HDB Financial Services Branch Incharge Interview Questions and Answers

Q1. General questions. Like tell me about your self ..educational background.family background.future ambition ctc
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Q1. Kisi bhi employee ko selection k time sabhi condition batye jay
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Q2. Jis bhi staff ka interview ho usko company ka work khul k bataya jay
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Q3. Jo bhi other company k employee ka interview liya jay usi time uska previous work palace ka history and cb chek kiya jay uske baad hi joining di jay
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Uska nature kaisa hai kya hum jis feild k liye usko bharti kar rai hai kya bo is kaam ko kar sakta

Employee ka interview lete time sabhi ka ek group discussion hona chye

Q1. Ab jab campany digital process follow kar rai hai too candidate technical hi hona chye iska bhi ek test liya jay
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Q2. Company k jo bhi roule hai ispe agar candidate follow kar raha hai tabhi uska final selection kiya jay
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Employees ko interview k time hi sabhi hr policy clear kar dena chye koi bhi aisi baat na bataye jo Employee jab branch pauche too ye bolo ki humko ye cheez na batayegai

Q1. When was microfinance established
Ans. 
Microfinance was established in the 1970s as a way to provide financial services to low-income individuals and communities.
• Microfinance originated in the 1970s as an initiative to alleviate poverty and promote financial inclusion.

• The Grameen Bank in Bangladesh, founded by Muhammad Yunus in 1976, is often credited as the pioneer of modern microfinance.

• Microfinance institutions offer small loans, savings accounts, and ot...read more
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Q2. Muthoot MICROFIN CEO
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Q3. The company was set up muthoot
Ans. MR N. Mathai Muthoot) in 1887 at Kozhencherry
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Business growth and team handling

Q1. Personal details and last experience details
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Q2. What you know about credit manager
Ans. 
A credit manager is responsible for assessing and managing the creditworthiness of individuals or businesses.
• They evaluate credit applications and determine the risk involved in lending money or extending credit.

• They set credit limits and terms of payment.

• They monitor credit accounts and ensure timely payments.

• They work closely with sales teams to ensure credit policies are followed.

• They may also negotiate payment plan...read more
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Q3. What was the role at last job
Ans. 
I was responsible for managing credit operations and ensuring the branch's credit portfolio was in line with company policies.
• Managed credit operations at the branch

• Ensured compliance with company credit policies

• Analyzed credit applications and made credit decisions

• Monitored and reviewed the branch's credit portfolio

• Worked closely with sales and customer service teams to address credit-related issues

• Implemented strateg...read more
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Q1. Last salary details
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Q2. I am interested in tha job
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Q1. Where are you working now
Ans. I said that I am currently working in SBI Life Mitra.
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Q2. Why do you want to get into finance?
Ans. I said that I should come into finance to improve my work performance and contribute to the progress of the company so that I too get promoted along with the company.
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Q1. About work experience
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Q1. Salary discussion
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Q1. Product & Team Banking Qutions
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Q1. CTC Process Qutions only
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