RBL Bank Banking Executive Interview Questions and Answers

Q1. U have experience in selling U have knowledge in idfc bank proses
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Q2. U have knowledge in idfc bank
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Q3. What is salary in idfc bank
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Q4. What is rules in tdfc bank
Ans. 
TDFC Bank has various rules and policies in place to ensure smooth functioning and customer satisfaction.
• TDFC Bank has strict KYC (Know Your Customer) policies in place to prevent fraud and money laundering.

• The bank follows RBI guidelines for interest rates, loan disbursement, and other financial transactions.

• TDFC Bank has a code of conduct for employees to maintain professionalism and ethical behavior.

• The bank has pol...read more
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Q5. What is benifit in idfc bank
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IDFC Bank offers various benefits to its customers including high interest rates, personalized services, and easy access to banking services.
• IDFC Bank offers competitive interest rates on savings and fixed deposit accounts

• Customers can enjoy personalized services and customized solutions based on their financial needs

• The bank provides easy access to banking services through its digital platforms and network of branches...read more
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Q1. How much total Experience
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Q2. I am 4 years experience
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Q3. Where from you?
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Q4. What your education?
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Q1. Tell me about your self.
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Q2. Why should I hire you? Do you know about Banking?
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Q1. Some important question from the previous organisation.
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Q2. What is my role in the previous organisation
Ans. 
I was responsible for processing daily transactions, reconciling accounts, and assisting customers with their banking needs.
• Processed daily transactions such as deposits, withdrawals, and transfers

• Reconciled accounts to ensure accuracy and compliance with regulations

• Assisted customers with inquiries, account maintenance, and problem resolution

• Collaborated with team members to meet department goals and deadlines
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Q1. Introduce yourself
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Q2. Why did you leave your previos job
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Q3. Tell me about your strength and weakness
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Q4. Tell me banking product
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Banking products are financial instruments offered by banks to customers, such as savings accounts, credit cards, loans, and investment products.
• Savings accounts: A type of account where customers can deposit and withdraw money while earning interest.

• Credit cards: A payment card issued by a bank that allows the cardholder to borrow funds for purchases.

• Loans: Financial products where a bank lends money to a customer wit...read more
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Q1. Tell me something about yourself
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Q2. What is demonitization
Ans. 
Demonetization is the act of stripping a currency unit of its status as legal tender.
• Demonetization is usually done to curb corruption, black money, and counterfeit currency.

• It can lead to temporary economic disruption and inconvenience to the public.

• India implemented demonetization in 2016 by invalidating high-denomination currency notes.

• The goal was to move towards a cashless economy and reduce the circulation of bla
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Q3. Tell me banking product
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Banking products are financial instruments offered by banks to customers, such as savings accounts, loans, credit cards, and investment products.
• Savings accounts: allow customers to deposit money and earn interest

• Loans: provide customers with funds that must be repaid with interest

• Credit cards: allow customers to make purchases on credit and pay back later

• Investment products: such as mutual funds, stocks, and bonds, he
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Q4. Difference between asset and liablity
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Assets are resources owned by a company, while liabilities are obligations or debts owed by a company.
• Assets are things of value that a company owns, such as cash, inventory, equipment, and property.

• Liabilities are obligations that a company owes to others, such as loans, accounts payable, and accrued expenses.

• Assets are listed on the left side of the balance sheet, while liabilities are listed on the right side.

• The di...read more
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Good communication skills and team work

How to make the application process is last round test for this test

Q1. Serving & sales
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Q2. Customer service
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Q3. Casa handling, key handling
Ans. 
Account opening and valut key ,gold key ,teller key handling
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Q4. Gold loan process
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Q5. Life insurance customer handling
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