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IIFL Finance Credit Officer Interview Questions and Answers

Updated 17 Sep 2023

IIFL Finance Credit Officer Interview Experiences

2 interviews found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. What is the Credit job profile
  • Q2. What is the experience in credit
  • Q3. Self discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent

I applied via Walk-in and was interviewed in Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.
  • Ans. 

    I am an experienced Credit Officer with a strong background in financial analysis and risk assessment.

    • I have worked in the banking industry for over 5 years, specializing in credit analysis and loan underwriting.

    • I have a deep understanding of financial statements, credit scoring models, and risk management techniques.

    • I have successfully managed a portfolio of corporate clients, evaluating their creditworthiness and rec...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Hi sir good morning I am interested job solapur district location Maharashtra

Credit Officer Interview Questions Asked at Other Companies

Q1. How can you are calculate income if customer not filing the incom ... read more
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Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
  • Q2. Product related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. What is group loans
  • Ans. 

    Group loans are loans provided to a group of individuals who are jointly responsible for repayment.

    • Group loans are typically provided to a group of individuals who know each other and are willing to support each other in repayment.

    • Each member of the group is responsible for the repayment of the loan, and if one member defaults, the others are expected to cover the payment.

    • Group loans are commonly used in microfinance i...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Self introduction
Round 2 - HR 

(1 Question)

  • Q1. Qualification company details ext
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
No response

I applied via Walk-in and was interviewed before Oct 2023. There was 1 interview round.

Round 1 - Technical 

(5 Questions)

  • Q1. Good awesome Awareness
  • Q2. Lastly Punch in Option Process
  • Q3. Lastly personmet
  • Q4. Feeld working process Complete awareness
  • Q5. Collection working process Complete awareness

Interview Preparation Tips

Interview preparation tips for other job seekers - Awareness lowly attempt
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Self and profile

Interview Preparation Tips

Topics to prepare for Mahindra Rural Housing Finance Credit Officer interview:
  • Greduated
Interview preparation tips for other job seekers - Good company

I applied via Naukri.com and was interviewed in Jul 2022. There were 2 interview rounds.

Round 1 - Coding Test 

Reasoning all types of reasoning subject and also I can solve also aptitude

Round 2 - Aptitude Test 

Alle types of aptitude

Interview Preparation Tips

Topics to prepare for Shriram Finance Credit Officer interview:
  • SQL
Interview preparation tips for other job seekers - Lol ... As dependency on candidates,. I will advise to candidates those who are interested purpose of these categories.
Interview experience
4
Good
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about your self
  • Q2. Credit officer role in secured and unsecured landing business

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and be positive

IIFL Finance Interview FAQs

How many rounds are there in IIFL Finance Credit Officer interview?
IIFL Finance interview process usually has 2 rounds. The most common rounds in the IIFL Finance interview process are Resume Shortlist, HR and One-on-one Round.

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IIFL Finance Credit Officer Interview Process

based on 1 interview

Interview experience

3
  
Average
View more
IIFL Finance Credit Officer Salary
based on 56 salaries
₹1.7 L/yr - ₹4.2 L/yr
16% less than the average Credit Officer Salary in India
View more details

IIFL Finance Credit Officer Reviews and Ratings

based on 22 reviews

4.1/5

Rating in categories

4.6

Skill development

3.7

Work-life balance

4.3

Salary

3.7

Job security

4.0

Company culture

3.9

Promotions

4.0

Work satisfaction

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