Utkarsh Small Finance Bank Interview Questions, Process, and Tips for Experienced

Q1. Actually this bank is too bad that they don't even interviews candidates properly.
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Q2. Who else are in your family? What is your last qualification?
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Q3. Will you do the job properly or you will leave after 6 months
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Q1. How much less salary should pay
Ans. At least give me current pakage
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Q1. What are current responsibilities
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HR joined without any aptitude test

Q1. Branch managers have no work to do so they take interviews
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Q2. Only one question - will you do this job for 6 months
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Current affairs, Maths & Jeneral Knowledge Basically.

Q1. F2F Introduction
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Q1. Can you tell me about yourself?
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Q2. What were your responsibilities in your previous job?
Ans. 
In my previous role, I managed customer inquiries, resolved issues, and ensured a high level of satisfaction.
• Handled customer inquiries via phone, email, and chat, ensuring timely responses.

• Resolved customer complaints by identifying issues and providing effective solutions, such as offering refunds or replacements.

• Maintained detailed records of customer interactions to track issues and follow up as necessary.

• Collabora...read more
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Q3. What are NEFT and RTGS?
Ans. 
NEFT and RTGS are electronic payment systems in India for transferring funds between banks.
• NEFT (National Electronic Funds Transfer) allows for batch-wise fund transfers, typically settled in hourly batches.

• RTGS (Real-Time Gross Settlement) enables real-time, high-value fund transfers without any waiting period.

• NEFT is suitable for smaller transactions, while RTGS is used for larger amounts, often above ₹2 lakh.

• For exa...read more
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Q1. About Job Related questions
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Q1. Salary Discussion and personal Discussion
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