Utkarsh Small Finance Bank Bank Teller Interview Questions and Answers

Q1. What are your salary expectations?
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Q2. What is your family background?
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Q3. Why should we hire you?
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Q4. Why are you looking for a change?
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Q5. What are your strengths and weaknesses?
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Q6. Tell me about yourself.
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Q1. Why should we hire you?
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Q2. Where do you see yourself in 5 years?
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Q1. RBL Bank limited
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Q1. Education related questions
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Q2. Commerce relatable questions and accounts related
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Q3. Schooling and college
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Q4. Reasons for past company experience
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To gain valuable experience in a dynamic and challenging environment, and to contribute to the growth and success of the organization.
• Opportunity to work on diverse projects and learn new skills

• Collaboration with talented colleagues and mentors

• Exposure to different aspects of the industry

• Contributing to the success of the company through innovative ideas and hard work
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Q1. What were you looking last organisation.
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Q2. Banking products knowledge
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Q3. Customer handling, sales Banking products.
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Financial related. Banking related questions.

Q1. What is working capital
Ans. 
Working capital is the difference between a company's current assets and current liabilities.
• Working capital is essential for a company's day-to-day operations.

• It indicates the company's ability to meet its short-term financial obligations.

• Formula: Working Capital = Current Assets - Current Liabilities

• Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi
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Q2. What is DSCR Ratio
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DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
• DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.

• A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.

• Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's
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Q1. Why you leave from previous organisation?
Ans. 
I left my previous organization to seek new challenges and opportunities for growth.
• Seeking new challenges and opportunities for growth

• Desiring a change in work environment

• Looking for better career advancement prospects
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Q2. What is your current CTC?
Ans. 
My current CTC is $50,000 per year.
• My current CTC is $50,000 per year

• CTC stands for Cost to Company

• It includes salary, bonuses, benefits, and any other perks provided by the employer
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Q3. What is your ambition?
Ans. 
My ambition is to become a successful Teller and eventually work my way up to a management position within the banking industry.
• To excel in my role as a Teller by providing excellent customer service and accurate financial transactions

• To continuously improve my skills and knowledge in banking and finance

• To take on leadership roles and responsibilities within the bank

• To eventually become a manager or supervisor in the b
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Q4. Self introduction?
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Basics of quant like profit and loss, and logical reasoning as well as verbal

Q1. Sell urself , family background
Ans. 
I am a dedicated and experienced Relationship Manager with a strong family background in business and finance.
• I have over 5 years of experience in relationship management, consistently exceeding sales targets and building strong client relationships.

• My family has a long history in the business and finance industry, providing me with a solid foundation and understanding of the sector.

• I am passionate about helping client...read more
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Q2. What is portfolio , marketing
Ans. 
Portfolio marketing involves promoting a group of products or services to a specific target market.
• Involves promoting a collection of products or services together

• Targeted towards a specific market segment

• Focuses on showcasing the benefits and value of the entire portfolio

• Strategies may include cross-selling, upselling, and bundling products/services
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Q1. Say something about you.
Ans. 
I am a dedicated and empathetic Relationship Manager with a passion for helping clients achieve their financial goals.
• I have a strong background in finance and customer service.

• I excel at building and maintaining relationships with clients.

• I am skilled at analyzing financial data and providing tailored solutions to meet clients' needs.
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Q2. Some banking related questions.
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Q1. Ask about previous organization and management.
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Q2. Package and notice period.
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Q1. Tell me about past experiences in detail.
Ans. 
I have extensive experience working as a Relationship Manager in the banking industry.
• Managed a portfolio of high net worth clients, providing personalized financial solutions

• Developed and maintained strong relationships with clients to ensure their financial goals were met

• Collaborated with internal teams to address client needs and resolve any issues

• Analyzed market trends and competitor activities to identify new busi...read more
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Q2. Salary expectation
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