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IKF Finance

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3.9

based on 346 Reviews

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IKF Finance Branch Credit Manager Interview Questions and Answers

Updated 6 Nov 2023

IKF Finance Branch Credit Manager Interview Experiences

3 interviews found

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 2 Oct 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I appeared for an interview in Oct 2023.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Discussion credit understanding only
    • Add your answer
  • Q2. Self introduction
    • Add your answer
  • Q3. General discussion
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company.

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 19 Sep 2022

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Brief details of previous company work profile
  • Ans. 

    I worked as a Credit Manager at XYZ Bank, responsible for evaluating and approving loan applications.

    • Evaluated and analyzed creditworthiness of loan applicants

    • Reviewed financial statements, credit reports, and other relevant documents

    • Assessed risk factors and determined appropriate loan terms and conditions

    • Collaborated with sales team to identify potential customers and cross-selling opportunities

    • Managed a portfolio of...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Better company and work balance. Team support and good working environment

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Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 4 May 2022

I applied via Referral and was interviewed in Nov 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About Product Knowledge
  • Ans. Answer about housing finance credit process.
    • Answered Anonymously
    Add your answer
Round 3 - HR 

(2 Questions)

  • Q1. Current active company and about us.
    • Add your answer
  • Q2. Package Discussion and KYC
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Please keep update your self as per market and industry.

Top trending discussions

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Interview Tips & Stories
2w
creamytaro
Verified Icon
·
works at
TCS
Advice for getting more calls from recruiters
Dear All, Currently, I am on notice period, only 45 days left for my last working day. I have been updating my resume with Keyskills and updating my profile in Naukri and LinkedIn. But I am not getting calls from the recruiters. Any tips or advice would be helpful 😊 Help me to get more calls
Got a question about IKF Finance?
Ask anonymously on communities.

Interview questions from similar companies

Branch Credit Manager Interview Questions & Answers

Aavas Financiers user image Anonymous

posted on 20 Nov 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Income assessment done by me ?
  • Ans. 

    Income assessment is a crucial part of my role as a Branch Credit Manager.

    • I assess income through pay stubs, tax returns, bank statements, and employment verification.

    • I analyze the consistency and stability of income to determine creditworthiness.

    • I consider sources of income, such as salary, bonuses, commissions, and rental income.

    • I calculate debt-to-income ratios to assess the borrower's ability to repay loans.

    • I may a...

    • Answered by AI
    Add your answer
  • Q2. How to do income assessment of Vada Pav Vendor ?
  • Ans. 

    Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.

    • Calculate average daily sales by observing customer traffic and pricing.

    • Consider expenses such as ingredients, rent, utilities, and labor costs.

    • Evaluate the location's foot traffic and potential for growth.

    • Assess the vendor's customer base and loyalty.

    • Analyze competition in the area and pricing stra...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice Interview got selected.

Branch Credit Manager Interview Questions & Answers

Aavas Financiers user image Anonymous

posted on 8 Feb 2023

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. All credit common questions
    • Add your answer
  • Q2. My self, Experience, About ur profile, physical PD, CAM preparation and disbursement process. Salary expectations Why leave current job.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls go through credit policies.
U can do it.
Best wishes.

Branch Credit Manager Interview Questions & Answers

Kogta Financial India Limited user image Anonymous

posted on 1 Dec 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About credit Annalise and underwrite
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. About my current salary and offered salary and experience
    • Add your answer

Branch Credit Manager Interview Questions & Answers

Kogta Financial India Limited user image Anonymous

posted on 1 Dec 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Focus on financial management topic

Round 3 - Case Study 

In which our knowledge put as per situation

Round 4 - HR 

(1 Question)

  • Q1. Previous year skills and salary
  • Ans. 

    The candidate should discuss their skills and salary from the previous year.

    • Discuss the relevant skills acquired in the previous year.

    • Mention any certifications or training completed.

    • Highlight achievements or projects completed.

    • Discuss the salary range from the previous year.

    • Explain any salary increments or bonuses received.

    • Answered by AI
    Add your answer
Round 5 - One-on-one 

(2 Questions)

  • Q1. Skills and knowledge of product
    • Add your answer
  • Q2. Grip on work and product also team handles
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have freshers plz knowledge of financial line and system

Branch Credit Manager Interview Questions & Answers

Mahindra Rural Housing Finance user image Anonymous

posted on 20 Mar 2022

I applied via Company Website and was interviewed in Feb 2022. There were 3 interview rounds.

Round 1 - Case Study 
Round 2 - Aptitude Test 
Round 3 - HR 

(2 Questions)

  • Q1. What is your family background?
    • Add your answer
  • Q2. Tell me about yourself.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be polite and listen and answer according to question

Branch Credit Manager Interview Questions & Answers

Capri Global Capital user image Anonymous

posted on 30 Sep 2022

I applied via Walk-in and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Lap and HL process knowledge.
    • Add your answer
  • Q2. What is the meaning of legal and technical
  • Ans. 

    Legal refers to laws and regulations while technical refers to the practical application of knowledge and skills.

    • Legal pertains to the rules and regulations set by the government or other governing bodies.

    • Technical refers to the practical application of knowledge and skills in a specific field.

    • Legal and technical aspects are often intertwined in various industries such as healthcare, finance, and engineering.

    • For exampl...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to teach process knowledge and also Gain knowledge about the legal and technical

Branch Credit Manager Interview Questions & Answers

Capri Global Capital user image Anonymous

posted on 1 Jun 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2024. There was 1 interview round.

Round 1 - Case Study 

Simple case study of maths apptitude percentage etc

Interview Preparation Tips

Interview preparation tips for other job seekers - All were good supportive team.
More about working at IKF Finance

IKF Finance Interview FAQs

How many rounds are there in IKF Finance Branch Credit Manager interview?
IKF Finance interview process usually has 2-3 rounds. The most common rounds in the IKF Finance interview process are Resume Shortlist, One-on-one Round and HR.
What are the top questions asked in IKF Finance Branch Credit Manager interview?

Some of the top questions asked at the IKF Finance Branch Credit Manager interview -

  1. Discussion credit understanding o...read more
  2. About Product Knowle...read more
  3. Package Discussion and ...read more

Tell us how to improve this page.

IKF Finance Interviews By Designations

Interview Questions for Popular Designations

IKF Finance Branch Credit Manager Interview Process

based on 2 interviews

2 Interview rounds

  • Resume Shortlist Round
  • One-on-one Round
View more

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IKF Finance Branch Credit Manager Salary
based on 38 salaries
₹3.3 L/yr - ₹7 L/yr
5% more than the average Branch Credit Manager Salary in India
View more details

IKF Finance Branch Credit Manager Reviews and Ratings

based on 6 reviews

4.5/5

Rating in categories

5.0

Skill development

4.7

Work-life balance

4.0

Salary

4.5

Job security

4.8

Company culture

4.0

Promotions

5.0

Work satisfaction

Explore 6 Reviews and Ratings
IKF Finance Salaries in India
Branch Manager
78 salaries
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₹3.8 L/yr - ₹8.6 L/yr

Branch Credit Manager
38 salaries
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₹3.2 L/yr - ₹7 L/yr

Senior Sales Officer
35 salaries
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₹2.7 L/yr - ₹4 L/yr

Credit Processing Associate
26 salaries
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₹2 L/yr - ₹3.7 L/yr

Senior Branch Manager
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₹5.8 L/yr - ₹8.2 L/yr

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