Kotak Mahindra Bank Interview Questions, Process, and Tips

Q1. Basis information
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Q1. What are the elements included in balance sheet
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Elements included in balance sheet are assets, liabilities, and equity.
• Assets: Includes cash, accounts receivable, inventory, property, and equipment.

• Liabilities: Includes accounts payable, loans, and other debts owed by the company.

• Equity: Represents the owner's stake in the company, including retained earnings and stock.

• Balance sheet must always balance, with assets equaling liabilities plus equity.
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Q1. Banking work or project
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Q2. Good skill and communication
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Q1. Field Civil engineer work
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Q2. Construction related work
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Q3. Digtel office work work
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Q4. Building marketing work
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Q5. Finance marketing &good response
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Q6. Measurements &drawing basic knowledge
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Q1. What type of current Accounts and features
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Current accounts typically include features such as online banking, debit cards, and overdraft protection.
• Current accounts usually offer online banking services for easy access to account information.

• Debit cards are commonly provided with current accounts for convenient transactions.

• Overdraft protection may be available to prevent declined transactions in case of insufficient funds.
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Q2. What is bank guarantee
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A bank guarantee is a promise from a bank that a borrower will fulfill their financial obligations to a third party.
• Bank guarantees are often used in international trade to ensure payment or performance obligations are met.

• There are different types of bank guarantees, such as bid bond guarantees, performance guarantees, and advance payment guarantees.

• The bank guarantee is a separate agreement from the underlying contra...read more
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Distributor and Dealar channel Sale.

Q1. Dealar and Sub Dealar sale and market feedback
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Q2. Any query of sale
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The query is about sales.
• Understand the specific query about sales

• Provide relevant information and solutions

• Offer examples and case studies if applicable

• Ensure customer satisfaction and address any concerns
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Q3. Market share other brand
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Q4. Market activity
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Q5. Target per month and achieved scheme
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The target per month is the sales goal set for each month, while the achieved scheme is the actual sales performance compared to the target.
• The target per month is usually set based on factors such as market demand, previous sales performance, and company objectives.

• Achieved scheme refers to the actual sales achieved in comparison to the set target.

• For example, if the target per month is to sell 100 units of a product ...read more
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Q6. Block wise sale mason and Engineer meet and achive target.
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Q7. Mason and Engineer visit bustup sale.
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Q8. Block wise sale and target
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Q9. Yearly scheme and achive Dealar
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Q10. Yearly scheme and achieve Distributor
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Market share sale and chanel sale with target