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Aavas Financiers Branch Credit Manager Interview Questions and Answers for Experienced

Updated 20 Nov 2024

Aavas Financiers Branch Credit Manager Interview Experiences for Experienced

2 interviews found

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 20 Nov 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Income assessment done by me ?
  • Ans. 

    Income assessment is a crucial part of my role as a Branch Credit Manager.

    • I assess income through pay stubs, tax returns, bank statements, and employment verification.

    • I analyze the consistency and stability of income to determine creditworthiness.

    • I consider sources of income, such as salary, bonuses, commissions, and rental income.

    • I calculate debt-to-income ratios to assess the borrower's ability to repay loans.

    • I may a...

    • Answered by AI
    Add your answer
  • Q2. How to do income assessment of Vada Pav Vendor ?
  • Ans. 

    Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.

    • Calculate average daily sales by observing customer traffic and pricing.

    • Consider expenses such as ingredients, rent, utilities, and labor costs.

    • Evaluate the location's foot traffic and potential for growth.

    • Assess the vendor's customer base and loyalty.

    • Analyze competition in the area and pricing stra...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice Interview got selected.

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 8 Feb 2023

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. All credit common questions
    • Add your answer
  • Q2. My self, Experience, About ur profile, physical PD, CAM preparation and disbursement process. Salary expectations Why leave current job.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls go through credit policies.
U can do it.
Best wishes.

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Interview Tips & Stories
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mrstorm
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works at
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90 days notice period
"Hi everyone, I have a 90-day notice period and actively seeking new job opportunities. However, I haven't received any interview calls yet due to this notice period. I would appreciate any advice on how to navigate this situation. Additionally, if I update my profile to indicate that I am serving my notice period (even though I’m not), how should I handle questions regarding this during interviews? Any guidance or referrals would be greatly appreciated.I am looking for opportunities in ad tech field now.Thank you!"
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Interview questions from similar companies

Branch Credit Manager Interview Questions & Answers

Kogta Financial India Limited user image Anonymous

posted on 1 Dec 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About credit Annalise and underwrite
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. About my current salary and offered salary and experience
    • Add your answer

Branch Credit Manager Interview Questions & Answers

Kogta Financial India Limited user image Anonymous

posted on 1 Dec 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Focus on financial management topic

Round 3 - Case Study 

In which our knowledge put as per situation

Round 4 - HR 

(1 Question)

  • Q1. Previous year skills and salary
  • Ans. 

    The candidate should discuss their skills and salary from the previous year.

    • Discuss the relevant skills acquired in the previous year.

    • Mention any certifications or training completed.

    • Highlight achievements or projects completed.

    • Discuss the salary range from the previous year.

    • Explain any salary increments or bonuses received.

    • Answered by AI
    Add your answer
Round 5 - One-on-one 

(2 Questions)

  • Q1. Skills and knowledge of product
    • Add your answer
  • Q2. Grip on work and product also team handles
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have freshers plz knowledge of financial line and system

Branch Credit Manager Interview Questions & Answers

Kogta Financial India Limited user image Anonymous

posted on 29 Feb 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jan 2024. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Basic about Profile work
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Logical question only on basic credit profile

Branch Credit Manager Interview Questions & Answers

Kogta Financial India Limited user image Anonymous

posted on 31 Oct 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Only business related
    • Add your answer
  • Q2. Credit Related questions
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Branch Credit Manager Interview Questions & Answers

Kogta Financial India Limited user image Deepak Thakur

posted on 5 Dec 2023

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Dec 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Asked about past experience
    • Add your answer
  • Q2. Post related questions and Knowledge
    • Add your answer
Round 3 - One-on-one 

(1 Question)

  • Q1. Knowledge test about product and Cibil
    • Add your answer
Round 4 - HR 

(1 Question)

  • Q1. Salary Negotiation
    • Add your answer

Branch Credit Manager Interview Questions & Answers

Muthoot Fincorp user image Anonymous

posted on 23 Dec 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Self introduction and previous experience details
    • Add your answer
  • Q2. Salary details and expectations in from employer
    • Add your answer
Round 2 - HR 

(1 Question)

  • Q1. Salary discussion
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be positive and stay very strong, don't afraid, be cool when you're going to face interview

Branch Credit Manager Interview Questions & Answers

Muthoot Fincorp user image Anonymous

posted on 20 Dec 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Based on previous experience questions and subject knowledge questions
    • Add your answer
  • Q2. Family background questions
    • Add your answer

Branch Credit Manager Interview Questions & Answers

Muthoot Fincorp user image Anonymous

posted on 21 Dec 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. What kind of process you will do in Previous working sector
    • Add your answer
  • Q2. Why skip the Previous organisation
    • Add your answer
More about working at Aavas Financiers

Aavas Financiers Interview FAQs

How many rounds are there in Aavas Financiers Branch Credit Manager interview for experienced candidates?
Aavas Financiers interview process for experienced candidates usually has 1-2 rounds. The most common rounds in the Aavas Financiers interview process for experienced candidates are One-on-one Round and Resume Shortlist.
How to prepare for Aavas Financiers Branch Credit Manager interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aavas Financiers . The most common topics and skills that interviewers at Aavas Financiers expect are Credit Appraisal, Home Loans, Credit Underwriting, Underwriting and Credit Processing.
What are the top questions asked in Aavas Financiers Branch Credit Manager interview for experienced candidates?

Some of the top questions asked at the Aavas Financiers Branch Credit Manager interview for experienced candidates -

  1. How to do income assessment of Vada Pav Vendo...read more
  2. Income assessment done by m...read more
  3. All credit common questi...read more

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Aavas Financiers Branch Credit Manager Salary
based on 79 salaries
₹3.5 L/yr - ₹7.8 L/yr
6% more than the average Branch Credit Manager Salary in India
View more details

Aavas Financiers Branch Credit Manager Reviews and Ratings

based on 18 reviews

3.7/5

Rating in categories

3.6

Skill development

2.6

Work-life balance

3.5

Salary

3.5

Job security

3.2

Company culture

3.3

Promotions

3.2

Work satisfaction

Explore 18 Reviews and Ratings
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