Kotak Mahindra Bank Associate Vice President Interview Questions and Answers

I oversee strategic planning, budgeting, and operations in my current organization.

• Develop and implement strategic plans to achieve organizational goals

• Manage budgeting process and ensure financial targets are met

• Oversee day-to-day operations and provide leadership to staff

• Collaborate with other departments to streamline processes and improve efficiency

I am familiar with various RBI guidelines such as KYC norms, capital adequacy requirements, and asset classification norms.

• Know Your Customer (KYC) norms

• Capital adequacy requirements

• Asset classification norms

Key ratios for credit analysis assess a borrower's ability to repay debt and overall financial health.

• Debt-to-Income Ratio: Measures the percentage of income that goes towards debt payments. A lower ratio indicates better creditworthiness.

• Current Ratio: Current assets divided by current liabilities. A ratio above 1 suggests good short-term financial health.

• Interest Coverage Ratio: Earnings before interest and taxes (EB...read more