Kotak Mahindra Bank Product Manager Interview Questions, Process, and Tips

Reduce risk of default in rural areas

Q1. Basic understanding of banking business
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Q2. Expansion in rural areas
Ans. 
Expanding into rural areas requires understanding the unique challenges and opportunities of these markets.
• Conduct market research to understand the needs and preferences of rural customers

• Develop products and services that meet the specific needs of rural customers

• Partner with local organizations and businesses to establish a presence in rural communities

• Invest in infrastructure and logistics to ensure efficient deliv...read more
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Q1. What is your fav product
Ans. 
My favorite product is the iPhone.
• I love the sleek design and user-friendly interface.

• The App Store offers a wide range of useful and entertaining apps.

• The camera takes high-quality photos and videos.

• The integration with other Apple products makes it easy to stay connected.

• The constant updates and improvements keep the phone feeling new and exciting.
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Q2. Swiggy is facing a decline in customers. Find why
Ans. 
Swiggy is facing a decline in customers due to increased competition and lack of differentiation.
• Increased competition from other food delivery apps like Zomato and Uber Eats.

• Lack of differentiation in terms of menu options and delivery times.

• Issues with delivery quality and customer service.

• Lack of focus on customer retention and loyalty programs.

• Economic slowdown affecting consumer spending.

• COVID-19 pandemic affectin
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