Jaypee Infratech Interview Questions and Answers

Current ratio measures a company's ability to pay its short-term liabilities with its short-term assets. Leverage measures the amount of debt used to finance a company's assets.

• Current ratio is calculated by dividing current assets by current liabilities

• Acceptable current ratio varies by industry, but generally a ratio of 2:1 is considered good

• Leverage is calculated by dividing total debt by total assets

• Acceptable leverage ratio varies by industry, but generally a ratio of 2:...read more

Cash credit and overdraft are two types of short-term borrowing facilities provided by banks.

• Cash credit is a type of loan where the borrower can withdraw money up to a certain limit approved by the bank. Interest is charged only on the amount withdrawn.

• Overdraft is a facility where the bank allows the borrower to withdraw more money than what is available in their account. Interest is charged on the overdrawn amount.

• Cash credit is generally given to businesses for working ca...read more

I am currently handling a portfolio size of X

• My current portfolio size is X

• I am responsible for managing X number of products/clients

• My portfolio size varies depending on the region/territory I am handling

• For example, in my previous role, I handled a portfolio of 50 clients in the North region

• I am comfortable handling portfolios of different sizes and adapting to changing requirements

Cash credit and Overdraft are types of short-term borrowing facilities provided by banks.

• Cash credit is a type of loan where the borrower is given a credit limit and can withdraw funds up to that limit as and when required.

• Overdraft is a facility where the borrower is allowed to withdraw more money than what is available in their account, up to a certain limit.

• Interest is charged on the amount borrowed in both cases, but the interest rate for overdraft is usually higher than ...read more

BG stands for Bank Guarantee. There are two types of BG - Performance BG and Financial BG.

• BG is a type of financial instrument issued by a bank to guarantee payment to a third party in case of default by the applicant.

• Performance BG is issued to ensure that the applicant fulfills their contractual obligations.

• Financial BG is issued to ensure that the applicant can meet their financial obligations.

• BGs are commonly used in international trade and construction projects.

• BGs can b...read more