Capgemini Interview Questions, Process, and Tips for Experienced

Credit card life cycle involves application, approval, usage, payment, and closure.

• Application: Customer applies for a credit card.

• Approval: Bank approves or rejects the application based on credit score and other factors.

• Usage: Customer uses the credit card to make purchases and payments.

• Payment: Customer pays the credit card bill on time to avoid interest and penalties.

• Closure: Customer can close the credit card acco...read more

Authorization flow for triggering through simulator

• Simulator should authenticate with the authorization server using client credentials

• Simulator should request an access token from the authorization server

• Simulator should include the access token in the API request to the resource server

• Resource server should validate the access token before granting access to the requested resource

A Base 2 file can be created by converting data into binary format.

• Convert the data into binary format using a programming language or tool

• Save the binary data into a file with a .bin extension

• Ensure that the file can be read and interpreted as binary data

Yes, we can manually adjust payments through the appropriate screen.

• Adjustments can be made through the payment screen

• Manual adjustments require appropriate permissions

• Examples of adjustments include applying discounts or correcting errors

The data elements used in FAS flow Simulator for Chip, Ecommerce and Magstripe are...

• For Chip: Cardholder Verification Method (CVM), Terminal Verification Results (TVR), and Application Interchange Profile (AIP)

• For Ecommerce: Card Verification Value (CVV), Address Verification Service (AVS), and Payment Card Industry Data Security Standard (PCI DSS)

• For Magstripe: Track 1 and Track 2 data, Card Verification Value (CVV),

The layouts in clearing for Mastercard and Visa are Standard and World.

• Mastercard has two layouts in clearing: Standard and World.

• Visa also has two layouts in clearing: Standard and World.

• The Standard layout is used for regular transactions, while the World layout is used for premium cards with additional benefits.

• The World layout includes additional data fields such as cardholder name, address, and phone number.

• The Wo...read more