbal questions

Round 2 - HR 

(2 Questions)

  • Q1. About your self?
  • Q2. Tell about your previous experience?

Interview Preparation Tips

Topics to prepare for HDFC Bank Credit Officer interview:
  • Previous experience
Interview preparation tips for other job seekers - knowledge about your previous experience
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Self introduction
  • Q2. About Previous job
  • Q3. Job change reason
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking growth opportunities

    • Interested in larger organization with more resources

  • Answered by AI
  • Q4. Policy polrocess related

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview point of view it was a good experience, you can join this bank, no issue with salary, holidays etc. From company there is no fault but you are lucky if you get good manager. Some managers are really bad.

ICICI Bank Interview FAQs

How many rounds are there in ICICI Bank Gold Loan Executive interview?
ICICI Bank interview process usually has 2 rounds. The most common rounds in the ICICI Bank interview process are HR, Group Discussion and Aptitude Test.
What are the top questions asked in ICICI Bank Gold Loan Executive interview?

Some of the top questions asked at the ICICI Bank Gold Loan Executive interview -

  1. What is the customer re...read more
  2. What is plann...read more
  3. Customer and more than expe...read more

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People are getting interviews through

based on 3 ICICI Bank interviews
WalkIn
Job Portal
67%
33%
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates

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ICICI Bank Gold Loan Executive Salary
based on 103 salaries
₹1 L/yr - ₹3.5 L/yr
13% less than the average Gold Loan Executive Salary in India
View more details

ICICI Bank Gold Loan Executive Reviews and Ratings

based on 33 reviews

4.4/5

Rating in categories

4.4

Skill development

4.0

Work-Life balance

3.7

Salary & Benefits

4.1

Job Security

3.9

Company culture

3.5

Promotions/Appraisal

3.9

Work Satisfaction

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