Axis Bank Interview Questions, Process, and Tips

Q1. Tell us about yourself
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Q2. What is Cash credit and Over draft.
Ans. 
Cash credit and Overdraft are types of short-term borrowing facilities provided by banks.
• Cash credit is a type of loan where the borrower is given a credit limit and can withdraw funds up to that limit as and when required.

• Overdraft is a facility where the borrower is allowed to withdraw more money than what is available in their account, up to a certain limit.

• Interest is charged on the amount borrowed in both cases, b...read more
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Q3. What is the difference between cash credit and over draft
Ans. 
Cash credit and overdraft are two types of short-term borrowing facilities provided by banks.
• Cash credit is a type of loan where the borrower can withdraw money up to a certain limit approved by the bank. Interest is charged only on the amount withdrawn.

• Overdraft is a facility where the bank allows the borrower to withdraw more money than what is available in their account. Interest is charged on the overdrawn amount.

• C...read more
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Q4. What is the portfolio size you are handling now
Ans. 
I am currently handling a portfolio size of X
• My current portfolio size is X

• I am responsible for managing X number of products/clients

• My portfolio size varies depending on the region/territory I am handling

• For example, in my previous role, I handled a portfolio of 50 clients in the North region

• I am comfortable handling portfolios of different sizes and adapting to changing requirements
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Q5. Why do you want to change
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Q6. How can you make a difference and add value
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Q7. Is it ok for you to join at the given grade and location
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Q8. What is Currebt ratio and what is the acceptable ratio. What is leverage and how can this be calculated . What is the acceptable limit
Ans. 
Current ratio measures a company's ability to pay its short-term liabilities with its short-term assets. Leverage measures the amount of debt used to finance a company's assets.
• Current ratio is calculated by dividing current assets by current liabilities

• Acceptable current ratio varies by industry, but generally a ratio of 2:1 is considered good

• Leverage is calculated by dividing total debt by total assets

• Acceptable leve...read more
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Q1. About myself and my educational
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Q2. Document verification and personal details
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Q1. Document verification and personal details
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Q1. Self induction and career
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Q2. Any experience in the banking sector
Ans. 
Yes, I have 2 years of experience working as a telecaller in a bank.
• Worked as a telecaller in a bank for 2 years

• Handled customer queries related to banking products and services

• Assisted customers in resolving issues with their accounts

• Promoted new banking products to existing customers
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Q3. Any experience to banking sector
Ans. 
Yes, I have experience working as a telecaller in the banking sector.
• Worked as a telecaller for a bank handling customer inquiries and promoting banking products

• Familiar with banking terminology and procedures

• Successfully met sales targets by upselling banking services to customers
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Aptitude test or written examination?

Group discussion on the topic.

Q1. Tell something about yourself
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Q2. Where you did your sip.
Ans. 
I completed my internship at XYZ Company, where I gained valuable experience in project management and team leadership.
• Completed internship at XYZ Company

• Gained experience in project management

• Developed skills in team leadership
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Q3. What you learn from your sip and how can you utilise our organization.
Ans. 
I learned effective communication and problem-solving skills during my internship, which I can utilize to improve team dynamics and customer satisfaction in your organization.
• Learned effective communication skills by interacting with clients and colleagues

• Developed problem-solving abilities by resolving issues in a timely manner

• Can use these skills to improve team dynamics and enhance customer satisfaction at your orga
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Q4. Ask examples of my experience
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Good work and good job to do good performance

Q1. Good job and good working
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Q2. Good work and good experience
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Q3. What type of salery
Ans. 
I am looking for a competitive salary that reflects my experience and skills.
• I am seeking a salary that is in line with industry standards for a Marketing Executive role.

• I would like to be compensated fairly based on my qualifications and contributions to the company.

• Negotiable depending on the overall compensation package offered by the company.
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Q4. How to increase job
Ans. 
Increasing job satisfaction can be achieved through various strategies such as providing opportunities for growth and recognition.
• Offer opportunities for professional development and advancement

• Provide regular feedback and recognition for good work

• Create a positive work environment with open communication

• Encourage work-life balance and flexibility

• Offer competitive compensation and benefits packages
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Q5. Where the location
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