Axis Bank Asset Relationship Manager Interview Questions and Answers

Q1. What is working capital
Ans. 
Working capital is the difference between a company's current assets and current liabilities.
• Working capital is essential for a company's day-to-day operations.

• It indicates the company's ability to meet its short-term financial obligations.

• Formula: Working Capital = Current Assets - Current Liabilities

• Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi
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Q2. What is DSCR Ratio
Ans. 
DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
• DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.

• A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.

• Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's
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Q1. Based on Experience
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Q2. No of proposal procees
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Q1. Wealth management
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Q2. Product knowledge
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Q1. No disscus.I not happy with working sbi wealth
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Q1. Previous company to present SBI wealth not good
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Q2. Mostly caste filling and locality I am personally experience in sbi wealth
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Q3. Condard base employee target torture
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Some of case scenario questions

Q1. How to handle angry customer
Ans. 
Listen to their concerns, empathize, remain calm, offer solutions, follow up
• Listen actively to their complaints without interrupting

• Empathize with their emotions and show understanding

• Remain calm and composed, avoid getting defensive

• Offer solutions or alternatives to address their issues

• Follow up with the customer to ensure their satisfaction
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Q2. What was your role in marketing?
Ans. 
I was responsible for developing and implementing marketing strategies to attract new clients and retain existing ones.
• Developed marketing campaigns to promote products and services

• Analyzed market trends and competitor activities

• Collaborated with sales team to generate leads and increase revenue

• Utilized social media and digital marketing channels to reach target audience
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Q1. Business achievement and explain your self
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Q2. All time assign KRA complete and qualified all contest
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Question for relevant match role

ItFirst, provide an answer. (Are you hiring them? ...
Explain their strengths. (E.g. The candidate demonstrated excellent communication skills. ...
Explain why they weren't a good fit for the company or talk about areas where they can improve. ...
Summarise the experience and next steps.

First, provide an answer. (Are you hiring them? ...
Explain their strengths. (E.g. The candidate demonstrated excellent communication skills. ...
Explain why they weren't a good fit for the company or talk about areas where they can improve. ...
Summarise the experience and next steps.

First, provide an answer. (Are you hiring them? ...
Explain their strengths. (E.g. The candidate demonstrated excellent communication skills. ...
Explain why they weren't a good fit for the company or talk about areas where they can improve. ...
Summarise the experience and next steps.