Jana Small Finance Bank BD Executive Interview Questions and Answers

What about the project

Q1. What is your name
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Q2. What is the bank
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A bank is a financial institution that accepts deposits from the public and creates credit.
• Banks provide various financial services such as loans, mortgages, and investment accounts.

• They play a crucial role in the economy by facilitating the flow of money and capital.

• Examples of banks include JPMorgan Chase, Bank of America, and Wells Fargo.
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Q3. What is the rate of interest
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The rate of interest is the percentage of the principal amount charged by a lender for the use of their money.
• The rate of interest can vary depending on factors such as the type of loan, the borrower's credit score, and the current market conditions.

• For example, a mortgage loan may have a fixed interest rate of 4%, while a credit card may have a variable interest rate of 18%.

• Interest rates can be influenced by central ...read more
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Q1. What's your experience?
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I have over 5 years of experience in business development, with a focus on building client relationships and driving revenue growth.
• Developed and implemented successful sales strategies to acquire new clients

• Managed key accounts and maintained strong relationships with existing clients

• Identified market trends and opportunities for business expansion

• Collaborated with cross-functional teams to deliver customized solution
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Q2. How much do you expect?
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Q3. Why do you wanna join idfc?
Ans. 
I want to join IDFC because of its strong reputation in the financial industry and the opportunity to work with a dynamic and innovative team.
• IDFC has a strong reputation in the financial industry

• Opportunity to work with a dynamic and innovative team

• Excited about the potential for growth and development at IDFC
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Q1. Personal information, job experience
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Q2. Why banking you choose?
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Q1. Expected vision of next 5 years?
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Q2. What is small finance bank?
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Small finance banks are financial institutions that provide basic banking services to small businesses and low-income individuals.
• Small finance banks focus on providing financial services to underserved and unserved sections of the population.

• They offer services such as savings accounts, fixed deposits, loans, and payment services.

• These banks have a minimum capital requirement of Rs. 200 crore.

• Examples of small finance...read more
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Q1. INFORMATION AND SELF INTRO
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Q2. EXPRIANCE AND QULIFICATION
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Q1. Technical typing test
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