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Aavas Financiers Credit Officer Interview Questions and Answers

Updated 16 Aug 2022

1 interview found

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Credit Officer Interview Questions

user image Anonymous

posted on 16 Aug 2022

I applied via Referral and was interviewed in Feb 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

Technical Round (2 Questions)

  • Q1. Core question of financial work.
  • Q2. Loan related norms like LTV FOIR
3

HR Round (1 Question)

  • Q1. Same as was in technical.

Interview Preparation Tips

Interview preparation tips for other job seekers - At least related qualifications, Basic knowledge of loan and banking, all other aspect of knowledge like tax, account, auditing etc.

Interview questions from similar companies

Interview experience
5
 Excellent
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Naukri.com and was interviewed before May 2022.

4 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

One-on-one Round (2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
3

One-on-one Round (2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
4

HR Round (2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed in Oct 2024.

1 Interview Round

1

Technical Round (2 Questions)

  • Q1. Technical related questions
  • Q2. Product related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Company Website and was interviewed in May 2024.

1 Interview Round

1

Technical Round (2 Questions)

  • Q1. Technical knowledge and job profile related
  • Q2. As per process and work experience based

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion
Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 More than 8 weeks
Result
 No response

I applied via Walk-in and was interviewed before Oct 2023.

1 Interview Round

1

Technical Round (5 Questions)

  • Q1. Good awesome Awareness
  • Q2. Lastly Punch in Option Process
  • Q3. Lastly personmet
  • Q4. Feeld working process Complete awareness
  • Q5. Collection working process Complete awareness

Interview Preparation Tips

Interview preparation tips for other job seekers - Awareness lowly attempt
Interview experience
4
 Good
Difficulty level
 -
Duration
 -
Result
 -

I applied via Referral and was interviewed in Jun 2023.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

One-on-one Round (1 Question)

  • Q1. Self and profile

Interview Preparation Tips

Topics to prepare for Mahindra Rural Housing Finance Credit Officer interview:
  • Greduated
Interview preparation tips for other job seekers - Good company
Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 2-4 weeks
Result
Selected  Selected

I applied via LinkedIn and was interviewed before Sep 2022.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

One-on-one Round (3 Questions)

  • Q1. What is the Credit job profile
  • Q2. What is the experience in credit
  • Q3. Self discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent

I applied via Referral and was interviewed before Nov 2021.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
2

Group Discussion Round

Current affair on GDP growth and macroeconomics

3

One-on-one Round (2 Questions)

  • Q1. Ratio analysis DSCR, current ratios
  • Q2. Why did I choose the company?

Interview Preparation Tips

Topics to prepare for Poonawalla Fincorp Credit Officer interview:
  • Financial Analysis
  • Investment Banking
Interview preparation tips for other job seekers - Stay calm and answer to the fact. Dont answer vaguely. Be to the point.
Interview experience
4
 Good
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
 Not Selected

I applied via Walk-in and was interviewed in Jun 2024.

2 Interview Rounds

1

HR Round (2 Questions)

  • Q1. Credit officer skills
  • Q2. And about the project
2

Only one round Round (2 Questions)

  • Q1. About location where u want to choose
  • Q2. Self introduction

Interview Preparation Tips

Interview preparation tips for other job seekers - If you want to decided to give interview in Muthoot fincrop Vanasthalipuram above Ramraz ‘ pls notice one thing . I want to tell you one thing it’s my experience they are selecting only consultancy stundents . M going that interview like a walkin but they did not focus on skills and knowledge they selected only consultancy students . How I know this I clearly explains you . Me and my Frd both are going that interview he coming from consultancy iam walkin so he explained me after his selection so I feel very bad bcz I gave best interview and I have hope on that job so pls who want to go that Muthoot fincrop interview pls understand and notice all things after that gave interview. This is my advice to you than you . This is my experience but interviewers are Gud .
Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

1 Interview Round

1

Case Study Round

Credit policy and case analysis

Aavas Financiers Interview FAQs

How many rounds are there in Aavas Financiers Credit Officer interview?
Aavas Financiers interview process usually has 3 rounds. The most common rounds in the Aavas Financiers interview process are Resume Shortlist, Technical and HR.
How to prepare for Aavas Financiers Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aavas Financiers . The most common topics and skills that interviewers at Aavas Financiers expect are Credit Underwriting, Credit, Credit Analysis, Credit Appraisal and Credit Management.
What are the top questions asked in Aavas Financiers Credit Officer interview?

Some of the top questions asked at the Aavas Financiers Credit Officer interview -

  1. loan related norms like LTV F...read more
  2. Core question of financial wo...read more
  3. Same as was in technic...read more

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Aavas Financiers Credit Officer Salary
based on 57 salaries
₹1.6 L/yr - ₹4.5 L/yr
17% less than the average Credit Officer Salary in India
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Aavas Financiers Credit Officer Reviews and Ratings

based on 23 reviews

3.5/5

Rating in categories

3.6

Skill development

3.3

Work-Life balance

3.4

Salary & Benefits

4.1

Job Security

3.2

Company culture

3.2

Promotions/Appraisal

3.3

Work Satisfaction

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