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4.1

based on 6.8k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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Shriram Finance Credit Executive Interview Questions and Answers

Updated 7 Apr 2024

Shriram Finance Credit Executive Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
Selected Selected

I applied via Walk-in and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What Do you know about Shriram Finance
  • Ans. 

    Shriram Finance is a leading non-banking financial company in India providing various financial services.

    • Shriram Finance is a part of the Shriram Group, which was founded in 1974.

    • It offers services such as vehicle financing, personal loans, and business loans.

    • The company has a strong presence in rural and semi-urban areas, catering to the financial needs of underserved populations.

    • Shriram Finance has a wide network of ...

  • Answered by AI
  • Q2. What do you know about income tax
  • Ans. 

    Income tax is a tax imposed by the government on individuals and businesses based on their income.

    • Income tax is a direct tax that is levied on the income of individuals and businesses.

    • It is calculated based on the income earned in a specific period, usually a year.

    • Income tax rates can vary depending on the amount of income earned and the tax laws of the country.

    • Income tax is used by the government to fund public servic...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Best Working Place
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Sep 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Behavioral 

(2 Questions)

  • Q1. Previous company experience
  • Q2. There was good and support is good
Round 3 - HR 

(2 Questions)

  • Q1. Personal questions
  • Q2. About family details

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident &bolad

Credit Executive Interview Questions Asked at Other Companies

Q1. What's process for approval and disbursement in CV loan
asked in ICICI Bank
Q2. How much time will you take to learn loan policy
asked in PayMe India
Q3. What do you know about fintech organization?
asked in HDFC Bank
Q4. WHAT ARE THE ACCOUNT TYPES OF THE BANK
Q5. What do you know about income tax

I applied via Referral and was interviewed in Feb 2022. There were 2 interview rounds.

Round 1 - Aptitude Test 

Pivot table & B lookup in full details and etc.

Round 2 - HR 

(7 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why should we hire you?
  • Q5. Why are you looking for a change?
  • Q6. What are your strengths and weaknesses?
  • Q7. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Full preparation on excel work etc

Interview questions from similar companies

I applied via Referral and was interviewed in Dec 2021. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. What is KYC ?
  • Ans. 

    KYC stands for Know Your Customer. It is a process of verifying the identity of customers to prevent fraud and money laundering.

    • KYC is mandatory for financial institutions to comply with regulations.

    • It involves collecting and verifying personal information such as name, address, and identification documents.

    • KYC also includes assessing the risk of doing business with a customer.

    • The process can be done in-person or onlin...

  • Answered by AI
  • Q2. Tell me about yourself
  • Q3. What is your experience
  • Q4. Telling me about loan process
  • Ans. 

    The loan process involves several steps from application to disbursement.

    • The borrower submits a loan application with necessary documents.

    • The lender evaluates the borrower's creditworthiness and financial history.

    • The lender approves or denies the loan application.

    • If approved, the borrower signs a loan agreement and receives the funds.

    • The borrower repays the loan with interest over a set period of time.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview time no any one language is compulsory.. If candidate not comfortable on any one language.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
  • Q2. Product related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Aptitude Test 

Basic maths and common science exam

Round 2 - interview 

(2 Questions)

  • Q1. Inroduce urself
  • Q2. What is loan procurement
  • Ans. 

    Loan procurement is the process of obtaining a loan from a financial institution or lender.

    • Involves submitting an application for a loan

    • Includes providing necessary documentation such as income verification and credit history

    • May require meeting certain eligibility criteria set by the lender

    • Can involve negotiating loan terms and interest rates

    • Examples: applying for a mortgage, car loan, or personal loan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be ur best
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical knowledge and job profile related
  • Q2. As per process and work experience based

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Previous work details
  • Q2. Why want to change
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Desire for career advancement

    • Interest in taking on more responsibilities

    • Looking for a change in work environment

    • Seeking better compensation or benefits

    • Wanting to work for a more reputable company

  • Answered by AI
  • Q3. How to evaluate a customer for credit worthiness
  • Ans. 

    Evaluate customer credit worthiness by analyzing financial history, credit score, income, and payment behavior.

    • Check credit score and credit history

    • Analyze income and employment stability

    • Review payment behavior on previous debts

    • Consider debt-to-income ratio

    • Look for any outstanding loans or bankruptcies

    • Evaluate the length of credit history

  • Answered by AI
  • Q4. Situation based question
  • Q5. Why want to join hdb
  • Ans. 

    I want to join HDB because of its strong reputation in the industry and the opportunities for growth and development.

    • HDB has a strong reputation in the industry for providing excellent financial services

    • I am impressed by HDB's commitment to employee growth and development

    • I believe that my skills and experience align well with the values and goals of HDB

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prompt and truthful towards interviewer
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About Ratio Analysis specifically DSCR , Leverage , Quasi equity
  • Q2. About product knowledge and industry knowledge

Shriram Finance Interview FAQs

How many rounds are there in Shriram Finance Credit Executive interview?
Shriram Finance interview process usually has 2 rounds. The most common rounds in the Shriram Finance interview process are HR, Behavioral and One-on-one Round.
What are the top questions asked in Shriram Finance Credit Executive interview?

Some of the top questions asked at the Shriram Finance Credit Executive interview -

  1. What Do you know about Shriram Fina...read more
  2. What do you know about income ...read more
  3. There was good and support is g...read more

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People are getting interviews through

based on 3 Shriram Finance interviews
WalkIn
Referral
33%
33%
34% candidates got the interview through other sources.
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates

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Shriram Finance Credit Executive Salary
based on 248 salaries
₹1 L/yr - ₹3.7 L/yr
At par with the average Credit Executive Salary in India
View more details

Shriram Finance Credit Executive Reviews and Ratings

based on 86 reviews

3.8/5

Rating in categories

3.8

Skill development

3.7

Work-Life balance

3.3

Salary & Benefits

3.8

Job Security

3.6

Company culture

3.0

Promotions/Appraisal

3.6

Work Satisfaction

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