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UCO Bank Relationship Manager Interview Questions and Answers

Updated 25 May 2024

UCO Bank Relationship Manager Interview Experiences

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I applied via Company Website and was interviewed before Jun 2019. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Everything is transparent
  • Q2. It has very good work culture

Interview Preparation Tips

Interview preparation tips for other job seekers - Topics covered are Banking domain and customers oriented

Senior Manager Interview Questions & Answers

Indian Bank user image Akhilesh Srivastava

posted on 6 Jun 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I was interviewed before Jun 2022.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. About working of rseti where i have worked as director in hamirpur
  • Q2. Funds alloted by government and its utilization
  • Ans. 

    Government funds are allocated for various purposes such as infrastructure development, healthcare, education, etc. It is important to ensure proper utilization of these funds to achieve desired outcomes.

    • Government allocates funds for different sectors like healthcare, education, infrastructure, etc.

    • Proper utilization of funds is crucial to achieve desired outcomes and address societal needs.

    • Monitoring and evaluation m...

  • Answered by AI
  • Q3. About job creation by using training programmes
  • Q4. Focus on targets and achievement
  • Q5. Claim settlement updation
Round 3 - Aptitude Test 

Not received for aptitude test however appeared in interview for promotion various times

Interview Preparation Tips

Interview preparation tips for other job seekers - Update knowledge and work with honesty for yourself and the organisation
Interview experience
5
Excellent
Difficulty level
-
Process Duration
Less than 2 weeks
Result
-

I applied via Recruitment Consulltant and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Your strength for company
  • Ans. 

    My strength for the company lies in my ability to lead teams effectively, drive results, and adapt to changing environments.

    • Proven track record of successfully managing teams and projects

    • Strong communication skills to effectively collaborate with cross-functional teams

    • Ability to adapt to changing priorities and environments

    • Strategic thinker with a focus on driving results and achieving goals

    • Experience in implementing p...

  • Answered by AI
  • Q2. Your Usp for field
  • Ans. 

    My unique selling proposition in the field is my ability to effectively lead cross-functional teams to achieve project goals.

    • Proven track record of successfully managing diverse teams towards project completion

    • Strong communication skills to facilitate collaboration and alignment among team members

    • Ability to adapt to changing circumstances and make strategic decisions to keep projects on track

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Indepth Knowledge
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Recruitment Consulltant

Round 1 - One-on-one 

(5 Questions)

  • Q1. What do you know about Banking? Bank is for deposit and lending purpose.
  • Ans. 

    Banking involves financial transactions such as deposits, loans, and investments.

    • Banks accept deposits from customers and pay interest on them

    • Banks provide loans to individuals and businesses

    • Banks offer various financial services such as credit cards, insurance, and investment products

    • Banks are regulated by government agencies to ensure safety and soundness

    • Examples of banks include JPMorgan Chase, Bank of America, and

  • Answered by AI
  • Q2. How many type of bank in India?
  • Ans. 

    There are various types of banks in India catering to different needs of customers.

    • There are commercial banks like State Bank of India, HDFC Bank, ICICI Bank, etc.

    • There are regional rural banks like Baroda Uttar Pradesh Gramin Bank, Kerala Gramin Bank, etc.

    • There are cooperative banks like Saraswat Bank, Abhyudaya Co-operative Bank, etc.

    • There are foreign banks like Citibank, Standard Chartered Bank, etc.

    • There are small ...

  • Answered by AI
  • Q3. Npa position in India 4 to 5 %
  • Ans. 

    The NPA position in India is currently at 4 to 5%.

    • NPA stands for Non-Performing Assets, which are loans that are not being repaid by borrowers.

    • The 4 to 5% NPA position is considered high and can have negative effects on the banking sector and the economy as a whole.

    • Efforts are being made to reduce the NPA position through measures such as loan restructuring and asset recovery.

    • The COVID-19 pandemic has also had an impac...

  • Answered by AI
  • Q4. Wheather Bank nationalisation is necessary for India?
  • Ans. 

    Nationalisation of banks in India is a debatable topic with both pros and cons.

    • Nationalisation can ensure financial stability and prevent bank failures.

    • It can promote financial inclusion and provide access to banking services for all.

    • Nationalised banks can prioritize national development goals and support key sectors.

    • However, it may lead to bureaucratic inefficiencies and lack of competition.

    • Examples of nationalised ba...

  • Answered by AI
  • Q5. Why is loan repayment problem in India? Leadership
  • Ans. 

    Loan repayment problem in India is due to various factors such as lack of financial literacy, job instability, and high interest rates.

    • Lack of financial literacy among borrowers leads to poor financial planning and inability to repay loans

    • Job instability and low income levels make it difficult for borrowers to make timely repayments

    • High interest rates imposed by banks and financial institutions increase the burden of l...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Co-operations
Lack of cooperation is main lacuna in India to repay the loan and loan repayment .

I was interviewed in Jun 2022.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. INCOTERMS and some questions related to RBI Master Circular of Export and Import .
  • Q2. LC &BG along with UCPDC

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough in your subject for which you are showing experience. Interviewer check for confidence and grip in your practical expertise.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Feb 2023. There were 2 interview rounds.

Round 1 - Assignment 

बैंकिंग कार्य निष्पादन

Round 2 - Group Discussion 

ऑडिट संबंधित कमियों का निष्पादन की समय सीमा

Interview Preparation Tips

Interview preparation tips for other job seekers - बैंकिंग प्रणाली का पुरा ज्ञान, ऑडिट संबंधित ज्ञान, kआवश्यक परिपत्र की जानकारी
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Nov 2023. There were 2 interview rounds.

Round 1 - Technical 

(3 Questions)

  • Q1. Responsibility and job role of the Joint Manager/Accountant in absence of Branch Manager
  • Ans. 

    The Joint Manager/Accountant takes on the responsibilities of the Branch Manager in their absence, overseeing operations and financial matters.

    • Oversee daily operations of the branch

    • Manage and supervise staff

    • Handle customer inquiries and complaints

    • Ensure financial transactions are recorded accurately

    • Prepare financial reports and budgets

    • Collaborate with other departments and senior management

    • Implement policies and proced

  • Answered by AI
  • Q2. 😋Are you ready for transfer if promoted j
  • Q3. If you are posted in a Loss making branch, how will you bring this branch in Profit ?
  • Ans. 

    To bring a loss-making branch into profit, I would focus on analyzing the current financial situation, identifying areas of improvement, implementing cost-cutting measures, increasing revenue streams, and motivating the team.

    • Analyze the financial statements to identify the root causes of losses

    • Implement cost-cutting measures such as reducing unnecessary expenses

    • Increase revenue streams by exploring new markets or produ...

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. Payroll and HR related question.

Interview Preparation Tips

Topics to prepare for Bank of Baroda Senior Manager interview:
  • Banking Operations
  • HR Operations
  • Present Job
Interview preparation tips for other job seekers - Be prepared about the present job. Know the other competitors of your Company. Be humble and positive while replying during the interview. Do not bluff if you don't know. Know your strength and weakness. Stress on your strength while replying.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Competitive exam & interview 

(2 Questions)

  • Q1. Related to educational background
  • Q2. Rlated to family
  • Ans. 

    Family plays a crucial role in my life and I prioritize spending quality time with them.

    • Family support is important for work-life balance

    • I believe in maintaining a healthy work-family balance

    • I prioritize family commitments alongside work responsibilities

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Maintain neat and formal dress code which boost your confidence level. Be honest in reply towards interview panel. Prepare with full involvement and practice several times. Attend mock interviews get the advice and correct the mistake if possible.

I applied via Company Website and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. General questions according to resume

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself and give honest answers

UCO Bank Interview FAQs

How many rounds are there in UCO Bank Relationship Manager interview?
UCO Bank interview process usually has 1 rounds. The most common rounds in the UCO Bank interview process are One-on-one Round.

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UCO Bank Relationship Manager Interview Process

based on 1 interview

Interview experience

5
  
Excellent
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