Axis Bank Asset Desk Manager Interview Questions and Answers

I possess strong communication skills, excellent relationship-building abilities, and in-depth knowledge of financial products and services.

• Strong communication skills: able to effectively communicate with clients and colleagues

• Excellent relationship-building abilities: skilled at developing and maintaining relationships with clients

• In-depth knowledge of financial products and services: familiar with various banking pr...read more

An offer letter is a formal document that outlines the terms and conditions of a job offer.

• Contains details such as job title, salary, start date, benefits, and any conditions of employment.

• Typically includes a deadline for accepting the offer and instructions on how to do so.

• May also include information on background checks, drug tests, and other pre-employment requirements.

I will provide details on mail as requested.

• I will include all relevant information in the email.

• I will ensure the email is clear and concise.

• I will address any specific questions or concerns mentioned in the interview.

Working capital is the difference between a company's current assets and current liabilities.

• Working capital is essential for a company's day-to-day operations.

• It indicates the company's ability to meet its short-term financial obligations.

• Formula: Working Capital = Current Assets - Current Liabilities

• Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi

DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.

• DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.

• A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.

• Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's