Axis Bank Area Sales Manager Interview Questions and Answers

I expect a competitive salary that reflects my experience and the industry standards, ideally in the range of $80,000 to $100,000.

• Research industry standards: For example, similar roles in my region typically offer between $80,000 and $100,000.

• Consider my experience: With over 5 years in sales management, I bring valuable skills that justify a higher salary.

• Discuss benefits: I value a comprehensive benefits packag...read more

I tend to be overly critical of my work, which can slow down my decision-making process.

• I often spend too much time perfecting details, which can delay project timelines. For example, I once held back a presentation to refine visuals.

• I struggle with delegation, as I sometimes feel that I can do tasks better myself. This was evident when I took on too many responsibilities during a product launch.

• I can be hesitant ...read more

I have extensive knowledge about the market due to my experience and research.

• I have worked in the sales industry for 10 years, gaining valuable insights into market trends and customer behavior.

• I regularly attend industry conferences and seminars to stay updated on the latest market developments.

• I conduct thorough market research to identify potential opportunities and understand competitor strategies.

• I analyze s...read more

Cash credit and overdraft are two types of short-term borrowing facilities provided by banks.

• Cash credit is a type of loan where the borrower can withdraw money up to a certain limit approved by the bank. Interest is charged only on the amount withdrawn.

• Overdraft is a facility where the bank allows the borrower to withdraw more money than what is available in their account. Interest is charged on the overdrawn amo...read more

BG stands for Bank Guarantee. There are two types of BG - Performance BG and Financial BG.

• BG is a type of financial instrument issued by a bank to guarantee payment to a third party in case of default by the applicant.

• Performance BG is issued to ensure that the applicant fulfills their contractual obligations.

• Financial BG is issued to ensure that the applicant can meet their financial obligations.

• BGs are commonly ...read more

Current ratio measures a company's ability to pay its short-term liabilities with its short-term assets. Leverage measures the amount of debt used to finance a company's assets.

• Current ratio is calculated by dividing current assets by current liabilities

• Acceptable current ratio varies by industry, but generally a ratio of 2:1 is considered good

• Leverage is calculated by dividing total debt by total assets

• Acceptable...read more