Asset Desk Manager Interview Questions and Answers

I have extensive experience in managing and selling various types of assets, including real estate, equipment, and financial instruments.

• Managed a portfolio of commercial real estate properties worth over $50 million

• Sold equipment and machinery to various industries, including manufacturing and construction

• Negotiated and closed deals for stocks, bonds, and other financial instruments

• Developed and implemented asset management strategies to maximize returns and minimize risks

• Ma...read more

Loans are financial agreements where a lender provides money to a borrower, who agrees to repay the loan with interest over a set period of time.

• Loans involve borrowing money from a lender

• Borrowers agree to repay the loan amount with interest over a specified period

• Different types of loans include personal loans, home loans, car loans, and student loans

• Interest rates can be fixed or variable depending on the loan agreement

Loan eligibility calculation for customers

• Gather customer's financial information such as income, expenses, credit score, and debt-to-income ratio

• Determine the loan amount and interest rate

• Use a loan eligibility calculator or formula to calculate the maximum loan amount the customer is eligible for

• Consider any additional factors such as collateral or co-signers

• Compare the calculated loan eligibility with the requested loan amount to determine if the customer is eligible for t...read more

The ROI of different loan products varies based on factors such as interest rates, loan terms, and borrower creditworthiness.

• ROI can be calculated by dividing the net profit by the cost of the investment.

• Factors that affect ROI include interest rates, loan terms, and borrower creditworthiness.

• For example, a high-interest loan with a short term may have a higher ROI than a low-interest loan with a longer term.

• However, loans with higher risk borrowers may have a lower ROI due t...read more