Axis Bank Branch Relationship Officer Interview Questions, Process, and Tips

Sales is the part of round 1

Banking operations is the part of round 2

Q1. Previous experience salary and reason for change
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Q1. Previous experience and reason for change
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Q1. Introduction of yours
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Q2. Skills and software knowledge
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Q1. Easy to crack interview with basic banking knowledge
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Q2. What types of mutual fund are in market
Ans. 
There are various types of mutual funds available in the market.
• Equity funds: Invest in stocks of companies

• Debt funds: Invest in fixed income securities like bonds

• Money market funds: Invest in short-term debt securities

• Index funds: Track a specific market index

• Balanced funds: Invest in a mix of stocks and bonds

• Sector funds: Focus on specific sectors like technology or healthcare

• International funds: Invest in securities...read more
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Q3. Can you able to sell me a pen
Ans. 
Yes, I can sell you a pen by highlighting its features and benefits.
• Start by discussing the pen's quality and durability

• Highlight its smooth writing experience and ink flow

• Mention its versatility for various writing tasks

• Emphasize its sleek design and professional appearance

• Offer a competitive price or any promotional offers

• Create a sense of urgency or scarcity to encourage immediate purchase
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Q1. Self introduction
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Q2. What pressure handling
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I am able to handle pressure effectively by staying organized, prioritizing tasks, and maintaining a positive attitude.
• Stay organized by creating to-do lists and setting deadlines

• Prioritize tasks based on urgency and importance

• Maintain a positive attitude by focusing on solutions rather than problems

• Practice stress-relieving techniques such as deep breathing or taking short breaks

• Seek support from colleagues or supervi
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Candidates have to attend the Situational assessment related to sales.
It's all about 30 minutes assessment.

Q1. Why do you want to work in this particular location?
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Q2. What is Insurance and different types of Insurance?
Ans. 
Insurance is a contract between an individual and an insurance company to protect against financial loss.
• Types of insurance include life, health, auto, home, and travel insurance.

• Life insurance provides financial support to the family of the insured in case of their death.

• Health insurance covers medical expenses of the insured.

• Auto insurance covers damages to the insured's vehicle and liability for any injuries or dama...read more
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Q3. What is mutual funds?
Ans. 
Mutual funds are investment vehicles that pool money from multiple investors to invest in stocks, bonds, and other securities.
• Mutual funds are managed by professional fund managers.

• Investors buy shares in the mutual fund and the value of their investment is determined by the performance of the underlying securities.

• Mutual funds offer diversification and can be a good option for investors who want exposure to a variety ...read more
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Q4. What is the difference between private sector and public sector banks?
Ans. 
Private sector banks are owned by private individuals or corporations while public sector banks are owned by the government.
• Private sector banks are profit-oriented while public sector banks focus on social welfare.

• Private sector banks have higher interest rates and better customer service while public sector banks have lower interest rates and slower customer service.

• Examples of private sector banks include HDFC Bank,...read more
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Q5. Family background and some basic questions.
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Q1. Banking processes, previous sales record
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Q1. Salary expectations, salary expectation, branch location
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