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Electronica Finance
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I applied via Referral and was interviewed in Aug 2024. There were 2 interview rounds.
I worked at XYZ Company as a Credit Analyst. My responsibilities included assessing creditworthiness, setting credit limits, and managing collections.
Assessed creditworthiness of new and existing customers
Set credit limits based on risk assessment
Managed collections process for overdue accounts
Managed credit operations, analyzed credit risk, monitored collections, and ensured compliance with credit policies.
Analyzed credit risk for potential customers
Monitored collections and followed up on overdue accounts
Ensured compliance with credit policies and procedures
Managed credit operations and team of credit analysts
Top trending discussions
I was interviewed before Apr 2016.
Important clauses in 3CD for loan sanctioning
Clause 4 - Purpose of loan
Clause 5 - Amount of loan
Clause 6 - Repayment terms
Clause 7 - Security for loan
Clause 8 - Interest rate
Clause 9 - Default and consequences
Profit and loss ratios are financial metrics used to assess the profitability of a company.
Profit ratio measures the percentage of profit earned on sales.
Gross profit ratio is calculated by dividing gross profit by net sales.
Net profit ratio indicates the percentage of net profit earned on sales.
Operating profit ratio measures the profitability of core operations.
Return on investment (ROI) is a common profitability rat
Concurrent audit is conducted during the course of business operations, while statutory audit is conducted at the end of the financial year.
Concurrent audit is performed concurrently with the operations of the organization.
Statutory audit is conducted to ensure compliance with legal and regulatory requirements.
Concurrent audit helps in detecting and preventing frauds and errors in real-time.
Statutory audit provides an ...
No, someone earning less than EMI should not take a loan.
Taking a loan when earning less than the EMI can lead to financial strain and difficulty in repayment.
It is important to have a stable income that can comfortably cover the loan repayment.
If someone is already struggling to meet their financial obligations, taking on additional debt can worsen their situation.
It is advisable to explore alternative options such as...
I applied via Walk-in and was interviewed before Oct 2019. There was 1 interview round.
Yes, I know how to prepare cash flow statements.
Cash flow statements show the inflow and outflow of cash in a business.
They are prepared using the indirect or direct method.
The indirect method starts with net income and adjusts for non-cash items and changes in working capital.
The direct method lists all cash receipts and payments.
Cash flow statements are important for assessing a company's liquidity and financial heal
I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.
I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.
I applied via Campus Placement and was interviewed before May 2021. There was 1 interview round.
posted on 16 Sep 2020
I have 5 years of experience as a Credit Manager at XYZ Company.
Managed credit risk assessment for new and existing clients
Analyzed financial statements and credit reports to determine creditworthiness
Negotiated payment terms and conditions with clients
Implemented credit policies and procedures to minimize risk
Collaborated with sales and finance teams to optimize credit decisions
I applied via Referral and was interviewed before Oct 2021. There were 2 interview rounds.
I applied via Campus Placement and was interviewed before May 2021. There were 2 interview rounds.
based on 1 interview
Interview experience
based on 4 reviews
Rating in categories
Sales Manager
529
salaries
| ₹0 L/yr - ₹0 L/yr |
Assistant Manager
181
salaries
| ₹0 L/yr - ₹0 L/yr |
Relationship Manager
109
salaries
| ₹0 L/yr - ₹0 L/yr |
Area Sales Manager
104
salaries
| ₹0 L/yr - ₹0 L/yr |
Branch Credit Manager
72
salaries
| ₹0 L/yr - ₹0 L/yr |
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