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Utkarsh Small Finance Bank Senior Credit Officer Interview Questions and Answers

Updated 30 Sep 2022

Utkarsh Small Finance Bank Senior Credit Officer Interview Experiences

1 interview found

I applied via Walk-in and was interviewed in Aug 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

In this holl return pepper of aptitude test

Round 3 - Group Discussion 

Give the information of perticular job form division head

Round 4 - HR 

(2 Questions)

  • Q1. Divisional head ask questions related to the bank? HR questions?
  • Q2. Who is the utkarsh CEO

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok this is experts this is good job for the utkarsh back

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2w
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works at
Cvent
Can speak English, can’t deliver in interviews
I feel like I can't speak fluently during interviews. I do know english well and use it daily to communicate, but the moment I'm in an interview, I just get stuck. since it's not my first language, I struggle to express what I actually feel. I know the answer in my head, but I just can’t deliver it properly at that moment. Please guide me
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Interview questions from similar companies

I applied via Naukri.com and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What is credit card

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent work
Experience work
Bank knowledge

Senior Credit Officer Interview Questions Asked at Other Companies

Q1. What is the meaning of OTC and PDD
Q2. What is a CIBIL score for credit?
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Q4. Which CIBIL score is considered bad, and which is considered good ... read more
Q5. What is the difference between a salaried employee and a self-emp ... read more

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Basic ratio question were asked and also they questioned about my personal life and what was my work in previous organisation.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and calm and tell about your skills to them . Your employability depends upon your skill.

I applied via Recruitment Consulltant and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Why are you looking for a change?

Interview Preparation Tips

Topics to prepare for ICICI Bank Senior Executive interview:
  • Branch Banking
Interview preparation tips for other job seekers - I like thise office work and mangemnet and organisation

I applied via Recruitment Consultant and was interviewed in Mar 2018. There were 2 interview rounds.

Interview Preparation Tips

Round: Resume Shortlist
Experience: SR EXECUTIVE

General Tips: THE WORD OF INTRVIEW RFERS TO A ONE ON ONE CONVERSATION WITH OPEN PERSION.INTRVIEW USUALLY TAKE PLACE FACE TO FACE IN PERSION .I GOT SKILL MY INTERVIEW MORE KNOLEDGE.
Duration: <1 week

I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence
  • Q2. What you know about credit
  • Ans. 

    Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.

    • Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.

    • Credit can come in many forms, such as loans, credit cards, and lines of credit.

    • Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...

  • Answered by AI
  • Q3. How u handle a customer and what question u asked from customer to help credit approval

Interview Preparation Tips

Interview preparation tips for other job seekers - make ur confidence to high all of question put up related to credit and ur work and ur previous exp

I applied via Job Portal and was interviewed before Nov 2019. There was 1 interview round.

Interview Questionnaire 

6 Questions

  • Q1. Tell me about yourself?
  • Q2. Why you left your previous job?
  • Q3. How many years you worked in your previous company?
  • Q4. They can also ask about the other previous companies you worked for.
  • Q5. What was your responsibilities in your previous job?
  • Q6. How much salary hike you expecting?
  • Ans. 

    I'm seeking a salary hike that reflects my experience, industry standards, and the value I bring to the organization.

    • Research industry standards: For example, similar roles in our sector typically offer a 10-15% increase.

    • Consider my experience: With over 10 years in leadership, I believe a 20% hike is justified.

    • Value addition: My recent project increased revenue by 30%, showcasing my impact on the company's bottom line...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Well dressed, confident, accuracy, be positive always.
Are these interview questions helpful?

I applied via Walk-in and was interviewed before Jan 2021. There were 3 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Self
Round 2 - HR 
Round 3 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips

Interview Preparation Tips

Interview preparation tips for other job seekers - They asked self introduction, and about me and previous job also then he selected to me

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

Interview Questionnaire 

1 Question

  • Q1. Tell me about your self

Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank Senior Credit Officer interview?
Utkarsh Small Finance Bank interview process usually has 4 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process are Resume Shortlist, Aptitude Test and Group Discussion.

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Overall Interview Experience Rating

4/5

based on 2 interview experiences

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Utkarsh Small Finance Bank Senior Credit Officer Salary
based on 6 salaries
₹1.9 L/yr - ₹5.2 L/yr
27% less than the average Senior Credit Officer Salary in India
View more details

Utkarsh Small Finance Bank Senior Credit Officer Reviews and Ratings

based on 4 reviews

4.4/5

Rating in categories

4.5

Skill development

4.0

Work-life balance

3.9

Salary

4.8

Job security

4.8

Company culture

4.9

Promotions

3.7

Work satisfaction

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