Banking Assistant

Banking Assistant Interview Questions and Answers

Updated 3 Aug 2021

Q1. What are the common ways to operate your banks account?

Ans.

Common ways to operate a bank account include online banking, mobile banking, ATM transactions, and in-person transactions.

  • Online banking through the bank's website or mobile app

  • Mobile banking through the bank's mobile app

  • ATM transactions for deposits, withdrawals, and transfers

  • In-person transactions at a bank branch or through a teller

  • Direct deposit for regular income

  • Automatic bill pay for recurring expenses

Q2. What's a charge off?

Ans.

A charge off is a debt that a lender has given up on collecting and has written off as a loss.

  • A charge off is a negative mark on a credit report.

  • It typically occurs when a borrower fails to make payments for several months.

  • The lender will then write off the debt as a loss and may sell it to a collection agency.

  • The borrower is still responsible for paying the debt, but it may be more difficult to negotiate with a collection agency.

  • Charge offs can stay on a credit report for up...read more

Banking Assistant Interview Questions and Answers for Freshers

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Q3. Whatvia the line credit

Ans.

A line of credit is a flexible loan that allows you to borrow money up to a certain limit.

  • It is a type of revolving credit

  • Interest is only charged on the amount borrowed

  • The borrower can withdraw funds as needed

  • The credit limit is based on the borrower's creditworthiness

  • Examples include credit cards and home equity lines of credit

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