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Muthoot Fincorp Relationship Manager Interview Questions and Answers for Experienced

Updated 20 Dec 2024

Muthoot Fincorp Relationship Manager Interview Experiences for Experienced

3 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Referral and was interviewed in May 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Self introduction
  • Q2. Previous experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Self confidence
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
-

I applied via Walk-in and was interviewed before Oct 2023. There was 1 interview round.

Round 1 - LAP AND HL RELEVANT DISCUSSION 

(3 Questions)

  • Q1. Lap wise suitable profiles
  • Ans. 

    Profiles suitable for each lap of the relationship management process.

    • Initial lap - Prospective clients with potential for long-term relationships

    • Middle lap - Existing clients requiring personalized attention and support

    • Final lap - Clients ready for upselling or cross-selling opportunities

  • Answered by AI
  • Q2. What is Nagative profile
  • Ans. 

    A negative profile refers to a customer or client who poses a higher risk to the bank due to factors such as poor credit history or financial instability.

    • Negative profiles may have a history of late payments or defaults on loans.

    • They may have a high debt-to-income ratio, indicating financial strain.

    • Negative profiles may also have a history of bankruptcy or foreclosure.

    • These clients may be more likely to default on loan

  • Answered by AI
  • Q3. Internet rate and loan process

Interview Preparation Tips

Interview preparation tips for other job seekers - Every think is possible when you are learn...

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Interview experience
-
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed before Jan 2021. There was 1 interview round.

Round 1 - Case Study 

Property deed,chain deed, assesment ,xhain khatoni case

Interview Preparation Tips

Interview preparation tips for other job seekers - Namase

Relationship Manager Jobs at Muthoot Fincorp

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Interview questions from similar companies

I applied via Naukri.com and was interviewed before May 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Be confident on gold loan and health insurance... Speak more on cross selling.

Interview Preparation Tips

Interview preparation tips for other job seekers - Gold loan and health insurance... Be confident on these products...

I applied via Recruitment Consultant and was interviewed in Aug 2017. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Basic background questions and candidate suitability
  • Q2. To check your business acumen in retail loan segment and your plan of action to achieve the desired results

Interview Preparation Tips

General Tips: Put as much stress as possible on your experience in retail loans and small ticket size secured loans.
Skills: Problem Solving, Leadership, Decision Making Skills
Duration: 1-4 weeks

I applied via Naukri.com and was interviewed before Oct 2019. There were 6 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Can you do gold valuation?
  • Ans. 

    Yes, I have experience in gold valuation.

    • I have completed a course in gold valuation and have experience in assessing the purity and value of gold.

    • I am familiar with the different methods of gold valuation such as acid test, XRF analysis, and fire assay.

    • In my previous role, I have conducted gold valuation for customers and provided them with accurate assessments.

    • I keep myself updated with the current market trends and ...

  • Answered by AI
  • Q2. Which carat can we accept for gold loan?
  • Ans. 

    We can accept gold loans of any carat.

    • We accept gold loans of all carats, including 24 carat, 22 carat, 18 carat, etc.

    • The carat of gold determines its purity, with 24 carat being the purest form.

    • Different carats of gold have different levels of purity and value.

    • We assess the value of the gold based on its carat and weight.

    • Customers can avail gold loans regardless of the carat of their gold.

  • Answered by AI
  • Q3. Do you know hallmarks?
  • Ans. 

    Yes, hallmarks are distinctive characteristics or features that are used to identify or recognize something.

    • Hallmarks are often used in the context of identifying or recognizing the quality, authenticity, or origin of a product or item.

    • In the jewelry industry, hallmarks are small marks or stamps on precious metal items that indicate the metal's purity or quality.

    • In the legal field, hallmarks can refer to significant or...

  • Answered by AI
  • Q4. How will you do team management for gold loan marketing?
  • Ans. 

    I will ensure effective communication, set clear goals, provide training and support, and recognize and reward achievements.

    • Regular team meetings to discuss progress and challenges

    • Setting individual and team targets and monitoring progress

    • Providing training and support to team members to improve their skills

    • Recognizing and rewarding achievements to motivate the team

    • Encouraging teamwork and collaboration among team memb...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Knowledge needed about gold loan and process

I applied via Recruitment Consultant and was interviewed in Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About My Self , My Last Company Job profile , About Team Management And Working Style etc.

Interview Preparation Tips

Interview preparation tips for other job seekers - I wanna say that if are confident about yourself and about your job role then you can crack any type of interview without any reference or jack.

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How to canvas gold loans and other products
  • Ans. 

    To canvas gold loans and other products, we need to identify potential customers and offer them personalized solutions.

    • Identify potential customers through market research and customer profiling

    • Offer personalized solutions based on their needs and preferences

    • Leverage existing customer base for referrals and word-of-mouth marketing

    • Use digital marketing channels to reach a wider audience

    • Train and motivate sales team to e...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About my portfolio and communication skill in pitching products

Interview Preparation Tips

Interview preparation tips for other job seekers - Speak bold motivated and practical
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - Aptitude Test 

Business growth and team handling

Interview Preparation Tips

Interview preparation tips for other job seekers - Sales and teem handiling

Muthoot Fincorp Interview FAQs

How many rounds are there in Muthoot Fincorp Relationship Manager interview for experienced candidates?
Muthoot Fincorp interview process for experienced candidates usually has 1 rounds. The most common rounds in the Muthoot Fincorp interview process for experienced candidates are Case Study and HR.
How to prepare for Muthoot Fincorp Relationship Manager interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Muthoot Fincorp. The most common topics and skills that interviewers at Muthoot Fincorp expect are Wealth Management, Relationship Management, Branch Banking, Customer Acquisition and Mutual Funds Sales.
What are the top questions asked in Muthoot Fincorp Relationship Manager interview for experienced candidates?

Some of the top questions asked at the Muthoot Fincorp Relationship Manager interview for experienced candidates -

  1. What is Nagative prof...read more
  2. Lap wise suitable profi...read more
  3. Why you choose Muthoot fincorp ...read more

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Muthoot Fincorp Relationship Manager Interview Process for Experienced

based on 2 interviews

Interview experience

5
  
Excellent
View more
Muthoot Fincorp Relationship Manager Salary
based on 51 salaries
₹2.2 L/yr - ₹4.5 L/yr
37% less than the average Relationship Manager Salary in India
View more details

Muthoot Fincorp Relationship Manager Reviews and Ratings

based on 33 reviews

4.1/5

Rating in categories

4.0

Skill development

4.1

Work-life balance

4.2

Salary

3.8

Job security

4.1

Company culture

3.9

Promotions

3.8

Work satisfaction

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