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I applied via Approached by Company and was interviewed in Oct 2024. There was 1 interview round.
Repo rate is the rate at which the central bank of a country lends money to commercial banks.
Repo rate is used by central banks to control inflation and liquidity in the economy.
A higher repo rate means that banks will borrow at a higher cost, leading to less money in circulation.
Conversely, a lower repo rate encourages banks to borrow more, increasing liquidity in the economy.
For example, if the repo rate is 5%, banks...
Reverse repo rate is the rate at which the central bank borrows money from commercial banks.
Reverse repo rate is used by the central bank to control the money supply in the economy.
It is the opposite of the repo rate, where the central bank lends money to commercial banks.
A higher reverse repo rate encourages banks to park more funds with the central bank, reducing the money supply.
On the other hand, a lower reverse re...
Group discussion topic is very flexible
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I was interviewed in Jan 2025.
Elements included in balance sheet are assets, liabilities, and equity.
Assets: Includes cash, accounts receivable, inventory, property, and equipment.
Liabilities: Includes accounts payable, loans, and other debts owed by the company.
Equity: Represents the owner's stake in the company, including retained earnings and stock.
Balance sheet must always balance, with assets equaling liabilities plus equity.
I was interviewed in Jul 2024.
I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.
I applied via Walk-in and was interviewed in May 2024. There was 1 interview round.
Current accounts typically include features such as online banking, debit cards, and overdraft protection.
Current accounts usually offer online banking services for easy access to account information.
Debit cards are commonly provided with current accounts for convenient transactions.
Overdraft protection may be available to prevent declined transactions in case of insufficient funds.
A bank guarantee is a promise from a bank that a borrower will fulfill their financial obligations to a third party.
Bank guarantees are often used in international trade to ensure payment or performance obligations are met.
There are different types of bank guarantees, such as bid bond guarantees, performance guarantees, and advance payment guarantees.
The bank guarantee is a separate agreement from the underlying contra...
I applied via Walk-in and was interviewed in Jan 2024. There were 3 interview rounds.
Distributor and Dealar channel Sale.
The query is about sales.
Understand the specific query about sales
Provide relevant information and solutions
Offer examples and case studies if applicable
Ensure customer satisfaction and address any concerns
The target per month is the sales goal set for each month, while the achieved scheme is the actual sales performance compared to the target.
The target per month is usually set based on factors such as market demand, previous sales performance, and company objectives.
Achieved scheme refers to the actual sales achieved in comparison to the set target.
For example, if the target per month is to sell 100 units of a product ...
Market share sale and chanel sale with target
The duration of Kotak Mahindra Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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Assistant Manager
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Deputy Manager
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Manager
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Relationship Manager
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