Jana Small Finance Bank Customer Relationship Executive Interview Questions and Answers

Q1. First question why you are in casual? Next introduce yourself What do you know about banking? How will you pitch sales or do field work? Will you be able to do work for 12 hours or more ?
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Q2. Will you be able to do work for 12 hours or more, without Sunday leave?
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Q1. What is working capital
Ans. 
Working capital is the difference between a company's current assets and current liabilities.
• Working capital is essential for a company's day-to-day operations.

• It indicates the company's ability to meet its short-term financial obligations.

• Formula: Working Capital = Current Assets - Current Liabilities

• Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi
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Q2. What is DSCR Ratio
Ans. 
DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
• DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.

• A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.

• Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's
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Good communication skill and good knowlege about mu work and company

Q1. Maths and english
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Use of social media in Banking system