Electronica Finance Regional Credit Manager Interview Questions and Answers

Q1. Comfortable discuss his education, family and his genral knowledge, and after privious experience
Ans. Comfortable given answer self, family and his education and current job
Answered Anonymously
Add your answer
Q2. If interviewer are not eligible then say go otherwise if he is comfortable then we are trying his body language and his capacity for workload
Ans. Dress code was good formal dress with formal shoes and no any stress about work
Answered Anonymously
Add your answer
Q3. We want an educated underwriting and expert person for as a credit manager
Ans. He/she answered to us is experts in underwriting with PD and income calculation
Answered Anonymously
Add your answer
Q4. Asking about team handling and branch handling
Ans. Yes I am very comfortable with my team and my team also very comfort with me and we are solve any issues branch end and we are discussing in our joint group
Answered Anonymously
Add your answer
Q5. Any privious case discussion wherever face problems he is solve it
Ans. Any last case disburse who can your biggest case
Answered Anonymously
Add your answer
Q6. Asking about our company
Add your answer

Q1. Only business related
Add your answer
Q2. Credit Related questions
Add your answer

Q1. Work experience
Add your answer
Q2. Product knowledge
Add your answer

Q1. Product knowledge
Add your answer
Q2. Type of commercial vehicles
Ans. 
Commercial vehicles include trucks, vans, buses, and trailers.
• Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.

• Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.

• Buses: Used for transporting large groups of people, such as school buses or city buses.

• Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re
Answered by AI
Add your answer

Q1. Basic about Profile work
Add your answer

Q1. What is your family background?
Add your answer
Q2. Tell me about yourself.
Add your answer

All related to decision making,General questions all about decision making, simple arithmetic and reasoning question but you have answer maximum number of questions in very low time that's the main task

Q1. About credit based on your past assignments and related to PD, technical,legal,, CIBIL, other related to credit underwriting and etc.,
Add your answer
Q2. Credit related questions
Add your answer

Q1. Say something about HL and Lap loan
Ans. 
HL stands for Home Loan and LAP stands for Loan Against Property.
• HL is a type of loan specifically for purchasing a home or property.

• LAP is a loan where a property is mortgaged to secure a loan for various purposes.

• HL typically has lower interest rates compared to LAP.

• LAP allows borrowers to leverage the value of their property for additional funds.

• Both HL and LAP require thorough evaluation of the borrower's creditwor
Answered by AI
Add your answer
Q2. You know about Technical and legal process say something
Add your answer