Ujjivan Small Finance Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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I applied via Walk-in and was interviewed in Sep 2021. There was 1 interview round.
I applied via AmbitionBox and was interviewed in Jan 2022. There were 3 interview rounds.
I applied via Walk-in and was interviewed before May 2022. There were 3 interview rounds.
Assets are resources owned by a person or organization, while liabilities are debts or obligations.
Assets are things of value that can be owned or controlled.
Examples of assets include cash, property, investments, and equipment.
Liabilities are financial obligations or debts that a person or organization owes to others.
Examples of liabilities include loans, mortgages, and unpaid bills.
The difference between assets and l
Yes, I have a bike and a valid DL.
I have a valid driving license which allows me to ride a bike.
I own a bike which I use for commuting to work.
Having a bike and DL will enable me to reach customers quickly and efficiently.
Ujjivan Small Finance Bank interview questions for popular designations
I applied via Naukri.com and was interviewed in Nov 2021. There was 1 interview round.
Get interview-ready with Top Ujjivan Small Finance Bank Interview Questions
I applied via Walk-in and was interviewed before Jan 2022. There were 2 interview rounds.
I applied via Referral and was interviewed in Oct 2021. There was 1 interview round.
I applied via Naukri.com and was interviewed before Jan 2022. There were 2 interview rounds.
CIBIL score is a credit score used by lenders to evaluate the creditworthiness of borrowers.
CIBIL score is a 3-digit number ranging from 300 to 900.
It is based on an individual's credit history and repayment behavior.
Higher the score, higher the chances of getting a loan approved at a lower interest rate.
A score above 750 is considered good and below 600 is poor.
CIBIL score is one of the factors considered by lenders w...
Assessment of income involves analyzing various sources of income and determining their reliability and consistency.
Gather information on all sources of income, including employment, investments, and rental properties.
Review tax returns, pay stubs, and bank statements to verify income.
Consider the stability and predictability of income sources.
Assess any potential risks or uncertainties that could impact income in the ...
I applied via Naukri.com and was interviewed in Aug 2021. There was 1 interview round.
Basic banking terms include savings account, checking account, interest rate, loan, credit card, and ATM.
Savings account: A bank account that earns interest on deposited funds.
Checking account: A bank account used for everyday transactions.
Interest rate: The percentage charged by a lender for borrowing money.
Loan: Money borrowed from a bank or financial institution that must be repaid with interest.
Credit card: A payme...
Types of products in banking include savings accounts, loans, credit cards, and investment accounts.
Savings accounts
Loans
Credit cards
Investment accounts
I applied via Referral and was interviewed in Nov 2021. There was 1 interview round.
To sell liability products, focus on understanding the customer's needs, highlighting the benefits, building trust, and providing excellent customer service.
Research and understand the customer's business or personal needs
Highlight the benefits and features of the liability product
Build trust by providing accurate information and addressing concerns
Offer personalized solutions and tailor the product to the customer's s...
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Rating in categories
Loan Officer
435
salaries
| ₹1.7 L/yr - ₹4.3 L/yr |
Customer Relationship Officer
389
salaries
| ₹1.2 L/yr - ₹4 L/yr |
Relationship Officer
385
salaries
| ₹1.6 L/yr - ₹4.3 L/yr |
Credit Officer
353
salaries
| ₹1.9 L/yr - ₹6 L/yr |
Collection Officer
325
salaries
| ₹1.3 L/yr - ₹4.5 L/yr |
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