Axis Bank Interview Questions, Process, and Tips

The reason for my coming is: I am a third party at the bank. I want to come to the bank for a check and this is for the salary.

Q1. Salary and Payroll
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Q2. Good post and good business department
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Q3. Yes salary an payroll
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Q4. I wish I could join a new company and try harder to get ahead.
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Q5. Nothing
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Q1. I am interested in Interview
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Q1. Question about your banking knowledge
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Q2. Career goal and suitability for the role
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Q3. Focusing areas like banking concept
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Q4. Sale strategies and coustomer services skill
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Q5. Along with tips for sucess
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Q1. Basic interview
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Q2. Previous job experience
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I have experience working as a sales representative for a software company.
• Managed a portfolio of clients and increased sales by 20% in one year

• Developed strong relationships with key decision makers in the industry

• Utilized CRM software to track leads and follow up with potential clients
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Q3. Good experience
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Q4. Hr round basic job details
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Q1. Basic job details
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Q2. Documents verification Portal
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Q1. Key metrics covered in the daily dashboard.
Ans. 
Key metrics in daily dashboard include sales performance, inventory levels, customer feedback, and market trends.
• Sales performance - revenue, units sold, average transaction value

• Inventory levels - stock on hand, stock turnover rate

• Customer feedback - satisfaction scores, Net Promoter Score (NPS)

• Market trends - competitor analysis, industry insights
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Q2. Review mechanism.
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Q3. Tell about your self.
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Experienced professional with a strong background in collections management and leadership roles.
• Over 10 years of experience in collections management

• Proven track record of improving collection efficiency and reducing delinquency rates

• Strong leadership skills with experience in managing teams of collection agents

• Excellent communication and negotiation skills

• Bachelor's degree in Finance from XYZ University
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Q4. Team and portfolio size
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Q5. Product knowledge
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Q6. General day today working style .
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Share the experience of tough situations handled.

Q1. Notice period and expected salary
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Q2. Latest appraisal details
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My latest appraisal details include a rating of exceeds expectations and a salary increase of 10%.
• Received a rating of exceeds expectations

• Received a salary increase of 10%

• Feedback included positive comments on leadership skills and project management abilities
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Q1. Trade forex knowledge must
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Q2. 10 years corporate experience must
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Q1. Trade forex Remittance knowledge and
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Q1. Job in computer operator & clark
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Q2. Provided job,in Ahmedabad?
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Q3. Easy working and comfortable time
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Q1. What is a commercial bank ?
Ans. 
A commercial bank is a financial institution that provides various banking services to individuals and businesses.
• Accepts deposits from customers, providing savings and checking accounts.

• Offers loans to individuals and businesses, such as personal loans and mortgages.

• Facilitates payment services, including debit and credit cards, and electronic transfers.

• Provides investment services, such as wealth management and finan...read more
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Q2. How you job in bank?
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Q3. How will you convince the customer?
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To convince a customer, build rapport, understand their needs, and present tailored solutions that highlight benefits and value.
• Build rapport: Establish a connection by actively listening and showing empathy towards the customer's concerns.

• Understand needs: Ask open-ended questions to uncover the customer's specific needs and preferences.

• Present tailored solutions: Offer solutions that directly address the customer's n...read more
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Q4. What is debt to income ratio
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The debt-to-income ratio measures an individual's monthly debt payments against their gross monthly income.
• Calculated by dividing total monthly debt payments by gross monthly income.

• A lower ratio indicates better financial health; ideally below 36%.

• Example: If monthly income is $4,000 and debts are $1,200, the ratio is 30% ($1,200/$4,000).

• Lenders use this ratio to assess borrowing risk when applying for loans.
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Q5. What is investment banking
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Investment banking involves financial services that assist companies in raising capital and providing advisory services for mergers and acquisitions.
• Investment banks help companies issue stocks and bonds to raise capital.

• They provide advisory services for mergers and acquisitions, helping companies navigate complex transactions.

• Investment banks conduct market research and analysis to inform clients about potential inve...read more
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Q6. How do you banks make profit
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Banks make profit primarily through interest on loans, fees, and investment activities.
• Interest on Loans: Banks lend money at higher interest rates than they pay on deposits. For example, a bank may charge 5% on loans while offering 1% on savings accounts.

• Fees and Charges: Banks charge fees for account maintenance, ATM usage, and overdrafts. For instance, a monthly maintenance fee for a checking account.

• Investment Inco...read more
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