Upload Button Icon Add office photos

Filter interviews by

Indostar Capital Finance Area Credit Manager Interview Questions and Answers

Updated 28 Feb 2023

Indostar Capital Finance Area Credit Manager Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jan 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(4 Questions)

  • Q1. Why you want to change the compant
  • Q2. What you about Indostar Finance
  • Q3. About Bihar Vehicle deployment and about thread
  • Q4. Why we hired you four State head

Interview Preparation Tips

Interview preparation tips for other job seekers - Before interview you should know about company's profile, portfolio etc

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
-
Process Duration
2-4 weeks
Result
-

I applied via Recruitment Consulltant and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. How will you assess the customer with low cibil score
  • Ans. 

    Assessing customers with low cibil score involves analyzing their credit history, financial stability, and potential risk factors.

    • Review the customer's credit report to understand the reasons for the low CIBIL score

    • Assess the customer's current financial situation, including income, expenses, and existing debts

    • Consider any extenuating circumstances that may have led to the low CIBIL score, such as medical emergencies o...

  • Answered by AI
  • Q2. Volume of files handled and approval to login ratio
  • Ans. 

    The volume of files handled and approval to login ratio is a key metric to assess efficiency and productivity.

    • The volume of files handled refers to the number of credit applications or cases processed by the credit manager within a specific time frame.

    • Approval to login ratio indicates the percentage of credit applications approved compared to the total number of applications logged in by the credit manager.

    • A high volum...

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Previous Company Working and Job responsibilities
  • Ans. 

    I worked at XYZ Company as a Credit Analyst. My responsibilities included assessing creditworthiness, setting credit limits, and managing collections.

    • Assessed creditworthiness of new and existing customers

    • Set credit limits based on risk assessment

    • Managed collections process for overdue accounts

  • Answered by AI
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous organizations Job responsibilities KRA
  • Ans. 

    Managed credit operations, analyzed credit risk, monitored collections, and ensured compliance with credit policies.

    • Analyzed credit risk for potential customers

    • Monitored collections and followed up on overdue accounts

    • Ensured compliance with credit policies and procedures

    • Managed credit operations and team of credit analysts

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Qualification or education
  • Q2. General round and etc
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - HR 

(3 Questions)

  • Q1. WHAT PRODUCT HANDLING BY YOU ?
  • Q2. WHAT IS CURRENT CTC ?
  • Q3. QUESTIONS ABOUT PRODUCT KNOWLEDGE.

Interview Preparation Tips

Interview preparation tips for other job seekers - ANALYSIS ABOUT THE OVERALL EXPERIENCE & PRODUCT KNOWLEDGE.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Aug 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Basic introduction and role related questions
Round 3 - Technical 

(2 Questions)

  • Q1. Technical question about credit
  • Q2. Lendingkart related questions
Round 4 - One-on-one 

(1 Question)

  • Q1. Checking thinking ability
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I was interviewed in Oct 2023.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Discussion credit understanding only
  • Q2. Self introduction
  • Q3. General discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
-

I applied via Walk-in and was interviewed in Nov 2023. There were 2 interview rounds.

Round 1 - Case Study 

Related to Credit Sanctions

Round 2 - HR 

(1 Question)

  • Q1. About Work Experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Take all the information about company before joining
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Credit appraisal,credit worhiness
  • Q2. Maintain branch dignity
  • Q3. Approval and rejection
Round 3 - One-on-one 

(1 Question)

  • Q1. Credit appraisal credit worhiness

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare yourself ,about credit worthiness,credit appraisal

I applied via Referral and was interviewed in Dec 2022. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Simple template only product questions
  • Q2. Simply finished, there is no hardly
  • Q3. There is no hard, easily good
  • Q4. Way of tata making the most beautiful
  • Ans. 

    The question is unclear and not related to credit management.

    • The question is not related to credit management and seems to be incomplete or irrelevant.

    • Without further context or clarification, it is impossible to provide a meaningful answer.

    • It is important to ask relevant and clear questions in an interview to assess a candidate's qualifications and skills.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok, experience and skills knowledge based on HL and lap

Indostar Capital Finance Interview FAQs

How many rounds are there in Indostar Capital Finance Area Credit Manager interview?
Indostar Capital Finance interview process usually has 2 rounds. The most common rounds in the Indostar Capital Finance interview process are One-on-one Round and Resume Shortlist.
How to prepare for Indostar Capital Finance Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Indostar Capital Finance. The most common topics and skills that interviewers at Indostar Capital Finance expect are Credit, Credit Administration, Credit Management, Credit Underwriting and Disbursement.

Tell us how to improve this page.

People are getting interviews through

based on 1 Indostar Capital Finance interview
Referral
100%
Low Confidence
?
Low Confidence means the data is based on a small number of responses received from the candidates.
Indostar Capital Finance Area Credit Manager Salary
based on 40 salaries
₹5.8 L/yr - ₹16 L/yr
14% less than the average Area Credit Manager Salary in India
View more details

Indostar Capital Finance Area Credit Manager Reviews and Ratings

based on 13 reviews

4.9/5

Rating in categories

4.8

Skill development

4.9

Work-Life balance

4.6

Salary & Benefits

4.9

Job Security

4.8

Company culture

4.5

Promotions/Appraisal

4.9

Work Satisfaction

Explore 13 Reviews and Ratings
Assistant Manager
84 salaries
unlock blur

₹2.4 L/yr - ₹6.8 L/yr

Branch Manager
77 salaries
unlock blur

₹3.1 L/yr - ₹9.5 L/yr

Branch Credit Manager
75 salaries
unlock blur

₹1.5 L/yr - ₹7.2 L/yr

Credit Executive
55 salaries
unlock blur

₹1.3 L/yr - ₹3.8 L/yr

Area Credit Manager
40 salaries
unlock blur

₹5.8 L/yr - ₹16 L/yr

Explore more salaries
Compare Indostar Capital Finance with

Muthoot Finance

3.6
Compare

Shriram Finance

4.1
Compare

L&T Finance

3.9
Compare

Mahindra Finance

4.1
Compare

Calculate your in-hand salary

Confused about how your in-hand salary is calculated? Enter your annual salary (CTC) and get your in-hand salary
Did you find this page helpful?
Yes No
write
Share an Interview