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Kotak Mahindra Bank Interview Questions and Answers

Updated 7 Jul 2025
Popular Designations

457 Interview questions

An Account Assistant was asked 4d ago
Q. Where are you from?
Ans. 

I hail from a vibrant city known for its rich culture and history, where community and diversity thrive.

  • I grew up in a bustling urban area with a mix of cultures.

  • The local cuisine is a blend of traditional and modern flavors, which I love.

  • My hometown is famous for its annual festivals that celebrate art and music.

  • I enjoy the scenic parks and recreational areas that offer a break from city life.

View all Account Assistant interview questions
A Personal Banker was asked 1w ago
Q. Why do we need to offer a higher CTC?
Ans. 

Offering a higher CTC attracts top talent, enhances employee satisfaction, and reduces turnover costs.

  • Attracting Talent: Competitive salaries draw skilled professionals, ensuring a strong team.

  • Employee Retention: Higher CTC can reduce turnover, saving costs on recruitment and training.

  • Motivation and Productivity: Employees are more motivated when compensated fairly, leading to increased productivity.

  • Market Competi...

View all Personal Banker interview questions
A Customer Service Officer was asked 1w ago
Q. How did you solve complex complaints from irate customers?
Ans. 

I effectively resolved complex complaints by actively listening, empathizing, and providing tailored solutions to irate customers.

  • Actively listened to the customer's concerns without interruption, ensuring they felt heard.

  • Empathized with their situation by acknowledging their frustration and validating their feelings.

  • Gathered all relevant information to understand the root cause of the complaint.

  • Provided a clear a...

View all Customer Service Officer interview questions
An Assistant Manager was asked 1w ago
Q. What is the difference between a current account and a savings account?
Ans. 

Current accounts are for frequent transactions, while savings accounts earn interest on deposits.

  • Current accounts are designed for businesses and individuals who need to conduct frequent transactions.

  • Savings accounts are intended for individuals looking to save money and earn interest over time.

  • Current accounts typically do not earn interest, while savings accounts usually offer interest rates.

  • Example: A business ...

View all Assistant Manager interview questions
A Data Entry Operator was asked 2w ago
Q. What is your perspective on education and training?
Ans. 

Education and training are essential for personal growth and professional development, enhancing skills and knowledge for better job performance.

  • Continuous learning is vital; for example, attending workshops can improve data entry speed and accuracy.

  • Formal education provides foundational skills; a degree in information technology can enhance understanding of data systems.

  • On-the-job training is crucial; shadowing e...

View all Data Entry Operator interview questions
A Banking Executive was asked 2w ago
Q. What was your best experience working with a bank?
Ans. 

My best experience in banking involved enhancing customer relationships and streamlining operations for improved service delivery.

  • Developed a customer feedback system that increased satisfaction scores by 20%.

  • Led a team to implement a new digital banking platform, reducing transaction times by 30%.

  • Conducted financial literacy workshops for clients, resulting in a 15% increase in investment accounts.

View all Banking Executive interview questions
A Senior Manager was asked 2w ago
Q. How will you manage acquiring business from the small ticket size department?
Ans. 

To acquire business from small ticket size departments, focus on relationship building, tailored solutions, and efficient processes.

  • Build strong relationships with key stakeholders in small departments to understand their needs and pain points.

  • Offer tailored solutions that address specific challenges faced by these departments, enhancing perceived value.

  • Implement efficient processes for quick turnaround on small t...

View all Senior Manager interview questions
Are these interview questions helpful?
An Assistant Manager was asked 3w ago
Q. What strategies can be employed to sell a product effectively?
Ans. 

Effective product selling requires understanding customer needs, building relationships, and utilizing strategic marketing techniques.

  • Understand your target audience: Conduct market research to identify customer preferences and pain points. For example, use surveys to gather insights.

  • Build strong relationships: Engage with customers through personalized communication, such as follow-up emails or phone calls after ...

View all Assistant Manager interview questions
A Credit Executive (CPA) was asked 4w ago
Q. What does DSCR mean and how is it used?
Ans. 

DSCR, or Debt Service Coverage Ratio, measures a company's ability to cover its debt obligations with its operating income.

  • DSCR is calculated as Net Operating Income divided by Total Debt Service.

  • A DSCR greater than 1 indicates that a company generates enough income to cover its debt obligations.

  • For example, if a company has a Net Operating Income of $150,000 and Total Debt Service of $100,000, its DSCR is 1.5.

  • Len...

A Credit Executive (CPA) was asked 4w ago
Q. What information does a CIBIL report contain?
Ans. 

A CIBIL report provides a comprehensive overview of an individual's credit history and financial behavior.

  • Personal Information: Includes name, address, date of birth, and identification numbers.

  • Credit Accounts: Details of loans and credit cards, including account type, balance, and payment history.

  • Credit Inquiries: Lists all inquiries made by lenders when assessing creditworthiness.

  • Credit Score: A numerical repres...

Kotak Mahindra Bank Interview Experiences

1.2k interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Oct 2024. There were 2 interview rounds.

Round 1 - Technical 

(4 Questions)

  • Q1. Whats type of your work handle organisation and how to manage the Cases on daily basis
  • Ans. 

    I prioritize tasks, utilize digital tools, and maintain clear communication to effectively manage daily cases and ensure timely resolutions.

    • Prioritize tasks based on urgency and impact, e.g., addressing critical cases first.

    • Utilize project management software to track case progress and deadlines, such as Trello or Asana.

    • Maintain open communication with team members and stakeholders to ensure everyone is aligned.

    • Conduct...

  • Answered by AI
  • Q2. What is your portfolio size and how many products of which bucket handlings, are you working alone or doing with the help of Agencies
  • Ans. 

    I currently manage a portfolio of 50 products across various buckets, handling 30 products alone and 20 with the help of Agencies.

    • Portfolio size: 50 products

    • Products handled alone: 30

    • Products handled with Agencies: 20

  • Answered by AI
  • Q3. How many Agencies are working and how to mange the agency FOS and High poss cases
  • Ans. 

    There are X number of Agencies working. To manage agency FOS and high poss cases, establish clear communication channels, provide regular training and support, set performance targets, and monitor progress.

    • Identify the number of Agencies currently working

    • Establish clear communication channels with the Agencies to ensure smooth coordination

    • Provide regular training and support to the agency Field Officers (FOS) to enhanc...

  • Answered by AI
  • Q4. How many visit doing in a months and what is your month on month Target vs Acheivment
  • Ans. 

    I conduct approximately 20 visits monthly, with a target of 25, achieving 80% of my goal consistently.

    • Monthly visits: 20, Target: 25, Achievement: 80%.

    • I prioritize high-impact areas, focusing on key clients.

    • For example, in January, I achieved 22 visits against a target of 25.

    • I analyze trends to adjust strategies for better outcomes.

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. Salary Negotiation and Expectations

Interview Preparation Tips

Topics to prepare for Kotak Mahindra Bank Deputy Area Manager interview:
  • Collections
  • Vendor Management
  • Credit Cards
  • Portfolio Management
Interview preparation tips for other job seekers - If you gives any interview first of all go with full confidence Believe in your self and think you are the best fit fir position
Gives the straight answer if don’t know the answer then simply say few words of similar to them and say sorry or say as per knowledge this is the…. your answer
Be positive and calm
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. Good communication skills
  • Q2. Nothing to tell you
Round 2 - HR 

(1 Question)

  • Q1. Over all good experience to work
Round 3 - Aptitude Test 

Nothing to say I had a great experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Good to work with office nature
Over all good experience coulegues
All the best

Relationship Manager Interview Questions & Answers

user image Krishna Mohan Priyadarshi

posted on 10 Jan 2025

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. Introduction about the background
  • Q2. How will you be useful in the company
  • Q3. Are you comfortable for pan india location
  • Q4. Are you eager to learn
  • Q5. Loyal to the company
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. The data entry operator in all countries what is the data entry operator ok Nice
  • Ans. 

    Data entry operators are responsible for inputting, updating, and maintaining information in databases and computer systems.

    • Data entry operators input data into computer systems accurately and efficiently.

    • They may also update and maintain databases with new information.

    • Attention to detail and accuracy is crucial in this role.

    • Examples: Entering customer information into a CRM system, updating inventory levels in a datab...

  • Answered by AI
  • Q2. Thanks for the data entry operator in Bangladesh and the data entry operator in Bangladesh and the data entry operator
  • Q3. Thanks for thedataentryoperatorinBangladeshthe

Interview Preparation Tips

Interview preparation tips for other job seekers - Thanks mahindra bank ok salary

Sales Manager Interview Questions & Answers

user image Anonymous

posted on 31 Dec 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Can you describe your experience in handling teams?
  • Ans. 

    I have over 5 years of experience leading sales teams to exceed targets and achieve high levels of customer satisfaction.

    • Implemented effective sales strategies to increase team performance

    • Provided ongoing training and support to team members to enhance their skills

    • Regularly monitored and evaluated team progress to identify areas for improvement

    • Led by example and motivated team members to reach their full potential

  • Answered by AI
  • Q2. Product Information
  • Q3. Data analysis with strategy
  • Ans. 

    Data analysis with strategy involves using data to inform and drive strategic decision-making.

    • Utilize data to identify trends and patterns in sales performance

    • Develop strategies based on data insights to improve sales effectiveness

    • Track key performance indicators (KPIs) to measure success of sales strategies

    • Implement data-driven sales forecasting to optimize resource allocation

    • Regularly analyze data to adapt and refine...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Kotak Mahindra Bank Sales Manager interview:
  • Data Analysis
Interview preparation tips for other job seekers - Be prepared for your job role.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Approached by Company and was interviewed in Sep 2024. There were 3 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. Topological sort question
  • Q2. 2d dp question - a bit tricky
Round 2 - Technical 

(1 Question)

  • Q1. LLD of a coupon and scratch card service
  • Ans. 

    Design a service for managing coupons and scratch cards, focusing on user interaction and backend processes.

    • User Registration: Users can create accounts to manage their coupons and scratch cards.

    • Coupon Creation: Admins can create coupons with attributes like discount percentage, expiration date, and usage limits.

    • Scratch Card Generation: Users can receive scratch cards that reveal discounts or prizes when scratched.

    • Rede...

  • Answered by AI
Round 3 - Technical 

(2 Questions)

  • Q1. Distributed system theory questions
  • Q2. 1 simple array coding question
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via LinkedIn and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Questions related to Agile scrum methodology.
  • Q2. Questions related to product management

Interview Preparation Tips

Topics to prepare for Kotak Mahindra Bank Product Manager interview:
  • Agile Methodology
Interview preparation tips for other job seekers - Be thorough with your CV. Explain your projects in detail. Agile knowledge required.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Describe your role in your Current organization
  • Ans. 

    I oversee strategic planning, budgeting, and operations in my current organization.

    • Develop and implement strategic plans to achieve organizational goals

    • Manage budgeting process and ensure financial targets are met

    • Oversee day-to-day operations and provide leadership to staff

    • Collaborate with other departments to streamline processes and improve efficiency

  • Answered by AI
  • Q2. What are various RBI guidelines you know and how did you automated them?
  • Ans. 

    I am familiar with various RBI guidelines such as KYC norms, capital adequacy requirements, and asset classification norms.

    • Know Your Customer (KYC) norms

    • Capital adequacy requirements

    • Asset classification norms

  • Answered by AI
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I appeared for an interview in Jun 2025, where I was asked the following questions.

  • Q1. What is your qualification.
  • Ans. 

    I hold a Bachelor's degree in Accounting and have completed relevant certifications to enhance my skills in financial management.

    • Bachelor's degree in Accounting from XYZ University.

    • Completed CPA certification to deepen my understanding of accounting principles.

    • Interned at ABC Company, where I assisted in managing accounts payable and receivable.

    • Proficient in accounting software like QuickBooks and Excel, which I used d...

  • Answered by AI
  • Q2. What's is your work experience
  • Ans. 

    I have over three years of experience in accounting, focusing on accounts payable, receivable, and financial reporting.

    • Managed accounts payable for a mid-sized company, ensuring timely payments and accurate record-keeping.

    • Assisted in monthly financial reporting, including preparing balance sheets and income statements.

    • Handled customer invoicing and collections, improving cash flow by reducing outstanding receivables by...

  • Answered by AI
  • Q3. Why joining to kotak mahindra
  • Ans. 

    Joining Kotak Mahindra offers a blend of growth, innovation, and a strong commitment to customer service in the banking sector.

    • Reputation: Kotak Mahindra is known for its strong brand and reliability in the banking sector.

    • Growth Opportunities: The bank provides ample opportunities for career advancement and skill development.

    • Innovative Culture: Kotak Mahindra embraces technology and innovation, making it an exciting pl...

  • Answered by AI
  • Q4. Which year you have completed graduation?
  • Ans. 

    I completed my graduation in 2022, which provided me with a solid foundation in accounting principles and practices.

    • Graduated with a Bachelor's degree in Accounting.

    • Completed my degree in May 2022.

    • Participated in various accounting internships during my studies.

    • Gained practical experience in financial reporting and analysis.

  • Answered by AI
  • Q5. What is your salary expectation
  • Ans. 

    As for company policy I have accepted

  • Answered Anonymously
  • Q6. Where r u from
  • Ans. 

    I hail from a vibrant city known for its rich culture and history, where community and diversity thrive.

    • I grew up in a bustling urban area with a mix of cultures.

    • The local cuisine is a blend of traditional and modern flavors, which I love.

    • My hometown is famous for its annual festivals that celebrate art and music.

    • I enjoy the scenic parks and recreational areas that offer a break from city life.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I don't know how to Speak . I'm fresher
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Introduction round
  • Q2. About the banking
  • Q3. Where do you located
  • Q4. Salaried expectation
  • Q5. And branch location

Interview Preparation Tips

Interview preparation tips for other job seekers - You should be clear about the banking

Top trending discussions

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Interview Tips & Stories
6d (edited)
a team lead
Why are women still asked such personal questions in interview?
I recently went for an interview… and honestly, m still trying to process what just happened. Instead of being asked about my skills, experience, or how I could add value to the company… the questions took a totally unexpected turn. The interviewer started asking things like When are you getting married? Are you engaged? And m sure, if I had said I was married, the next question would’ve been How long have you been married? What does my personal life have to do with the job m applying for? This is where I felt the gender discrimination hit hard. These types of questions are so casually thrown at women during interviews but are they ever asked to men? No one asks male candidates if they’re planning a wedding or how old their kids are. So why is it okay to ask women? Can we please stop normalising this kind of behaviour in interviews? Our careers shouldn’t be judged by our relationship status. Period.
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Kotak Mahindra Bank Interview FAQs

How many rounds are there in Kotak Mahindra Bank interview?
Kotak Mahindra Bank interview process usually has 2-3 rounds. The most common rounds in the Kotak Mahindra Bank interview process are One-on-one Round, Resume Shortlist and HR.
How to prepare for Kotak Mahindra Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Kotak Mahindra Bank. The most common topics and skills that interviewers at Kotak Mahindra Bank expect are Relationship Management, Current Account, Sales, Branch Banking and Casa.
What are the top questions asked in Kotak Mahindra Bank interview?

Some of the top questions asked at the Kotak Mahindra Bank interview -

  1. How would you sale our products to your existing clien...read more
  2. Why is SAS used of there are other open source tools availab...read more
  3. What was your major master are...read more
What are the most common questions asked in Kotak Mahindra Bank HR round?

The most common HR questions asked in Kotak Mahindra Bank interview are -

  1. Why are you looking for a chan...read more
  2. What are your salary expectatio...read more
  3. What are your strengths and weakness...read more
How long is the Kotak Mahindra Bank interview process?

The duration of Kotak Mahindra Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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Overall Interview Experience Rating

4.2/5

based on 1.4k interview experiences

Difficulty level

Easy 39%
Moderate 56%
Hard 5%

Duration

Less than 2 weeks 75%
2-4 weeks 16%
4-6 weeks 3%
6-8 weeks 2%
More than 8 weeks 4%
View more

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Kotak Mahindra Bank Reviews and Ratings

based on 19.3k reviews

3.7/5

Rating in categories

3.6

Skill development

3.5

Work-life balance

3.4

Salary

3.7

Job security

3.5

Company culture

3.2

Promotions

3.4

Work satisfaction

Explore 19.3k Reviews and Ratings
Business Relationship Manager-WC/SBE

Pune,

Ahmedabad

+1

1-6 Yrs

₹ 4-9 LPA

Relationship Officer 811

Morvi,

Surat

+1

0-2 Yrs

₹ 2.8-3 LPA

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