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HDB Financial Services
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HDB Financial Services Credit Officer Interview Questions and Answers
HDB Financial Services Credit Officer Interview Experiences
1 interview found
Anonymous
(1 Question)
- Q1. Self introduction
(1 Question)
- Q1. Qualification company details ext
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I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.
(2 Questions)
- Q1. Working place and location
- Q2. My experience credit team SME
(2 Questions)
- Q1. My job experience 6 years
- Q2. On time job working
(2 Questions)
- Q1. May notice period 2 month
- Q2. Dehradun Vikasnagr
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I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
(2 Questions)
- Q1. Technical related questions
- Q2. Product related questions
Interview Preparation Tips
(1 Question)
- Q1. What is group loans
- Ans.
Group loans are loans provided to a group of individuals who are jointly responsible for repayment.
Group loans are typically provided to a group of individuals who know each other and are willing to support each other in repayment.
Each member of the group is responsible for the repayment of the loan, and if one member defaults, the others are expected to cover the payment.
Group loans are commonly used in microfinance i...
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I applied via Naukri.com and was interviewed in Jul 2022. There were 2 interview rounds.
Reasoning all types of reasoning subject and also I can solve also aptitude
Alle types of aptitude
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- SQL
Selected
I applied via LinkedIn and was interviewed before Sep 2022. There were 2 interview rounds.
(3 Questions)
- Q1. What is the Credit job profile
- Q2. What is the experience in credit
- Q3. Self discussion
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I was interviewed in Dec 2021.
Interview Questionnaire
1 Question
- Q1. What is your experience in MFI?
- Ans.
I have 5 years of experience working in microfinance institutions (MFIs).
Worked as a Credit Officer at XYZ MFI for 3 years
Managed a portfolio of 200+ clients and assessed their creditworthiness
Analyzed financial statements and conducted risk assessments
Implemented loan disbursement and repayment processes
Provided financial literacy training to clients
Collaborated with other departments to ensure smooth operations
Achiev...
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Selected
I applied via Naukri.com and was interviewed in Nov 2024. There was 1 interview round.
(2 Questions)
- Q1. Tell me about your self
- Q2. Credit officer role in secured and unsecured landing business
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I applied via Approached by Company and was interviewed in Oct 2021. There were 3 interview rounds.
About credit
Test of credit
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I applied via Walk-in and was interviewed in Mar 2022. There were 2 interview rounds.
(1 Question)
- Q1. Tell me about yourself.
- Ans.
I am an experienced Credit Officer with a strong background in financial analysis and risk assessment.
I have worked in the banking industry for over 5 years, specializing in credit analysis and loan underwriting.
I have a deep understanding of financial statements, credit scoring models, and risk management techniques.
I have successfully managed a portfolio of corporate clients, evaluating their creditworthiness and rec...
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HDB Financial Services Interviews By Designations
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Interview Questions for Popular Designations
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HDB Financial Services Credit Officer Interview Process
based on 4 interviews
Interview experience
Credit Officer Interview Questions from Similar Companies
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HDB Financial Services Credit Officer Reviews and Ratings
based on 44 reviews
Rating in categories
|
Sales Executive
4.5k
salaries
|  ₹1 L/yr - ₹6 L/yr |
|
Junior Officer
2.7k
salaries
| ₹0.9 L/yr - ₹4.5 L/yr |
|
Sales Officer
1.9k
salaries
| ₹0.9 L/yr - ₹6.5 L/yr |
|
Credit Relationship Manager
1.5k
salaries
| ₹1.8 L/yr - ₹5 L/yr |
|
Relationship Manager
1.4k
salaries
| ₹1.4 L/yr - ₹4.8 L/yr |
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